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Ardmore, Tennessee: commercial real estate data.

Ardmore is a Census city of 1,073 people across 4.70 square miles of land, lying across Giles County and Lincoln County. Median household income is $47,188, 63.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ardmore

What Ardmore is

  • Census place typecity
  • Land area4.7 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land228 plus or minus 48
  • County holding the largest share of its areaGiles County, 87.4 percent
  • Counties this place lies inGiles County 87.4 percent, Lincoln County 12.6 percent

Ardmore crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ardmore

How many people live in Ardmore

  • Population1,073 plus or minus 227
  • Median age47.2
  • Population under 18180 plus or minus 82
  • Share under 1816.8 percent plus or minus 6.7
  • Population 65 and over271 plus or minus 70
  • Share 65 and over25.3 percent
  • Households459 plus or minus 96
  • Family households272 plus or minus 75
  • Share of households that are families59.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ardmore

Income and work in Ardmore

  • Median household income$47,188 plus or minus $13,967
  • Per capita income$33,578 plus or minus $6,986
  • Civilian labor force486 plus or minus 132
  • Employed456 plus or minus 128
  • Unemployed30 plus or minus 22
  • Unemployment rate6.2 percent plus or minus 4.2
  • Adults 25 and over807
  • Adults 25 and over with a high school diploma or higher84.9 percent plus or minus 22.1
  • Adults 25 and over with a bachelor degree or higher19.8 percent plus or minus 7.5
  • Adults 25 and over with a graduate degree7.2 percent plus or minus 5.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ardmore

Housing in Ardmore

  • Housing units521
  • Occupied units459 plus or minus 96
  • Vacant units62 plus or minus 40
  • Vacancy rate11.9 percent plus or minus 7.3
  • Owner occupied293 plus or minus 69
  • Renter occupied166 plus or minus 70
  • Ownership rate63.8 percent
  • Median owner-occupied home value$168,100 plus or minus $42,041
  • Median gross rent, monthly$871 plus or minus $188
  • Annual rent as a share of median income22.1 percent plus or minus 8.1
  • Single family units435 plus or minus 92
  • Share single family83.5 percent
  • Units in buildings of two or more25 plus or minus 31
  • Share in buildings of two or more4.8 percent plus or minus 5.8
  • Mobile homes61 plus or minus 40
  • Median year structure built1992

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ardmore

How Ardmore gets to work

  • Workers 16 and over who commute414 plus or minus 120
  • Commuting under 15 minutes59 plus or minus 40
  • Share commuting under 15 minutes14.3 percent plus or minus 8.6
  • Commuting 30 minutes or more256 plus or minus 82
  • Share commuting 30 minutes or more61.8 percent
  • Drove alone77.2 percent
  • Carpooled9.6 percent plus or minus 7.9
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home9.2 percent plus or minus 4.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ardmore

SBA loans in Ardmore (7(a))

  • Approvals1
  • Gross approval$1,738,300
  • Average approval$1,738,300
  • Median approval$1,738,300
  • Largest approval$1,738,300
  • Jobs supported2
  • Jobs per approval2.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term276 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises100.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Ardmore, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ardmore

SBA loans in Ardmore (504)

  • Approvals1
  • Gross approval$271,000
  • Average approval$271,000
  • Median approval$271,000
  • Largest approval$271,000
  • Jobs supported7
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Ardmore, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ardmore

Flood risk in Ardmore

  • NFIP communityTown of Ardmore
  • NFIP community number470293
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/28/07(M)

The Town of Ardmore participates in the National Flood Insurance Program as community 470293 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Giles County, not Ardmore

Giles County context, not Ardmore figures

  • Establishments in Giles County543
  • Covered employment, Giles County9,906
  • Average annual pay, Giles County$51,003
  • Housing units permitted, Giles County72

Every figure in this section is published for Giles County as a whole and is not a measurement of Ardmore.

All Giles County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ardmore questions, answered from the record.

How many people live in Ardmore, Tennessee?

1,073, in 459 households. Ardmore city covers 4.70 square miles of land, which is 228 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ardmore in?

Ardmore lies in more than one. By area it is 87.4 percent in Giles County, 12.6 percent in Lincoln County. This page sits under Giles County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Ardmore?

$47,188. The median owner-occupied home is valued at $168,100. Median gross rent is $871 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ardmore businesses?

1 7(a) approvals totaling $1.7 m since FY2020, across 1 lenders, median approval $1,738,300, plus 1 504 approvals worth $271,000 since FY2010. These count approvals to borrowers whose address is in Ardmore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ardmore borrowers get paid back?

No rate is published for Ardmore. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ardmore in the National Flood Insurance Program?

Yes. Ardmore appears in the FEMA Community Status Book as Ardmore, town of, community 470293, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ardmore figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Giles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ardmore.

Is zoning published for Ardmore?

No. Nothing on this page presents parcel level zoning.