Stewart County, Tennessee: commercial real estate data.
Stewart County, Tennessee had an estimated 14,365 residents on July 1, 2024, up 5.2 percent since the 2020 census base of 13,658, across 459 square miles. County output reached $1.16 bn in 2024, 180 establishments operate here, and the SBA record carries 3 7(a) approvals worth $545,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stewart County
How many people live in Stewart County
- Population, American Community Survey 2020-202414,027
- Households5,323
- Average household size2.64
- Median household income$63,114
- Median age44.3
- Median gross rent$945 per month
- Median owner-occupied home value$204,700
- Home value to household income3.2 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over10,092
- Population under 182,922
- Share under 1820.8 percent
- Population 65 and over2,933
- Share 65 and over20.9 percent
- Working age population, 18 to 648,172
- Civilian labor force6,078
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over54.7 percent
- Rank by population among Tennessee counties80th of 95
- Rank by population among US county-equivalents, Puerto Rico included2224th of 3,222
Stewart County is the 80th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 20.9 percent against 20.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stewart County
Is Stewart County's population growing?
- Population, July 1, 202414,365
- Census 2020 base population13,658
- Population change since the 2020 census base5.18 percent
- Population change, 2023 to 2024119
- Births, 2024131
- Deaths, 2024182
- Natural change, 2024-51
- Net domestic migration, 2024158
- Net international migration, 202414
- Total net migration, 2024172
- Cumulative net domestic migration, 2021 to 2024899
- Rank by growth among US county-equivalents505th of 3,144
The county has grown 5.18 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stewart County
Where are people moving to Stewart County from?
- Tax returns filed by households arriving453
- People arriving, from those returns932
- Tax returns filed by households leaving373
- Net household movement80
- Adjusted gross income arriving$26.0 m
- Net adjusted gross income movement$8.0 m
- Average income of an arriving household$57,448
- Average income of a leaving household$48,228
- Largest single originMontgomery County (177 households)
- Largest single destinationMontgomery County (125 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Montgomery County | 177 | 404 | $10.2 m |
| Houston County | 26 | 54 | $1.2 m |
Households arriving report $9,220 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Montgomery County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stewart County
What is the Stewart County economy?
- County GDP, 2024$1.16 bn
- County GDP, 2023$1.07 bn
- GDP change, 2023 to 20248.5 percent
- GDP change over five years41.3 percent
- Rank by GDP among the Tennessee areas BEA publishes53rd of 95
- Rank by GDP among the US county areas BEA publishes1714th of 3,127
- GDP per resident$82,958
Output grew 8.5 percent in the latest year and 41.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stewart County
Employment by industry in Stewart County
- Covered employment, annual average3,023
- Establishments reporting266
- Average annual pay$65,634
- Average weekly wage$1,262
- Manufacturing, employment574
- Manufacturing, average annual pay$57,009
- Retail trade, employment301
- Retail trade, average annual pay$26,301
- Other services, except public administration, employment63
- Other services, except public administration, average annual pay$40,475
- Wholesale trade, employment53
- Wholesale trade, average annual pay$90,979
- Finance and insurance, employment50
- Administrative and support and waste management services, employment50
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 574 | 19 | $57,009 |
| Retail trade | 301 | 37 | $26,301 |
| Other services, except public administration | 63 | 17 | $40,475 |
| Wholesale trade | 53 | 8 | $90,979 |
| Finance and insurance | 50 | 20 | $67,669 |
| Administrative and support and waste management services | 50 | 9 | $98,117 |
| Professional, scientific and technical services | 42 | 19 | $54,052 |
Manufacturing is the largest private sector at 574 jobs, 19.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stewart County
How many businesses are in Stewart County?
- Establishments, all industries180
- Employment at those establishments1,882
- Annual payroll$74.9 m
- Establishments per 1,000 residents12.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stewart County
Building permits in Stewart County
- Housing units authorized by permit, 202415
- Declared construction value permitted$2.5 m
- Single family units authorized15
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$167,930
- Units authorized per 1,000 households2.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stewart County
SBA loans in Stewart County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$545,000
- Average 7(a) approval$181,667
- Median 7(a) approval$70,000
- Largest single approval$450,000
- Jobs reported supported, 7(a)9
- Jobs per approval3.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$677,000
- Average 504 approval$677,000
- Median 504 approval$677,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved1.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stewart County
SBA loan default and charge-off rates in Stewart County
Do SBA loans in Stewart County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
- Status: Cancelled2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stewart County
How large is Stewart County?
- Land area459 sq mi
- Rank by land area among Tennessee counties46th of 95
- Width, east to west26.6 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land31
- Establishments per square mile0.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stewart County
Flood risk in Stewart County
- Participation of the county's own NFIP community Stewart County, unincorporated areasParticipating, community 470180
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Stewart County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Stewart County (community 470180), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Stewart County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stewart County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stewart County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,027
- Households5,323
- Average household size2.64
- Median household income$63,114
- Median age44.3
Common questions
Stewart County questions, answered from the record.
How many people live in Stewart County, Tennessee?
The Census Bureau estimates 14,365 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,027, in 5,323 households, ranking 80th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stewart County's population growing?
The population has grown 5.18 percent since the 2020 census base of 13,658, to 14,365 on July 1, 2024. In 2024 there were 131 births against 182 deaths, with net migration of 172. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stewart County?
$63,114. The median owner-occupied home is valued at $204,700, which is 3.2 times income, and median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stewart County?
180 establishments, employing 1,882 people with an annual payroll of $74.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stewart County?
Manufacturing is the largest private sector at 574 jobs, 19.0 percent of covered employment. Covered employment averages 3,023 jobs at an average annual pay of $65,634, or $1,262 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stewart County?
3 7(a) approvals totaling $545,000 since FY2020, across 2 lenders, with a median approval of $70,000, plus 1 504 approvals worth $677,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stewart County?
15 housing units were authorized by permit in 2024, with a declared construction value of $2.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stewart County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stewart County come from?
The largest single origin is Montgomery County, with 177 households. Arriving households report an average income of $57,448 against $48,228 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stewart County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stewart County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stewart County
Cities and places in Stewart.
3 Census places lie wholly or partly in Stewart County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dover | city | 1,956 | 3 | Wholly in this county |
| Cumberland City | town | 574 | None recorded | Wholly in this county |
| Big Rock | CDP | 163 | None recorded | Wholly in this county |