HomeTennesseeUnicoi CountyErwin
Erwin, Tennessee: commercial real estate data.
Erwin is a Census town of 5,988 people across 4.13 square miles of land, in Unicoi County. Median household income is $47,487, 71.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Erwin
What Erwin is
- Census place typetown
- Land area4.13 sq mi
- Water area0 sq mi
- Population per square mile of land1,451
- County holding the largest share of its areaUnicoi County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How many people live in Erwin
- Population5,988
- Median age44.3
- Population under 181,052 plus or minus 248
- Share under 1817.6 percent plus or minus 4.1
- Population 65 and over1,357
- Share 65 and over22.7 percent
- Households2,611
- Family households1,823
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Income and work in Erwin
- Median household income$47,487 plus or minus $14,108
- Per capita income$29,881
- Civilian labor force2,816
- Employed2,727
- Unemployed89 plus or minus 71
- Unemployment rate3.2 percent plus or minus 2.5
- Adults 25 and over4,469
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 4.7
- Adults 25 and over with a graduate degree4.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
Housing in Erwin
- Housing units2,864
- Occupied units2,611
- Vacant units253 plus or minus 138
- Vacancy rate8.8 percent plus or minus 4.8
- Owner occupied1,865
- Renter occupied746 plus or minus 198
- Ownership rate71.4 percent
- Median owner-occupied home value$180,900
- Median gross rent, monthly$614
- Annual rent as a share of median income15.5 percent plus or minus 5.0
- Single family units2,034
- Share single family71.0 percent
- Units in buildings of two or more579 plus or minus 201
- Share in buildings of two or more20.2 percent plus or minus 6.9
- Mobile homes251 plus or minus 171
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
How Erwin gets to work
- Workers 16 and over who commute2,576
- Commuting under 15 minutes1,056 plus or minus 248
- Share commuting under 15 minutes41.0 percent plus or minus 8.3
- Commuting 30 minutes or more727 plus or minus 247
- Share commuting 30 minutes or more28.2 percent plus or minus 9.0
- Drove alone81.2 percent
- Carpooled7.7 percent plus or minus 4.7
- Public transport0.0 percent
- Walked3.4 percent plus or minus 3.0
- Worked from home4.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Erwin
SBA loans in Erwin (7(a))
- Approvals2
- Gross approval$2,760,600
- Average approval$1,380,300
- Median approval$1,380,300
- Largest approval$2,410,600
- Jobs supported18
- Jobs per approval9.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term219 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Erwin, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Erwin
SBA loans in Erwin (504)
- Approvals1
- Gross approval$426,000
- Average approval$426,000
- Median approval$426,000
- Largest approval$426,000
- Jobs supported35
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Erwin, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Erwin
Flood risk in Erwin
- NFIP communityCity of Erwin
- NFIP community number470094
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/03/08(M)
The City of Erwin participates in the National Flood Insurance Program as community 470094 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Unicoi County, not Erwin
Unicoi County context, not Erwin figures
- Establishments in Unicoi County243
- Covered employment, Unicoi County5,042
- Average annual pay, Unicoi County$56,936
- Housing units permitted, Unicoi County26
Every figure in this section is published for Unicoi County as a whole and is not a measurement of Erwin.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Erwin questions, answered from the record.
How many people live in Erwin, Tennessee?
5,988, in 2,611 households. Erwin town covers 4.13 square miles of land, which is 1,451 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Erwin in?
Unicoi County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Erwin?
$47,487. The median owner-occupied home is valued at $180,900. Median gross rent is $614 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Erwin businesses?
2 7(a) approvals totaling $2.8 m since FY2020, across 2 lenders, median approval $1,380,300, plus 1 504 approvals worth $426,000 since FY2010. These count approvals to borrowers whose address is in Erwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Erwin borrowers get paid back?
No rate is published for Erwin. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Erwin in the National Flood Insurance Program?
Yes. Erwin appears in the FEMA Community Status Book as Erwin, city of, community 470094, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Erwin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Unicoi County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Erwin.
Is zoning published for Erwin?
No. Nothing on this page presents parcel level zoning.
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