HomeTennesseeMonroe CountySweetwater
Sweetwater, Tennessee: commercial real estate data.
Sweetwater is a Census city of 6,532 people across 8.97 square miles of land, in Monroe County. Median household income is $45,451, 55.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sweetwater
What Sweetwater is
- Census place typecity
- Land area8.97 sq mi
- Water area0.01 sq mi
- Population per square mile of land728
- County holding the largest share of its areaMonroe County, 98.6 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
How many people live in Sweetwater
- Population6,532
- Median age40.8
- Population under 181,535 plus or minus 313
- Share under 1823.5 percent plus or minus 4.8
- Population 65 and over1,620
- Share 65 and over24.8 percent
- Households2,902
- Family households1,593
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
Income and work in Sweetwater
- Median household income$45,451 plus or minus $13,515
- Per capita income$25,949
- Civilian labor force2,776
- Employed2,700
- Unemployed76 plus or minus 70
- Unemployment rate2.7 percent plus or minus 2.5
- Adults 25 and over4,529
- Adults 25 and over with a high school diploma or higher85.9 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 5.6
- Adults 25 and over with a graduate degree5.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
Housing in Sweetwater
- Housing units3,050
- Occupied units2,902
- Vacant units148 plus or minus 101
- Vacancy rate4.9 percent plus or minus 3.3
- Owner occupied1,598
- Renter occupied1,304 plus or minus 337
- Ownership rate55.1 percent
- Median owner-occupied home value$178,400
- Median gross rent, monthly$619
- Annual rent as a share of median income16.3 percent plus or minus 5.0
- Single family units1,751
- Share single family57.4 percent
- Units in buildings of two or more996 plus or minus 398
- Share in buildings of two or more32.7 percent plus or minus 12.6
- Mobile homes267 plus or minus 145
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
How Sweetwater gets to work
- Workers 16 and over who commute2,484
- Commuting under 15 minutes767 plus or minus 274
- Share commuting under 15 minutes30.9 percent plus or minus 10.2
- Commuting 30 minutes or more605 plus or minus 227
- Share commuting 30 minutes or more24.4 percent plus or minus 8.5
- Drove alone79.5 percent
- Carpooled11.9 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sweetwater
SBA loans in Sweetwater (7(a))
- Approvals8
- Gross approval$4,180,800
- Average approval$522,600
- Median approval$500,150
- Largest approval$1,164,000
- Jobs supported107
- Jobs per approval13.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises12.5 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Sweetwater, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sweetwater
SBA loans in Sweetwater (504)
- Approvals2
- Gross approval$946,000
- Average approval$473,000
- Median approval$473,000
- Largest approval$478,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sweetwater, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sweetwater
Flood risk in Sweetwater
- NFIP communityCity of Sweetwater
- NFIP community number470135
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/10
The City of Sweetwater participates in the National Flood Insurance Program as community 470135 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monroe County, not Sweetwater
Monroe County context, not Sweetwater figures
- Establishments in Monroe County773
- Covered employment, Monroe County15,485
- Average annual pay, Monroe County$49,323
- Housing units permitted, Monroe County157
Every figure in this section is published for Monroe County as a whole and is not a measurement of Sweetwater.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sweetwater questions, answered from the record.
How many people live in Sweetwater, Tennessee?
6,532, in 2,902 households. Sweetwater city covers 8.97 square miles of land, which is 728 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sweetwater in?
Monroe County, which holds 98.6 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sweetwater?
$45,451. The median owner-occupied home is valued at $178,400. Median gross rent is $619 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sweetwater businesses?
8 7(a) approvals totaling $4.2 m since FY2020, across 7 lenders, median approval $500,150, plus 2 504 approvals worth $946,000 since FY2010. These count approvals to borrowers whose address is in Sweetwater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sweetwater borrowers get paid back?
No rate is published for Sweetwater. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sweetwater in the National Flood Insurance Program?
Yes. Sweetwater appears in the FEMA Community Status Book as Sweetwater, city of, community 470135, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sweetwater figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sweetwater.
Is zoning published for Sweetwater?
No. Nothing on this page presents parcel level zoning.
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