HomeTennesseeHawkins CountySurgoinsville
Surgoinsville, Tennessee: commercial real estate data.
Surgoinsville is a Census town of 1,911 people across 5.73 square miles of land, in Hawkins County. Median household income is $53,854, 86.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Surgoinsville
What Surgoinsville is
- Census place typetown
- Land area5.73 sq mi
- Water area0.03 sq mi
- Population per square mile of land334 plus or minus 69
- County holding the largest share of its areaHawkins County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surgoinsville
How many people live in Surgoinsville
- Population1,911 plus or minus 395
- Median age51.6
- Population under 18351 plus or minus 96
- Share under 1818.4 percent
- Population 65 and over498
- Share 65 and over26.1 percent plus or minus 6.9
- Households784
- Family households577
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surgoinsville
Income and work in Surgoinsville
- Median household income$53,854
- Per capita income$32,302
- Civilian labor force790 plus or minus 206
- Employed778 plus or minus 204
- Unemployed12 plus or minus 12
- Unemployment rate1.5 percent plus or minus 1.5
- Adults 25 and over1,431
- Adults 25 and over with a high school diploma or higher89.3 percent plus or minus 20.3
- Adults 25 and over with a bachelor degree or higher21.5 percent plus or minus 5.0
- Adults 25 and over with a graduate degree10.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surgoinsville
Housing in Surgoinsville
- Housing units852
- Occupied units784
- Vacant units68 plus or minus 47
- Vacancy rate8.0 percent plus or minus 5.4
- Owner occupied677
- Renter occupied107 plus or minus 54
- Ownership rate86.4 percent
- Median owner-occupied home value$189,100
- Median gross rent, monthly$790
- Annual rent as a share of median income17.6 percent plus or minus 4.0
- Single family units726
- Share single family85.2 percent
- Units in buildings of two or more33 plus or minus 29
- Share in buildings of two or more3.9 percent plus or minus 3.3
- Mobile homes93 plus or minus 47
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surgoinsville
How Surgoinsville gets to work
- Workers 16 and over who commute679 plus or minus 184
- Commuting under 15 minutes182 plus or minus 74
- Share commuting under 15 minutes26.8 percent plus or minus 8.2
- Commuting 30 minutes or more236 plus or minus 74
- Share commuting 30 minutes or more34.8 percent
- Drove alone85.7 percent
- Carpooled1.7 percent plus or minus 1.5
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.5
- Worked from home9.1 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surgoinsville
SBA loans in Surgoinsville (7(a))
- Approvals2
- Gross approval$4,190,300
- Average approval$2,095,150
- Median approval$2,095,150
- Largest approval$3,890,300
- Jobs supported62
- Jobs per approval31.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term216 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Surgoinsville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surgoinsville
SBA loans in Surgoinsville (504)
- Approvals1
- Gross approval$2,033,000
- Average approval$2,033,000
- Median approval$2,033,000
- Largest approval$2,033,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Surgoinsville, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surgoinsville
Flood risk in Surgoinsville
- NFIP communityCity of Surgoinsville
- NFIP community number470279
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/03/06
The City of Surgoinsville participates in the National Flood Insurance Program as community 470279 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hawkins County, not Surgoinsville
Hawkins County context, not Surgoinsville figures
- Establishments in Hawkins County638
- Covered employment, Hawkins County12,055
- Average annual pay, Hawkins County$55,373
- Housing units permitted, Hawkins County153
Every figure in this section is published for Hawkins County as a whole and is not a measurement of Surgoinsville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Surgoinsville questions, answered from the record.
How many people live in Surgoinsville, Tennessee?
1,911, in 784 households. Surgoinsville town covers 5.73 square miles of land, which is 334 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surgoinsville in?
Hawkins County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surgoinsville?
$53,854. The median owner-occupied home is valued at $189,100. Median gross rent is $790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surgoinsville businesses?
2 7(a) approvals totaling $4.2 m since FY2020, across 1 lenders, median approval $2,095,150, plus 1 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Surgoinsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surgoinsville borrowers get paid back?
No rate is published for Surgoinsville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Surgoinsville in the National Flood Insurance Program?
Yes. Surgoinsville appears in the FEMA Community Status Book as Surgoinsville, city of, community 470279, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surgoinsville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hawkins County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surgoinsville.
Is zoning published for Surgoinsville?
No. Nothing on this page presents parcel level zoning.
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