HomeTennesseeWashington CountyGray CDP
Gray CDP, Tennessee: commercial real estate data.
Gray CDP is a Census CDP of 2,237 people across 1.49 square miles of land, in Washington County. Median household income is $69,947, 71.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $450,000.
76 sourced place values · tier FULL · 8 sections
Gray
What Gray is
- Census place typeCDP
- Land area1.49 sq mi
- Water area0 sq mi
- Population per square mile of land1,505 plus or minus 518
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
How many people live in Gray
- Population2,237 plus or minus 770
- Median age38.1 plus or minus 15.6
- Population under 18583 plus or minus 228
- Share under 1826.1 percent
- Population 65 and over536 plus or minus 351
- Share 65 and over24.0 percent plus or minus 13.4
- Households849 plus or minus 287
- Family households645 plus or minus 276
- Share of households that are families76.0 percent plus or minus 19.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
Income and work in Gray
- Median household income$69,947 plus or minus $29,380
- Per capita income$34,909
- Civilian labor force808 plus or minus 284
- Employed808 plus or minus 284
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,454 plus or minus 587
- Adults 25 and over with a high school diploma or higher93.9 percent plus or minus 48.3
- Adults 25 and over with a bachelor degree or higher36.8 percent plus or minus 15.3
- Adults 25 and over with a graduate degree14.3 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
Housing in Gray
- Housing units936 plus or minus 291
- Occupied units849 plus or minus 287
- Vacant units87 plus or minus 96
- Vacancy rate9.3 percent plus or minus 9.8
- Owner occupied607 plus or minus 273
- Renter occupied242 plus or minus 127
- Ownership rate71.5 percent plus or minus 21.2
- Median owner-occupied home value$199,400
- Median gross rent, monthly$1,028 plus or minus $798
- Annual rent as a share of median income17.6 percent plus or minus 15.6
- Single family units656 plus or minus 272
- Share single family70.1 percent plus or minus 19.3
- Units in buildings of two or more240 plus or minus 154
- Share in buildings of two or more25.6 percent plus or minus 14.3
- Mobile homes40 plus or minus 64
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
How Gray gets to work
- Workers 16 and over who commute704 plus or minus 226
- Commuting under 15 minutes90 plus or minus 87
- Share commuting under 15 minutes12.8 percent plus or minus 11.7
- Commuting 30 minutes or more184 plus or minus 119
- Share commuting 30 minutes or more26.1 percent plus or minus 14.7
- Drove alone80.2 percent plus or minus 39.1
- Carpooled1.6 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home12.9 percent plus or minus 14.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gray
SBA 7(a) lending to Gray borrowers
- Approvals2
- Gross approval$450,000
- Average approval$225,000
- Median approval$350,000
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported2
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gray
SBA 504 lending to Gray borrowers
- Approvals1
- Gross approval$437,000
- Average approval$437,000
- Median approval$437,000
- Largest approval$437,000
- Jobs supported1
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County, not Gray
Washington County context, not Gray figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gray measurements.
- Establishments in Washington County3,076
- Employment at those establishments, Washington County56,072
- Covered employment, Washington County63,746
- Average annual pay, Washington County$55,766
- Average weekly wage, Washington County$1,072
- Housing units permitted, Washington County1,155
- Of those, single family, Washington County686
- County product, 2024, Washington County$9,174,144,000
- County product change over the prior year, Washington County4.8 percent
- Average income of an arriving household, Washington County$76,961
Every figure in this section is published for Washington County as a whole and is not a measurement of Gray. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gray questions, answered from the record.
How many people live in Gray, Tennessee?
2,237, in 849 households. Gray CDP covers 1.49 square miles of land, which is 1,505 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gray in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gray?
$69,947. The median owner-occupied home is valued at $199,400. Median gross rent is $1,028 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gray businesses?
2 7(a) approvals totalling $450,000, across 2 lenders, median approval $350,000, plus 1 504 approvals worth $437,000. These count approvals to borrowers whose address is in Gray, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gray borrowers get paid back?
No rate is published for Gray. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Gray figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gray.
Is zoning published for Gray?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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