HomeTennesseeDickson CountyCharlotte
Charlotte, Tennessee: commercial real estate data.
Charlotte is a Census town of 2,164 people across 4.06 square miles of land, in Dickson County. Median household income is $58,750, 81.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Charlotte
What Charlotte is
- Census place typetown
- Land area4.06 sq mi
- Water area0 sq mi
- Population per square mile of land533 plus or minus 109
- County holding the largest share of its areaDickson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte
How many people live in Charlotte
- Population2,164 plus or minus 442
- Median age36.8
- Population under 18504 plus or minus 133
- Share under 1823.3 percent
- Population 65 and over333 plus or minus 119
- Share 65 and over15.4 percent plus or minus 4.5
- Households637
- Family households469 plus or minus 110
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte
Income and work in Charlotte
- Median household income$58,750 plus or minus $14,928
- Per capita income$26,622 plus or minus $6,778
- Civilian labor force762 plus or minus 210
- Employed709 plus or minus 197
- Unemployed53 plus or minus 49
- Unemployment rate7.0 percent plus or minus 6.1
- Adults 25 and over1,403
- Adults 25 and over with a high school diploma or higher85.8 percent plus or minus 22.0
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.5
- Adults 25 and over with a graduate degree6.8 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte
Housing in Charlotte
- Housing units749
- Occupied units637
- Vacant units112 plus or minus 60
- Vacancy rate15.0 percent plus or minus 7.6
- Owner occupied517 plus or minus 109
- Renter occupied120 plus or minus 62
- Ownership rate81.2 percent
- Median owner-occupied home value$252,900
- Median gross rent, monthly$878
- Annual rent as a share of median income17.9 percent plus or minus 5.3
- Single family units575 plus or minus 116
- Share single family76.8 percent
- Units in buildings of two or more66 plus or minus 49
- Share in buildings of two or more8.8 percent plus or minus 6.3
- Mobile homes108 plus or minus 54
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte
How Charlotte gets to work
- Workers 16 and over who commute639 plus or minus 186
- Commuting under 15 minutes66 plus or minus 30
- Share commuting under 15 minutes10.3 percent plus or minus 3.6
- Commuting 30 minutes or more334 plus or minus 121
- Share commuting 30 minutes or more52.3 percent plus or minus 11.2
- Drove alone73.9 percent
- Carpooled16.2 percent plus or minus 11.2
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.6
- Worked from home6.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlotte
SBA loans in Charlotte (7(a))
- Approvals3
- Gross approval$3,251,900
- Average approval$1,083,967
- Median approval$345,000
- Largest approval$2,754,000
- Jobs supported40
- Jobs per approval13.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Charlotte, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charlotte
Flood risk in Charlotte
- NFIP communityTown of Charlotte
- NFIP community number470434
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/15/21
The Town of Charlotte participates in the National Flood Insurance Program as community 470434 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dickson County, not Charlotte
Dickson County context, not Charlotte figures
- Establishments in Dickson County1,100
- Covered employment, Dickson County18,872
- Average annual pay, Dickson County$51,716
- Housing units permitted, Dickson County376
Every figure in this section is published for Dickson County as a whole and is not a measurement of Charlotte.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charlotte questions, answered from the record.
How many people live in Charlotte, Tennessee?
2,164, in 637 households. Charlotte town covers 4.06 square miles of land, which is 533 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlotte in?
Dickson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlotte?
$58,750. The median owner-occupied home is valued at $252,900. Median gross rent is $878 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlotte businesses?
3 7(a) approvals totaling $3.3 m since FY2020, across 2 lenders, median approval $345,000. These count approvals to borrowers whose address is in Charlotte, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlotte borrowers get paid back?
No rate is published for Charlotte. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Charlotte in the National Flood Insurance Program?
Yes. Charlotte appears in the FEMA Community Status Book as Charlotte, town of, community 470434, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Charlotte figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dickson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlotte.
Is zoning published for Charlotte?
No. Nothing on this page presents parcel level zoning.
Nearby