HomeTennesseeLauderdale CountyRipley city
Ripley city, Tennessee: commercial real estate data.
Ripley city is a Census city of 7,658 people across 12.87 square miles of land, in Lauderdale County. Median household income is $37,432, 45.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $937,100.
76 sourced place values · tier FULL · 8 sections
Ripley
What Ripley is
- Census place typecity
- Land area12.87 sq mi
- Water area0.04 sq mi
- Population per square mile of land595
- County holding the largest share of its areaLauderdale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How many people live in Ripley
- Population7,658
- Median age33.3
- Population under 182,011
- Share under 1826.3 percent
- Population 65 and over1,060
- Share 65 and over13.8 percent
- Households2,818
- Family households1,924
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Income and work in Ripley
- Median household income$37,432 plus or minus $10,055
- Per capita income$23,515
- Civilian labor force2,937
- Employed2,695
- Unemployed242 plus or minus 92
- Unemployment rate8.2 percent plus or minus 3.0
- Adults 25 and over4,724
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 4.1
- Adults 25 and over with a graduate degree5.1 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Housing in Ripley
- Housing units3,383
- Occupied units2,818
- Vacant units565 plus or minus 175
- Vacancy rate16.7 percent plus or minus 5.1
- Owner occupied1,275
- Renter occupied1,543
- Ownership rate45.2 percent
- Median owner-occupied home value$154,900
- Median gross rent, monthly$800
- Annual rent as a share of median income25.6 percent plus or minus 7.1
- Single family units2,458
- Share single family72.7 percent
- Units in buildings of two or more873 plus or minus 228
- Share in buildings of two or more25.8 percent plus or minus 6.5
- Mobile homes52 plus or minus 56
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How Ripley gets to work
- Workers 16 and over who commute2,498
- Commuting under 15 minutes988 plus or minus 287
- Share commuting under 15 minutes39.6 percent plus or minus 10.6
- Commuting 30 minutes or more607 plus or minus 181
- Share commuting 30 minutes or more24.3 percent plus or minus 6.7
- Drove alone77.9 percent
- Carpooled15.3 percent plus or minus 8.4
- Public transport0.7 percent plus or minus 1.0
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
SBA 7(a) lending to Ripley borrowers
- Approvals3
- Gross approval$937,100
- Average approval$312,367
- Median approval$372,600
- Ninetieth percentile approval$469,700
- Largest approval$469,700
- Jobs supported21
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley
SBA 504 lending to Ripley borrowers
- Approvals1
- Gross approval$543,000
- Average approval$543,000
- Median approval$543,000
- Largest approval$543,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lauderdale County, not Ripley
Lauderdale County context, not Ripley figures
These are Lauderdale County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ripley measurements.
- Establishments in Lauderdale County296
- Employment at those establishments, Lauderdale County4,645
- Covered employment, Lauderdale County6,312
- Average annual pay, Lauderdale County$48,715
- Average weekly wage, Lauderdale County$937
- Housing units permitted, Lauderdale County21
- Of those, single family, Lauderdale County21
- County product, 2024, Lauderdale County$954,131,000
- County product change over the prior year, Lauderdale County1.7 percent
- Average income of an arriving household, Lauderdale County$35,285
Every figure in this section is published for Lauderdale County as a whole and is not a measurement of Ripley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ripley questions, answered from the record.
How many people live in Ripley, Tennessee?
7,658, in 2,818 households. Ripley city covers 12.87 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ripley in?
Lauderdale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ripley?
$37,432. The median owner-occupied home is valued at $154,900. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ripley businesses?
3 7(a) approvals totalling $937,100, across 3 lenders, median approval $372,600, plus 1 504 approvals worth $543,000. These count approvals to borrowers whose address is in Ripley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ripley borrowers get paid back?
No rate is published for Ripley. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ripley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lauderdale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ripley.
Is zoning published for Ripley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby