HomeVermontChittenden CountyRichmond
Richmond, Vermont: commercial real estate data.
Richmond is a Census CDP of 753 people across 1.25 square miles of land, in Chittenden County. Median household income is $71,250, 36.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richmond
What Richmond is
- Census place typeCDP
- Land area1.25 sq mi
- Water area0.1 sq mi
- Population per square mile of land602 plus or minus 203
- County holding the largest share of its areaChittenden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population753 plus or minus 254
- Median age35.7
- Population under 18211 plus or minus 95
- Share under 1828.0 percent plus or minus 8.3
- Population 65 and over96 plus or minus 56
- Share 65 and over12.7 percent plus or minus 6.0
- Households322 plus or minus 105
- Family households225 plus or minus 100
- Share of households that are families69.9 percent plus or minus 21.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$71,250 plus or minus $38,751
- Per capita income$45,725
- Civilian labor force447 plus or minus 160
- Employed447 plus or minus 160
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over535 plus or minus 165
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher74.6 percent plus or minus 16.4
- Adults 25 and over with a graduate degree36.8 percent plus or minus 17.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units322 plus or minus 105
- Occupied units322 plus or minus 105
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied116 plus or minus 61
- Renter occupied206 plus or minus 105
- Ownership rate36.0 percent plus or minus 14.9
- Median owner-occupied home value$405,600 plus or minus $148,747
- Median gross rent, monthly$1,875 plus or minus $493
- Annual rent as a share of median income31.6 percent plus or minus 19.1
- Single family units116 plus or minus 52
- Share single family36.0 percent plus or minus 11.2
- Units in buildings of two or more206 plus or minus 106
- Share in buildings of two or more64.0 percent plus or minus 25.5
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute375 plus or minus 143
- Commuting under 15 minutes60 plus or minus 53
- Share commuting under 15 minutes16.0 percent plus or minus 12.7
- Commuting 30 minutes or more152 plus or minus 115
- Share commuting 30 minutes or more40.5 percent plus or minus 26.6
- Drove alone64.3 percent plus or minus 14.4
- Carpooled21.5 percent plus or minus 18.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home14.2 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA loans in Richmond (7(a))
- Approvals7
- Gross approval$1,016,500
- Average approval$145,214
- Median approval$140,000
- Largest approval$250,000
- Jobs supported78
- Jobs per approval11.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA loans in Richmond (504)
- Approvals3
- Gross approval$424,000
- Average approval$141,333
- Median approval$91,000
- Largest approval$280,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood risk in Richmond
- NFIP communityTown of Richmond
- NFIP community number500040
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/04/14
The Town of Richmond participates in the National Flood Insurance Program as community 500040 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chittenden County, not Richmond
Chittenden County context, not Richmond figures
- Establishments in Chittenden County5,665
- Covered employment, Chittenden County103,301
- Average annual pay, Chittenden County$73,186
- Housing units permitted, Chittenden County880
Every figure in this section is published for Chittenden County as a whole and is not a measurement of Richmond.
All Chittenden County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, Vermont?
753, in 322 households. Richmond CDP covers 1.25 square miles of land, which is 602 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Chittenden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$71,250. The median owner-occupied home is valued at $405,600. Median gross rent is $1,875 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
7 7(a) approvals totaling $1.0 m since FY2020, across 6 lenders, median approval $140,000, plus 3 504 approvals worth $424,000 since FY2010. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
No rate is published for Richmond. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as Richmond, town of, community 500040, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chittenden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
No. Nothing on this page presents parcel level zoning.