HomeTennesseeJefferson CountyJefferson City
Jefferson City, Tennessee: commercial real estate data.
Jefferson City is a Census city of 8,579 people across 7.01 square miles of land, in Jefferson County. Median household income is $60,638, 51.1 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $7.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jefferson City
What Jefferson City is
- Census place typecity
- Land area7.01 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,223
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
How many people live in Jefferson City
- Population8,579
- Median age33.7
- Population under 181,627 plus or minus 346
- Share under 1819.0 percent plus or minus 4.0
- Population 65 and over1,096 plus or minus 236
- Share 65 and over12.8 percent plus or minus 2.7
- Households3,188
- Family households1,762
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
Income and work in Jefferson City
- Median household income$60,638
- Per capita income$28,803
- Civilian labor force4,898
- Employed4,600
- Unemployed298 plus or minus 174
- Unemployment rate6.1 percent plus or minus 3.5
- Adults 25 and over5,465
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent plus or minus 5.4
- Adults 25 and over with a graduate degree5.9 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
Housing in Jefferson City
- Housing units3,418
- Occupied units3,188
- Vacant units230 plus or minus 150
- Vacancy rate6.7 percent plus or minus 4.4
- Owner occupied1,628
- Renter occupied1,560 plus or minus 323
- Ownership rate51.1 percent
- Median owner-occupied home value$213,200
- Median gross rent, monthly$851
- Annual rent as a share of median income16.8 percent plus or minus 3.6
- Single family units1,983
- Share single family58.0 percent
- Units in buildings of two or more1,320 plus or minus 342
- Share in buildings of two or more38.6 percent plus or minus 9.6
- Mobile homes115 plus or minus 103
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
How Jefferson City gets to work
- Workers 16 and over who commute4,318
- Commuting under 15 minutes1,602 plus or minus 354
- Share commuting under 15 minutes37.1 percent plus or minus 7.6
- Commuting 30 minutes or more1,746 plus or minus 415
- Share commuting 30 minutes or more40.4 percent plus or minus 9.0
- Drove alone91.0 percent
- Carpooled3.9 percent plus or minus 2.8
- Public transport0.0 percent
- Walked2.3 percent plus or minus 1.3
- Worked from home2.8 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson City
SBA loans in Jefferson City (7(a))
- Approvals17
- Gross approval$7,287,200
- Average approval$428,659
- Median approval$300,000
- Largest approval$1,684,000
- Jobs supported212
- Jobs per approval12.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises17.6 percent
- Distinct lenders11
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Jefferson City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson City
SBA loans in Jefferson City (504)
- Approvals1
- Gross approval$580,000
- Average approval$580,000
- Median approval$580,000
- Largest approval$580,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Jefferson City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson City
Flood risk in Jefferson City
- NFIP communityTown of Jefferson City
- NFIP community number475430
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/08
The Town of Jefferson City participates in the National Flood Insurance Program as community 475430 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Jefferson City
Jefferson County context, not Jefferson City figures
- Establishments in Jefferson County771
- Covered employment, Jefferson County14,061
- Average annual pay, Jefferson County$55,672
- Housing units permitted, Jefferson County254
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Jefferson City.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Jefferson City questions, answered from the record.
How many people live in Jefferson City, Tennessee?
8,579, in 3,188 households. Jefferson City city covers 7.01 square miles of land, which is 1,223 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson City in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jefferson City?
$60,638. The median owner-occupied home is valued at $213,200. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jefferson City businesses?
17 7(a) approvals totaling $7.3 m since FY2020, across 11 lenders, median approval $300,000, plus 1 504 approvals worth $580,000 since FY2010. These count approvals to borrowers whose address is in Jefferson City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson City borrowers get paid back?
No rate is published for Jefferson City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Jefferson City in the National Flood Insurance Program?
Yes. Jefferson City appears in the FEMA Community Status Book as Jefferson City, town of, community 475430, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Jefferson City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson City.
Is zoning published for Jefferson City?
No. Nothing on this page presents parcel level zoning.
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