HomeTennesseeWhite CountySparta
Sparta, Tennessee: commercial real estate data.
Sparta is a Census city of 4,939 people across 6.72 square miles of land, in White County. Median household income is $50,080, 67.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sparta
What Sparta is
- Census place typecity
- Land area6.72 sq mi
- Water area0 sq mi
- Population per square mile of land735
- County holding the largest share of its areaWhite County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How many people live in Sparta
- Population4,939
- Median age46.8
- Population under 18772 plus or minus 198
- Share under 1815.6 percent plus or minus 4.0
- Population 65 and over1,332 plus or minus 305
- Share 65 and over27.0 percent plus or minus 6.2
- Households2,159
- Family households1,287
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Income and work in Sparta
- Median household income$50,080
- Per capita income$29,020
- Civilian labor force2,152
- Employed1,984
- Unemployed168 plus or minus 90
- Unemployment rate7.8 percent plus or minus 4.1
- Adults 25 and over3,999
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent plus or minus 5.4
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Housing in Sparta
- Housing units2,334
- Occupied units2,159
- Vacant units175 plus or minus 110
- Vacancy rate7.5 percent plus or minus 4.7
- Owner occupied1,458
- Renter occupied701 plus or minus 218
- Ownership rate67.5 percent
- Median owner-occupied home value$217,000
- Median gross rent, monthly$731
- Annual rent as a share of median income17.5 percent plus or minus 4.4
- Single family units1,829
- Share single family78.4 percent
- Units in buildings of two or more381 plus or minus 178
- Share in buildings of two or more16.3 percent plus or minus 7.5
- Mobile homes124 plus or minus 79
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How Sparta gets to work
- Workers 16 and over who commute1,822
- Commuting under 15 minutes1,060 plus or minus 275
- Share commuting under 15 minutes58.2 percent plus or minus 12.2
- Commuting 30 minutes or more410 plus or minus 157
- Share commuting 30 minutes or more22.5 percent plus or minus 7.9
- Drove alone87.8 percent
- Carpooled2.8 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.0 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
SBA loans in Sparta (7(a))
- Approvals13
- Gross approval$4,718,400
- Average approval$362,954
- Median approval$80,000
- Largest approval$2,720,000
- Jobs supported51
- Jobs per approval3.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Sparta, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sparta
SBA loans in Sparta (504)
- Approvals1
- Gross approval$762,000
- Average approval$762,000
- Median approval$762,000
- Largest approval$762,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sparta, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sparta
Flood risk in Sparta
- NFIP communityCity of Sparta
- NFIP community number470203
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The City of Sparta participates in the National Flood Insurance Program as community 470203 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
White County, not Sparta
White County context, not Sparta figures
- Establishments in White County425
- Covered employment, White County7,157
- Average annual pay, White County$45,063
- Housing units permitted, White County209
Every figure in this section is published for White County as a whole and is not a measurement of Sparta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sparta questions, answered from the record.
How many people live in Sparta, Tennessee?
4,939, in 2,159 households. Sparta city covers 6.72 square miles of land, which is 735 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sparta in?
White County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sparta?
$50,080. The median owner-occupied home is valued at $217,000. Median gross rent is $731 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sparta businesses?
13 7(a) approvals totaling $4.7 m since FY2020, across 7 lenders, median approval $80,000, plus 1 504 approvals worth $762,000 since FY2010. These count approvals to borrowers whose address is in Sparta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sparta borrowers get paid back?
No rate is published for Sparta. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sparta in the National Flood Insurance Program?
Yes. Sparta appears in the FEMA Community Status Book as Sparta, city of, community 470203, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sparta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for White County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sparta.
Is zoning published for Sparta?
No. Nothing on this page presents parcel level zoning.