HomeTennesseeWhite CountySparta city
Sparta city, Tennessee: commercial real estate data.
Sparta city is a Census city of 4,939 people across 6.72 square miles of land, in White County. Median household income is $50,080, 67.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.7 m.
76 sourced place values · tier FULL · 8 sections
Sparta
What Sparta is
- Census place typecity
- Land area6.72 sq mi
- Water area0 sq mi
- Population per square mile of land735
- County holding the largest share of its areaWhite County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How many people live in Sparta
- Population4,939
- Median age46.8
- Population under 18772 plus or minus 198
- Share under 1815.6 percent plus or minus 4.0
- Population 65 and over1,332 plus or minus 305
- Share 65 and over27.0 percent plus or minus 6.2
- Households2,159
- Family households1,287
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Income and work in Sparta
- Median household income$50,080
- Per capita income$29,020
- Civilian labor force2,152
- Employed1,984
- Unemployed168 plus or minus 90
- Unemployment rate7.8 percent plus or minus 4.1
- Adults 25 and over3,999
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher19.2 percent plus or minus 5.4
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Housing in Sparta
- Housing units2,334
- Occupied units2,159
- Vacant units175 plus or minus 110
- Vacancy rate7.5 percent plus or minus 4.7
- Owner occupied1,458
- Renter occupied701 plus or minus 218
- Ownership rate67.5 percent
- Median owner-occupied home value$217,000
- Median gross rent, monthly$731
- Annual rent as a share of median income17.5 percent plus or minus 4.4
- Single family units1,829
- Share single family78.4 percent
- Units in buildings of two or more381 plus or minus 178
- Share in buildings of two or more16.3 percent plus or minus 7.5
- Mobile homes124 plus or minus 79
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How Sparta gets to work
- Workers 16 and over who commute1,822
- Commuting under 15 minutes1,060 plus or minus 275
- Share commuting under 15 minutes58.2 percent plus or minus 12.2
- Commuting 30 minutes or more410 plus or minus 157
- Share commuting 30 minutes or more22.5 percent plus or minus 7.9
- Drove alone87.8 percent
- Carpooled2.8 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.0 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
SBA 7(a) lending to Sparta borrowers
- Approvals13
- Gross approval$4,718,400
- Average approval$362,954
- Median approval$80,000
- Ninetieth percentile approval$815,000
- Largest approval$2,720,000
- Jobs supported51
- Jobs per approval3.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS12
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sparta
SBA 504 lending to Sparta borrowers
- Approvals1
- Gross approval$762,000
- Average approval$762,000
- Median approval$762,000
- Largest approval$762,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
White County, not Sparta
White County context, not Sparta figures
These are White County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sparta measurements.
- Establishments in White County425
- Employment at those establishments, White County5,850
- Covered employment, White County7,157
- Average annual pay, White County$45,063
- Average weekly wage, White County$867
- Housing units permitted, White County209
- Of those, single family, White County209
- County product, 2024, White County$1,085,099,000
- County product change over the prior year, White County2.2 percent
- Average income of an arriving household, White County$61,150
Every figure in this section is published for White County as a whole and is not a measurement of Sparta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sparta questions, answered from the record.
How many people live in Sparta, Tennessee?
4,939, in 2,159 households. Sparta city covers 6.72 square miles of land, which is 735 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sparta in?
White County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sparta?
$50,080. The median owner-occupied home is valued at $217,000. Median gross rent is $731 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sparta businesses?
13 7(a) approvals totalling $4.7 m, across 7 lenders, median approval $80,000, plus 1 504 approvals worth $762,000. These count approvals to borrowers whose address is in Sparta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sparta borrowers get paid back?
No rate is published for Sparta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sparta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for White County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sparta.
Is zoning published for Sparta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.