HomeTennesseeSullivan CountyBluff City
Bluff City, Tennessee: commercial real estate data.
Bluff City is a Census city of 2,225 people across 1.75 square miles of land, in Sullivan County. Median household income is $61,059, 62.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $991,900 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bluff City
What Bluff City is
- Census place typecity
- Land area1.75 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,273
- County holding the largest share of its areaSullivan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
How many people live in Bluff City
- Population2,225
- Median age35.9 plus or minus 8.4
- Population under 18613 plus or minus 165
- Share under 1827.6 percent plus or minus 5.9
- Population 65 and over232 plus or minus 68
- Share 65 and over10.4 percent plus or minus 2.6
- Households830
- Family households611
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
Income and work in Bluff City
- Median household income$61,059
- Per capita income$28,551
- Civilian labor force1,096 plus or minus 240
- Employed1,022 plus or minus 235
- Unemployed74 plus or minus 68
- Unemployment rate6.8 percent plus or minus 6.0
- Adults 25 and over1,470
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.2
- Adults 25 and over with a graduate degree5.8 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
Housing in Bluff City
- Housing units899
- Occupied units830
- Vacant units69 plus or minus 50
- Vacancy rate7.7 percent plus or minus 5.4
- Owner occupied517 plus or minus 107
- Renter occupied313 plus or minus 113
- Ownership rate62.3 percent
- Median owner-occupied home value$157,400
- Median gross rent, monthly$931
- Annual rent as a share of median income18.3 percent
- Single family units553 plus or minus 126
- Share single family61.5 percent
- Units in buildings of two or more147 plus or minus 65
- Share in buildings of two or more16.4 percent plus or minus 6.7
- Mobile homes199 plus or minus 86
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
How Bluff City gets to work
- Workers 16 and over who commute831 plus or minus 211
- Commuting under 15 minutes214 plus or minus 94
- Share commuting under 15 minutes25.8 percent plus or minus 9.2
- Commuting 30 minutes or more292 plus or minus 102
- Share commuting 30 minutes or more35.1 percent plus or minus 8.5
- Drove alone68.3 percent
- Carpooled15.0 percent plus or minus 7.4
- Public transport0.3 percent plus or minus 0.4
- Walked0.0 percent
- Worked from home15.4 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
SBA loans in Bluff City (7(a))
- Approvals4
- Gross approval$991,900
- Average approval$247,975
- Median approval$226,000
- Largest approval$524,900
- Jobs supported26
- Jobs per approval6.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Bluff City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluff City
Flood risk in Bluff City
- NFIP communityTown of Bluff City
- NFIP community number470296
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The Town of Bluff City participates in the National Flood Insurance Program as community 470296 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sullivan County, not Bluff City
Sullivan County context, not Bluff City figures
- Establishments in Sullivan County3,382
- Covered employment, Sullivan County70,256
- Average annual pay, Sullivan County$62,036
- Housing units permitted, Sullivan County453
Every figure in this section is published for Sullivan County as a whole and is not a measurement of Bluff City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bluff City questions, answered from the record.
How many people live in Bluff City, Tennessee?
2,225, in 830 households. Bluff City city covers 1.75 square miles of land, which is 1,273 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluff City in?
Sullivan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluff City?
$61,059. The median owner-occupied home is valued at $157,400. Median gross rent is $931 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluff City businesses?
4 7(a) approvals totaling $991,900 since FY2020, across 2 lenders, median approval $226,000. These count approvals to borrowers whose address is in Bluff City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluff City borrowers get paid back?
No rate is published for Bluff City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bluff City in the National Flood Insurance Program?
Yes. Bluff City appears in the FEMA Community Status Book as Bluff City, town of, community 470296, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bluff City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sullivan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluff City.
Is zoning published for Bluff City?
No. Nothing on this page presents parcel level zoning.
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