HomeTennesseeRutherford CountySmyrna
Smyrna, Tennessee: commercial real estate data.
Smyrna is a Census town of 56,692 people across 34.15 square miles of land, in Rutherford County. Median household income is $81,926, 57.4 percent of occupied homes are owned, and the SBA record carries 54 7(a) approvals to borrowers here worth $26.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Smyrna
What Smyrna is
- Census place typetown
- Land area34.15 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,660
- County holding the largest share of its areaRutherford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smyrna
How many people live in Smyrna
- Population56,692
- Median age34.1
- Population under 1814,197
- Share under 1825.0 percent
- Population 65 and over6,202
- Share 65 and over10.9 percent
- Households20,226
- Family households13,964
- Share of households that are families69.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smyrna
Income and work in Smyrna
- Median household income$81,926
- Per capita income$36,868
- Civilian labor force32,094
- Employed30,498
- Unemployed1,596 plus or minus 520
- Unemployment rate5.0 percent plus or minus 1.6
- Adults 25 and over37,121
- Adults 25 and over with a high school diploma or higher89.1 percent
- Adults 25 and over with a bachelor degree or higher27.8 percent
- Adults 25 and over with a graduate degree7.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smyrna
Housing in Smyrna
- Housing units21,051
- Occupied units20,226
- Vacant units825 plus or minus 280
- Vacancy rate3.9 percent plus or minus 1.3
- Owner occupied11,600
- Renter occupied8,626
- Ownership rate57.4 percent
- Median owner-occupied home value$358,300
- Median gross rent, monthly$1,461
- Annual rent as a share of median income21.4 percent
- Single family units14,505
- Share single family68.9 percent
- Units in buildings of two or more5,957
- Share in buildings of two or more28.3 percent
- Mobile homes589 plus or minus 211
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smyrna
How Smyrna gets to work
- Workers 16 and over who commute26,037
- Commuting under 15 minutes6,618
- Share commuting under 15 minutes25.4 percent
- Commuting 30 minutes or more10,635
- Share commuting 30 minutes or more40.8 percent
- Drove alone73.0 percent
- Carpooled11.8 percent plus or minus 2.6
- Public transport0.2 percent plus or minus 0.2
- Walked0.5 percent plus or minus 0.4
- Worked from home13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smyrna
SBA loans in Smyrna (7(a))
- Approvals54
- Gross approval$26,872,000
- Average approval$497,630
- Median approval$158,900
- Ninetieth percentile approval$1,164,800
- Largest approval$5,000,000
- Jobs supported433
- Jobs per approval8.0
- Loans with a final outcome12
- Paid in full10
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more13.0 percent
- Share to franchises22.2 percent
- Distinct lenders20
- Distinct industries by NAICS37
Counted by borrower city: approvals to borrowers whose address is in Smyrna, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smyrna
SBA loans in Smyrna (504)
- Approvals3
- Gross approval$4,073,000
- Average approval$1,357,667
- Median approval$416,000
- Largest approval$3,374,000
- Jobs supported29
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Smyrna, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Smyrna
Flood risk in Smyrna
- NFIP communityTown of Smyrna
- NFIP community number470169
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/09/23
The Town of Smyrna participates in the National Flood Insurance Program as community 470169 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rutherford County, not Smyrna
Rutherford County context, not Smyrna figures
- Establishments in Rutherford County6,285
- Covered employment, Rutherford County149,355
- Average annual pay, Rutherford County$63,681
- Housing units permitted, Rutherford County3,420
Every figure in this section is published for Rutherford County as a whole and is not a measurement of Smyrna.
All Rutherford County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Smyrna questions, answered from the record.
How many people live in Smyrna, Tennessee?
56,692, in 20,226 households. Smyrna town covers 34.15 square miles of land, which is 1,660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smyrna in?
Rutherford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smyrna?
$81,926. The median owner-occupied home is valued at $358,300. Median gross rent is $1,461 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smyrna businesses?
54 7(a) approvals totaling $26.9 m since FY2020, across 20 lenders, median approval $158,900, plus 3 504 approvals worth $4.1 m since FY2010. These count approvals to borrowers whose address is in Smyrna, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smyrna borrowers get paid back?
No rate is published for Smyrna. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Smyrna in the National Flood Insurance Program?
Yes. Smyrna appears in the FEMA Community Status Book as Smyrna, town of, community 470169, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Smyrna figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rutherford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smyrna.
Is zoning published for Smyrna?
No. Nothing on this page presents parcel level zoning.
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