HomeTennesseeDeKalb CountySmithville
Smithville, Tennessee: commercial real estate data.
Smithville is a Census city of 5,288 people across 5.89 square miles of land, in DeKalb County. Median household income is $33,192, 54.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $6,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Smithville
What Smithville is
- Census place typecity
- Land area5.89 sq mi
- Water area0 sq mi
- Population per square mile of land897
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How many people live in Smithville
- Population5,288
- Median age42.2
- Population under 181,331 plus or minus 308
- Share under 1825.2 percent plus or minus 5.8
- Population 65 and over859 plus or minus 213
- Share 65 and over16.2 percent plus or minus 4.0
- Households2,185
- Family households1,204
- Share of households that are families55.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Income and work in Smithville
- Median household income$33,192 plus or minus $7,571
- Per capita income$19,779
- Civilian labor force1,972
- Employed1,827
- Unemployed145 plus or minus 98
- Unemployment rate7.4 percent plus or minus 4.8
- Adults 25 and over3,664
- Adults 25 and over with a high school diploma or higher72.1 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent plus or minus 6.6
- Adults 25 and over with a graduate degree6.4 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Housing in Smithville
- Housing units2,356
- Occupied units2,185
- Vacant units171 plus or minus 112
- Vacancy rate7.3 percent plus or minus 4.7
- Owner occupied1,196 plus or minus 259
- Renter occupied989 plus or minus 261
- Ownership rate54.7 percent
- Median owner-occupied home value$194,200 plus or minus $41,373
- Median gross rent, monthly$740 plus or minus $211
- Annual rent as a share of median income26.8 percent plus or minus 9.8
- Single family units1,651
- Share single family70.1 percent
- Units in buildings of two or more634 plus or minus 253
- Share in buildings of two or more26.9 percent plus or minus 10.5
- Mobile homes71 plus or minus 79
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How Smithville gets to work
- Workers 16 and over who commute1,785
- Commuting under 15 minutes1,331 plus or minus 391
- Share commuting under 15 minutes74.6 percent plus or minus 16.7
- Commuting 30 minutes or more378 plus or minus 165
- Share commuting 30 minutes or more21.2 percent plus or minus 8.3
- Drove alone74.7 percent
- Carpooled21.2 percent plus or minus 12.3
- Public transport0.7 percent plus or minus 1.2
- Walked2.2 percent plus or minus 3.4
- Worked from home1.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
SBA loans in Smithville (7(a))
- Approvals1
- Gross approval$6,700
- Average approval$6,700
- Median approval$6,700
- Largest approval$6,700
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term36 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smithville
SBA loans in Smithville (504)
- Approvals1
- Gross approval$4,931,000
- Average approval$4,931,000
- Median approval$4,931,000
- Largest approval$4,931,000
- Jobs supported80
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Smithville
Flood risk in Smithville
- NFIP communityCity of Smithville
- NFIP community number470045
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/10(M)
The City of Smithville participates in the National Flood Insurance Program as community 470045 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
DeKalb County, not Smithville
DeKalb County context, not Smithville figures
- Establishments in DeKalb County339
- Covered employment, DeKalb County5,388
- Average annual pay, DeKalb County$48,873
- Housing units permitted, DeKalb County143
Every figure in this section is published for DeKalb County as a whole and is not a measurement of Smithville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Smithville questions, answered from the record.
How many people live in Smithville, Tennessee?
5,288, in 2,185 households. Smithville city covers 5.89 square miles of land, which is 897 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smithville in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smithville?
$33,192. The median owner-occupied home is valued at $194,200. Median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smithville businesses?
1 7(a) approvals totaling $6,700 since FY2020, across 1 lenders, median approval $6,700, plus 1 504 approvals worth $4.9 m since FY2010. These count approvals to borrowers whose address is in Smithville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smithville borrowers get paid back?
No rate is published for Smithville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Smithville in the National Flood Insurance Program?
Yes. Smithville appears in the FEMA Community Status Book as Smithville, city of, community 470045, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Smithville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithville.
Is zoning published for Smithville?
No. Nothing on this page presents parcel level zoning.
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