Greene County, Tennessee: commercial real estate data.
Greene County, Tennessee had an estimated 73,398 residents on July 1, 2024, up 4.6 percent since the 2020 census base of 70,161, across 622 square miles. County output reached $3.40 bn in 2024, 1,257 establishments operate here, and the SBA record carries 24 7(a) approvals worth $15.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Greene County
How many people live in Greene County
- Population, American Community Survey 2020-202471,628
- Households28,400
- Average household size2.52
- Median household income$56,194
- Median age44.7
- Median gross rent$737 per month
- Median owner-occupied home value$207,500
- Home value to household income3.7 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over51,956
- Population under 1813,591
- Share under 1819.0 percent
- Population 65 and over15,838
- Share 65 and over22.1 percent
- Working age population, 18 to 6442,199
- Civilian labor force31,713
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over54.6 percent
- Rank by population among Tennessee counties20th of 95
- Rank by population among US county-equivalents, Puerto Rico included777th of 3,222
Greene County is the 20th largest of 95 Tennessee counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.1 percent against 19.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Greene County
Is Greene County's population growing?
- Population, July 1, 202473,398
- Census 2020 base population70,161
- Population change since the 2020 census base4.61 percent
- Population change, 2023 to 2024852
- Births, 2024626
- Deaths, 20241,092
- Natural change, 2024-466
- Net domestic migration, 20241,289
- Net international migration, 202430
- Total net migration, 20241,319
- Cumulative net domestic migration, 2021 to 20245,140
- Rank by growth among US county-equivalents593rd of 3,144
The county has grown 4.61 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Greene County
Where are people moving to Greene County from?
- Tax returns filed by households arriving1,872
- People arriving, from those returns3,706
- Tax returns filed by households leaving1,286
- Net household movement586
- Adjusted gross income arriving$115.5 m
- Net adjusted gross income movement$54.7 m
- Average income of an arriving household$61,693
- Average income of a leaving household$47,308
- Largest single originWashington County (258 households)
- Largest single destinationWashington County (240 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County | 258 | 524 | $11.9 m |
| Sullivan County | 86 | 161 | $3.6 m |
| Hamblen County | 82 | 149 | $3.3 m |
| Hawkins County | 55 | 117 | $2.0 m |
| Knox County | 55 | 99 | $2.3 m |
| Cocke County | 40 | 82 | $1.6 m |
| Jefferson County | 36 | 65 | $1.7 m |
| Carter County | 34 | 59 | $894,000 |
Households arriving report $14,385 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washington County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Greene County
What is the Greene County economy?
- County GDP, 2024$3.40 bn
- County GDP, 2023$3.22 bn
- GDP change, 2023 to 20245.5 percent
- GDP change over five years35.2 percent
- Rank by GDP among the Tennessee areas BEA publishes23rd of 95
- Rank by GDP among the US county areas BEA publishes906th of 3,127
- GDP per resident$47,417
Output grew 5.5 percent in the latest year and 35.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Greene County
Employment by industry in Greene County
- Covered employment, annual average25,076
- Establishments reporting1,573
- Average annual pay$50,588
- Average weekly wage$973
- Manufacturing, employment5,760
- Manufacturing, average annual pay$61,075
- Retail trade, employment3,186
- Retail trade, average annual pay$31,232
- Transportation and warehousing, employment2,270
- Transportation and warehousing, average annual pay$74,973
- Accommodation and food services, employment1,869
- Accommodation and food services, average annual pay$19,493
- Administrative and support and waste management services, employment988
- Construction, employment761
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 5,760 | 107 | $61,075 |
| Retail trade | 3,186 | 234 | $31,232 |
| Transportation and warehousing | 2,270 | 53 | $74,973 |
| Accommodation and food services | 1,869 | 123 | $19,493 |
| Administrative and support and waste management services | 988 | 86 | $35,698 |
| Construction | 761 | 132 | $61,833 |
| Finance and insurance | 596 | 94 | $62,535 |
| Other services, except public administration | 449 | 98 | $41,910 |
Manufacturing is the largest private sector at 5,760 jobs, 23.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Greene County
How many businesses are in Greene County?
- Establishments, all industries1,257
- Employment at those establishments23,957
- Annual payroll$1.12 bn
- Establishments per 1,000 residents17.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Greene County
Building permits in Greene County
- Housing units authorized by permit, 2024337
- Declared construction value permitted$90.4 m
- Single family units authorized265
- Multifamily units authorized72
- Multifamily share of units21.4 percent
- Average declared value per unit$268,248
- Units authorized per 1,000 households11.9
Single-family homes are 78.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Greene County
SBA loans in Greene County (7(a) and 504)
- 7(a) approvals recorded24
- 7(a) gross approval dollars$15.5 m
- Average 7(a) approval$646,725
- Median 7(a) approval$310,500
- 10th percentile approval$71,500
- 90th percentile approval$1,359,880
- Largest single approval$2,830,000
- Jobs reported supported, 7(a)155
- Jobs per approval6.5
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals18
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter14
- Franchise loans5
- Franchise share of approvals20.8 percent
- Most active lenderLive Oak Banking Company (5)
- 504 approvals recorded6
- 504 gross approval dollars$3.2 m
- Average 504 approval$536,500
- Median 504 approval$311,500
- Distinct CDCs active2
- 504 jobs per approval10.2
- 504 jobs per million dollars approved18.9
- Most active CDCBrightbridge, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.7 m
The average approval of $646,725 sits well above the median of $310,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Greene County
SBA loan default and charge-off rates in Greene County
Do SBA loans in Greene County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure14
- Status: Cancelled4
- Status: Paid in full3
- Status: Committed, not yet disbursed3
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
SBA lending by place in Greene County
- Borrower cities with recorded lending4
- Greeneville, approvals18
- Chuckey, approvals3
- Afton, approvals2
- Mosheim, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greeneville | 18 | $13,555,400 |
| Chuckey | 3 | $651,000 |
| Afton | 2 | $645,000 |
| Mosheim | 1 | $670,000 |
Greeneville accounts for 18 approvals against 3 in Chuckey. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
How large is Greene County?
- Land area622 sq mi
- Rank by land area among Tennessee counties7th of 95
- Width, east to west32.9 mi
- Height, north to south33 mi
- Geographies sharing a boundary6
- Residents per square mile of land115
- Establishments per square mile2.02
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Greene County
Flood risk in Greene County
- Participation of the county's own NFIP community Greene County, unincorporated areasParticipating, community 470345
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Greene County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Greene County (community 470345), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Greene County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Greene County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Greene County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202471,628
- Households28,400
- Average household size2.52
- Median household income$56,194
- Median age44.7
Common questions
Greene County questions, answered from the record.
How many people live in Greene County, Tennessee?
The Census Bureau estimates 73,398 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 71,628, in 28,400 households, ranking 20th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Greene County's population growing?
The population has grown 4.61 percent since the 2020 census base of 70,161, to 73,398 on July 1, 2024. In 2024 there were 626 births against 1,092 deaths, with net migration of 1,319. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Greene County?
$56,194. The median owner-occupied home is valued at $207,500, which is 3.7 times income, and median gross rent is $737 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Greene County?
1,257 establishments, employing 23,957 people with an annual payroll of $1.12 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Greene County?
Manufacturing is the largest private sector at 5,760 jobs, 23.0 percent of covered employment. Covered employment averages 25,076 jobs at an average annual pay of $50,588, or $973 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Greene County?
24 7(a) approvals totaling $15.5 m since FY2020, across 13 lenders, with a median approval of $310,500, plus 6 504 approvals worth $3.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Greene County?
337 housing units were authorized by permit in 2024, with a declared construction value of $90.4 m. Multifamily was 21.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Greene County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Greene County come from?
The largest single origin is Washington County, with 258 households. Arriving households report an average income of $61,693 against $47,308 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Greene County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Greene County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Greene County
Cities and places in Greene.
5 Census places lie wholly or partly in Greene County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greeneville | town | 15,646 | 18 | Wholly in this county |
| Tusculum | city | 3,337 | None recorded | Wholly in this county |
| Mosheim | town | 2,511 | 1 | Wholly in this county |
| Fall Branch | CDP | 1,160 | None recorded | 24.2 percent here, 75.8 percent Washington County |
| Baileyton | town | 551 | None recorded | Wholly in this county |
A further 5 of the county's 24 SBA 7(a) approvals are to borrowers in cities that match no Census place in Greene County, the largest being Chuckey (3), Afton (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.