HomeTennesseeMadison CountyMercer CDP
Mercer CDP, Tennessee: commercial real estate data.
Mercer CDP is a Census CDP of 128 people across 1.74 square miles of land, in Madison County. 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.4 m.
62 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Mercer through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 128 with a margin of error of plus or minus 104, which is 81.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Mercer
What Mercer is
- Census place typeCDP
- Land area1.74 sq mi
- Water area0 sq mi
- Population per square mile of land74 plus or minus 60
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
How many people live in Mercer
- Population128 plus or minus 104
- Median age50.9 plus or minus 11.8
- Population under 180
- Share under 180.0 percent
- Population 65 and over10 plus or minus 22
- Share 65 and over7.8 percent plus or minus 16.0
- Households81 plus or minus 62
- Family households42 plus or minus 49
- Share of households that are families51.9 percent plus or minus 45.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
Income and work in Mercer
- Per capita income$48,175 plus or minus $11,568
- Civilian labor force89 plus or minus 103
- Employed89 plus or minus 103
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over128 plus or minus 104
- Adults 25 and over with a high school diploma or higher53.1 percent plus or minus 60.2
- Adults 25 and over with a bachelor degree or higher8.6 percent plus or minus 15.7
- Adults 25 and over with a graduate degree8.6 percent plus or minus 15.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
Housing in Mercer
- Housing units81 plus or minus 62
- Occupied units81 plus or minus 62
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied81 plus or minus 62
- Renter occupied0
- Ownership rate100.0 percent
- Single family units42 plus or minus 51
- Share single family51.9 percent plus or minus 48.8
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes39 plus or minus 50
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
How Mercer gets to work
- Workers 16 and over who commute89 plus or minus 103
- Commuting under 15 minutes31 plus or minus 50
- Share commuting under 15 minutes34.8 percent plus or minus 39.1
- Commuting 30 minutes or more58 plus or minus 58
- Share commuting 30 minutes or more65.2 percent plus or minus 99.9
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
SBA loans in Mercer (7(a))
- Approvals1
- Gross approval$2,389,500
- Average approval$2,389,500
- Median approval$2,389,500
- Ninetieth percentile approval$2,389,500
- Largest approval$2,389,500
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison County, not Mercer
Madison County context, not Mercer figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mercer measurements.
- Establishments in Madison County2,598
- Employment at those establishments, Madison County55,344
- Covered employment, Madison County60,967
- Average annual pay, Madison County$58,054
- Average weekly wage, Madison County$1,116
- Housing units permitted, Madison County247
- Of those, single family, Madison County247
- County product, 2024, Madison County$8,548,148,000
- County product change over the prior year, Madison County3.8 percent
- Average income of an arriving household, Madison County$50,577
Every figure in this section is published for Madison County as a whole and is not a measurement of Mercer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mercer questions, answered from the record.
How many people live in Mercer, Tennessee?
128, in 81 households. Mercer CDP covers 1.74 square miles of land, which is 74 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mercer in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Mercer businesses?
1 7(a) approvals totalling $2.4 m, across 1 lenders, median approval $2,389,500. These count approvals to borrowers whose address is in Mercer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mercer borrowers get paid back?
No rate is published for Mercer. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mercer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mercer.
Is zoning published for Mercer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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