HomeTennesseeMonroe CountySweetwater city
Sweetwater city, Tennessee: commercial real estate data.
Sweetwater city is a Census city of 6,532 people across 8.97 square miles of land, in Monroe County. Median household income is $45,451, 55.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $4.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sweetwater
What Sweetwater is
- Census place typecity
- Land area8.97 sq mi
- Water area0.01 sq mi
- Population per square mile of land728
- County holding the largest share of its areaMonroe County, 98.6 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
How many people live in Sweetwater
- Population6,532
- Median age40.8
- Population under 181,535 plus or minus 313
- Share under 1823.5 percent plus or minus 4.8
- Population 65 and over1,620
- Share 65 and over24.8 percent
- Households2,902
- Family households1,593
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
Income and work in Sweetwater
- Median household income$45,451 plus or minus $13,515
- Per capita income$25,949
- Civilian labor force2,776
- Employed2,700
- Unemployed76 plus or minus 70
- Unemployment rate2.7 percent plus or minus 2.5
- Adults 25 and over4,529
- Adults 25 and over with a high school diploma or higher85.9 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 5.6
- Adults 25 and over with a graduate degree5.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
Housing in Sweetwater
- Housing units3,050
- Occupied units2,902
- Vacant units148 plus or minus 101
- Vacancy rate4.9 percent plus or minus 3.3
- Owner occupied1,598
- Renter occupied1,304 plus or minus 337
- Ownership rate55.1 percent
- Median owner-occupied home value$178,400
- Median gross rent, monthly$619
- Annual rent as a share of median income16.3 percent plus or minus 5.0
- Single family units1,751
- Share single family57.4 percent
- Units in buildings of two or more996 plus or minus 398
- Share in buildings of two or more32.7 percent plus or minus 12.6
- Mobile homes267 plus or minus 145
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
How Sweetwater gets to work
- Workers 16 and over who commute2,484
- Commuting under 15 minutes767 plus or minus 274
- Share commuting under 15 minutes30.9 percent plus or minus 10.2
- Commuting 30 minutes or more605 plus or minus 227
- Share commuting 30 minutes or more24.4 percent plus or minus 8.5
- Drove alone79.5 percent
- Carpooled11.9 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
SBA loans in Sweetwater (7(a))
- Approvals8
- Gross approval$4,180,800
- Average approval$522,600
- Median approval$552,500
- Ninetieth percentile approval$1,164,000
- Largest approval$1,164,000
- Jobs supported107
- Jobs per approval13.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises12.5 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sweetwater
SBA loans in Sweetwater (504)
- Approvals2
- Gross approval$946,000
- Average approval$473,000
- Median approval$478,000
- Largest approval$478,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe County, not Sweetwater
Monroe County context, not Sweetwater figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sweetwater measurements.
- Establishments in Monroe County773
- Employment at those establishments, Monroe County13,318
- Covered employment, Monroe County15,485
- Average annual pay, Monroe County$49,323
- Average weekly wage, Monroe County$949
- Housing units permitted, Monroe County157
- Of those, single family, Monroe County151
- County product, 2024, Monroe County$2,217,178,000
- County product change over the prior year, Monroe County4.1 percent
- Average income of an arriving household, Monroe County$73,536
Every figure in this section is published for Monroe County as a whole and is not a measurement of Sweetwater. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sweetwater questions, answered from the record.
How many people live in Sweetwater, Tennessee?
6,532, in 2,902 households. Sweetwater city covers 8.97 square miles of land, which is 728 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sweetwater in?
Monroe County, which holds 98.6 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sweetwater?
$45,451. The median owner-occupied home is valued at $178,400. Median gross rent is $619 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sweetwater businesses?
8 7(a) approvals totalling $4.2 m, across 7 lenders, median approval $552,500, plus 2 504 approvals worth $946,000. These count approvals to borrowers whose address is in Sweetwater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sweetwater borrowers get paid back?
No rate is published for Sweetwater. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sweetwater figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sweetwater.
Is zoning published for Sweetwater?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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