HomeTennesseeSullivan CountyBluff City city
Bluff City city, Tennessee: commercial real estate data.
Bluff City city is a Census city of 2,225 people across 1.75 square miles of land, in Sullivan County. Median household income is $61,059, 62.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $991,900.
66 sourced place values · tier FULL · 7 sections
Bluff City
What Bluff City is
- Census place typecity
- Land area1.75 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,273
- County holding the largest share of its areaSullivan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
How many people live in Bluff City
- Population2,225
- Median age35.9 plus or minus 8.4
- Population under 18613 plus or minus 165
- Share under 1827.6 percent plus or minus 5.9
- Population 65 and over232 plus or minus 68
- Share 65 and over10.4 percent plus or minus 2.6
- Households830
- Family households611
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
Income and work in Bluff City
- Median household income$61,059
- Per capita income$28,551
- Civilian labor force1,096 plus or minus 240
- Employed1,022 plus or minus 235
- Unemployed74 plus or minus 68
- Unemployment rate6.8 percent plus or minus 6.0
- Adults 25 and over1,470
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 5.2
- Adults 25 and over with a graduate degree5.8 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
Housing in Bluff City
- Housing units899
- Occupied units830
- Vacant units69 plus or minus 50
- Vacancy rate7.7 percent plus or minus 5.4
- Owner occupied517 plus or minus 107
- Renter occupied313 plus or minus 113
- Ownership rate62.3 percent
- Median owner-occupied home value$157,400
- Median gross rent, monthly$931
- Annual rent as a share of median income18.3 percent
- Single family units553 plus or minus 126
- Share single family61.5 percent
- Units in buildings of two or more147 plus or minus 65
- Share in buildings of two or more16.4 percent plus or minus 6.7
- Mobile homes199 plus or minus 86
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
How Bluff City gets to work
- Workers 16 and over who commute831 plus or minus 211
- Commuting under 15 minutes214 plus or minus 94
- Share commuting under 15 minutes25.8 percent plus or minus 9.2
- Commuting 30 minutes or more292 plus or minus 102
- Share commuting 30 minutes or more35.1 percent plus or minus 8.5
- Drove alone68.3 percent
- Carpooled15.0 percent plus or minus 7.4
- Public transport0.3 percent plus or minus 0.4
- Walked0.0 percent
- Worked from home15.4 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluff City
SBA 7(a) lending to Bluff City borrowers
- Approvals4
- Gross approval$991,900
- Average approval$247,975
- Median approval$427,000
- Ninetieth percentile approval$524,900
- Largest approval$524,900
- Jobs supported26
- Jobs per approval6.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sullivan County, not Bluff City
Sullivan County context, not Bluff City figures
These are Sullivan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bluff City measurements.
- Establishments in Sullivan County3,382
- Employment at those establishments, Sullivan County60,008
- Covered employment, Sullivan County70,256
- Average annual pay, Sullivan County$62,036
- Average weekly wage, Sullivan County$1,193
- Housing units permitted, Sullivan County453
- Of those, single family, Sullivan County423
- County product, 2024, Sullivan County$11,879,534,000
- County product change over the prior year, Sullivan County7.2 percent
- Average income of an arriving household, Sullivan County$64,786
Every figure in this section is published for Sullivan County as a whole and is not a measurement of Bluff City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bluff City questions, answered from the record.
How many people live in Bluff City, Tennessee?
2,225, in 830 households. Bluff City city covers 1.75 square miles of land, which is 1,273 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluff City in?
Sullivan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluff City?
$61,059. The median owner-occupied home is valued at $157,400. Median gross rent is $931 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluff City businesses?
4 7(a) approvals totalling $991,900, across 2 lenders, median approval $427,000. These count approvals to borrowers whose address is in Bluff City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluff City borrowers get paid back?
No rate is published for Bluff City. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Bluff City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sullivan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluff City.
Is zoning published for Bluff City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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