HomeTennesseeLauderdale CountyRipley
Ripley, Tennessee: commercial real estate data.
Ripley is a Census city of 7,658 people across 12.87 square miles of land, in Lauderdale County. Median household income is $37,432, 45.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $937,100 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ripley
What Ripley is
- Census place typecity
- Land area12.87 sq mi
- Water area0.04 sq mi
- Population per square mile of land595
- County holding the largest share of its areaLauderdale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How many people live in Ripley
- Population7,658
- Median age33.3
- Population under 182,011
- Share under 1826.3 percent
- Population 65 and over1,060
- Share 65 and over13.8 percent
- Households2,818
- Family households1,924
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Income and work in Ripley
- Median household income$37,432 plus or minus $10,055
- Per capita income$23,515
- Civilian labor force2,937
- Employed2,695
- Unemployed242 plus or minus 92
- Unemployment rate8.2 percent plus or minus 3.0
- Adults 25 and over4,724
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 4.1
- Adults 25 and over with a graduate degree5.1 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
Housing in Ripley
- Housing units3,383
- Occupied units2,818
- Vacant units565 plus or minus 175
- Vacancy rate16.7 percent plus or minus 5.1
- Owner occupied1,275
- Renter occupied1,543
- Ownership rate45.2 percent
- Median owner-occupied home value$154,900
- Median gross rent, monthly$800
- Annual rent as a share of median income25.6 percent plus or minus 7.1
- Single family units2,458
- Share single family72.7 percent
- Units in buildings of two or more873 plus or minus 228
- Share in buildings of two or more25.8 percent plus or minus 6.5
- Mobile homes52 plus or minus 56
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
How Ripley gets to work
- Workers 16 and over who commute2,498
- Commuting under 15 minutes988 plus or minus 287
- Share commuting under 15 minutes39.6 percent plus or minus 10.6
- Commuting 30 minutes or more607 plus or minus 181
- Share commuting 30 minutes or more24.3 percent plus or minus 6.7
- Drove alone77.9 percent
- Carpooled15.3 percent plus or minus 8.4
- Public transport0.7 percent plus or minus 1.0
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripley
SBA loans in Ripley (7(a))
- Approvals3
- Gross approval$937,100
- Average approval$312,367
- Median approval$372,600
- Largest approval$469,700
- Jobs supported21
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Ripley, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley
SBA loans in Ripley (504)
- Approvals1
- Gross approval$543,000
- Average approval$543,000
- Median approval$543,000
- Largest approval$543,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ripley, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ripley
Flood risk in Ripley
- NFIP communityTown of Ripley
- NFIP community number470100
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date09/28/07
The Town of Ripley participates in the National Flood Insurance Program as community 470100 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lauderdale County, not Ripley
Lauderdale County context, not Ripley figures
- Establishments in Lauderdale County296
- Covered employment, Lauderdale County6,312
- Average annual pay, Lauderdale County$48,715
- Housing units permitted, Lauderdale County21
Every figure in this section is published for Lauderdale County as a whole and is not a measurement of Ripley.
All Lauderdale County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ripley questions, answered from the record.
How many people live in Ripley, Tennessee?
7,658, in 2,818 households. Ripley city covers 12.87 square miles of land, which is 595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ripley in?
Lauderdale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ripley?
$37,432. The median owner-occupied home is valued at $154,900. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ripley businesses?
3 7(a) approvals totaling $937,100 since FY2020, across 3 lenders, median approval $372,600, plus 1 504 approvals worth $543,000 since FY2010. These count approvals to borrowers whose address is in Ripley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ripley borrowers get paid back?
No rate is published for Ripley. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ripley in the National Flood Insurance Program?
Yes. Ripley appears in the FEMA Community Status Book as Ripley, town of, community 470100, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ripley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lauderdale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ripley.
Is zoning published for Ripley?
No. Nothing on this page presents parcel level zoning.
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