HomeTennesseePutnam CountyCookeville
Cookeville, Tennessee: commercial real estate data.
Cookeville is a Census city of 36,088 people across 35.77 square miles of land, in Putnam County. Median household income is $51,375, 41.1 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $45.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cookeville
What Cookeville is
- Census place typecity
- Land area35.77 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,009
- County holding the largest share of its areaPutnam County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cookeville
How many people live in Cookeville
- Population36,088
- Median age29.8
- Population under 186,765
- Share under 1818.7 percent
- Population 65 and over4,960
- Share 65 and over13.7 percent
- Households14,814
- Family households7,467
- Share of households that are families50.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cookeville
Income and work in Cookeville
- Median household income$51,375
- Per capita income$29,350
- Civilian labor force18,218
- Employed17,530
- Unemployed688 plus or minus 269
- Unemployment rate3.8 percent plus or minus 1.5
- Adults 25 and over20,884
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher34.8 percent
- Adults 25 and over with a graduate degree15.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cookeville
Housing in Cookeville
- Housing units16,024
- Occupied units14,814
- Vacant units1,210 plus or minus 322
- Vacancy rate7.6 percent plus or minus 2.0
- Owner occupied6,094
- Renter occupied8,720
- Ownership rate41.1 percent
- Median owner-occupied home value$305,400
- Median gross rent, monthly$917
- Annual rent as a share of median income21.4 percent
- Single family units8,381
- Share single family52.3 percent
- Units in buildings of two or more6,997
- Share in buildings of two or more43.7 percent
- Mobile homes646 plus or minus 261
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cookeville
How Cookeville gets to work
- Workers 16 and over who commute15,404
- Commuting under 15 minutes7,488
- Share commuting under 15 minutes48.6 percent
- Commuting 30 minutes or more2,821
- Share commuting 30 minutes or more18.3 percent
- Drove alone76.5 percent
- Carpooled8.3 percent plus or minus 2.2
- Public transport0.4 percent plus or minus 0.4
- Walked3.5 percent plus or minus 1.6
- Worked from home10.7 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cookeville
SBA loans in Cookeville (7(a))
- Approvals51
- Gross approval$45,918,500
- Average approval$900,363
- Median approval$306,900
- Ninetieth percentile approval$2,707,000
- Largest approval$4,734,500
- Jobs supported639
- Jobs per approval12.5
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.7 percent
- Share to franchises9.8 percent
- Distinct lenders26
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Cookeville, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cookeville
SBA loans in Cookeville (504)
- Approvals6
- Gross approval$4,380,000
- Average approval$730,000
- Median approval$667,500
- Largest approval$1,489,000
- Jobs supported128
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Cookeville, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cookeville
Flood risk in Cookeville
- NFIP communityCity of Cookeville
- NFIP community number470150
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date05/16/07(M)
The City of Cookeville participates in the National Flood Insurance Program as community 470150 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Putnam County, not Cookeville
Putnam County context, not Cookeville figures
- Establishments in Putnam County1,988
- Covered employment, Putnam County39,664
- Average annual pay, Putnam County$50,328
- Housing units permitted, Putnam County700
Every figure in this section is published for Putnam County as a whole and is not a measurement of Cookeville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cookeville questions, answered from the record.
How many people live in Cookeville, Tennessee?
36,088, in 14,814 households. Cookeville city covers 35.77 square miles of land, which is 1,009 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cookeville in?
Putnam County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cookeville?
$51,375. The median owner-occupied home is valued at $305,400. Median gross rent is $917 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cookeville businesses?
51 7(a) approvals totaling $45.9 m since FY2020, across 26 lenders, median approval $306,900, plus 6 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Cookeville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cookeville borrowers get paid back?
No rate is published for Cookeville. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cookeville in the National Flood Insurance Program?
Yes. Cookeville appears in the FEMA Community Status Book as Cookeville, city of, community 470150, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cookeville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Putnam County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cookeville.
Is zoning published for Cookeville?
No. Nothing on this page presents parcel level zoning.
Nearby