HomeTennesseeUnicoi CountyErwin town
Erwin town, Tennessee: commercial real estate data.
Erwin town is a Census town of 5,988 people across 4.13 square miles of land, in Unicoi County. Median household income is $47,487, 71.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.8 m.
76 sourced place values · tier FULL · 8 sections
Erwin
What Erwin is
- Census place typetown
- Land area4.13 sq mi
- Water area0 sq mi
- Population per square mile of land1,451
- County holding the largest share of its areaUnicoi County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How many people live in Erwin
- Population5,988
- Median age44.3
- Population under 181,052 plus or minus 248
- Share under 1817.6 percent plus or minus 4.1
- Population 65 and over1,357
- Share 65 and over22.7 percent
- Households2,611
- Family households1,823
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Income and work in Erwin
- Median household income$47,487 plus or minus $14,108
- Per capita income$29,881
- Civilian labor force2,816
- Employed2,727
- Unemployed89 plus or minus 71
- Unemployment rate3.2 percent plus or minus 2.5
- Adults 25 and over4,469
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Housing in Erwin
- Housing units2,864
- Occupied units2,611
- Vacant units253 plus or minus 138
- Vacancy rate8.8 percent plus or minus 4.8
- Owner occupied1,865
- Renter occupied746 plus or minus 198
- Ownership rate71.4 percent
- Median owner-occupied home value$180,900
- Median gross rent, monthly$614
- Annual rent as a share of median income15.5 percent plus or minus 5.0
- Single family units2,034
- Share single family71.0 percent
- Units in buildings of two or more579 plus or minus 201
- Share in buildings of two or more20.2 percent plus or minus 6.9
- Mobile homes251 plus or minus 171
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How Erwin gets to work
- Workers 16 and over who commute2,576
- Commuting under 15 minutes1,056 plus or minus 248
- Share commuting under 15 minutes41.0 percent plus or minus 8.3
- Commuting 30 minutes or more727 plus or minus 247
- Share commuting 30 minutes or more28.2 percent plus or minus 9.0
- Drove alone81.2 percent
- Carpooled7.7 percent plus or minus 4.7
- Public transport0.0 percent
- Walked3.4 percent plus or minus 3.0
- Worked from home4.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
SBA 7(a) lending to Erwin borrowers
- Approvals2
- Gross approval$2,760,600
- Average approval$1,380,300
- Median approval$2,410,600
- Ninetieth percentile approval$2,410,600
- Largest approval$2,410,600
- Jobs supported18
- Jobs per approval9.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term306 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Erwin
SBA 504 lending to Erwin borrowers
- Approvals1
- Gross approval$426,000
- Average approval$426,000
- Median approval$426,000
- Largest approval$426,000
- Jobs supported35
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Unicoi County, not Erwin
Unicoi County context, not Erwin figures
These are Unicoi County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Erwin measurements.
- Establishments in Unicoi County243
- Employment at those establishments, Unicoi County4,203
- Covered employment, Unicoi County5,042
- Average annual pay, Unicoi County$56,936
- Average weekly wage, Unicoi County$1,095
- Housing units permitted, Unicoi County26
- Of those, single family, Unicoi County26
- County product, 2024, Unicoi County$813,087,000
- County product change over the prior year, Unicoi County6.5 percent
- Average income of an arriving household, Unicoi County$57,059
Every figure in this section is published for Unicoi County as a whole and is not a measurement of Erwin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Erwin questions, answered from the record.
How many people live in Erwin, Tennessee?
5,988, in 2,611 households. Erwin town covers 4.13 square miles of land, which is 1,451 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Erwin in?
Unicoi County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Erwin?
$47,487. The median owner-occupied home is valued at $180,900. Median gross rent is $614 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Erwin businesses?
2 7(a) approvals totalling $2.8 m, across 2 lenders, median approval $2,410,600, plus 1 504 approvals worth $426,000. These count approvals to borrowers whose address is in Erwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Erwin borrowers get paid back?
No rate is published for Erwin. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Erwin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Unicoi County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Erwin.
Is zoning published for Erwin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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