HomeVermontChittenden CountyRichmond CDP
Richmond CDP, Vermont: commercial real estate data.
Richmond CDP is a Census CDP of 753 people across 1.25 square miles of land, in Chittenden County. Median household income is $71,250, 36.0 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.0 m.
76 sourced place values · tier FULL · 8 sections
Richmond
What Richmond is
- Census place typeCDP
- Land area1.25 sq mi
- Water area0.1 sq mi
- Population per square mile of land602 plus or minus 203
- County holding the largest share of its areaChittenden County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population753 plus or minus 254
- Median age35.7
- Population under 18211 plus or minus 95
- Share under 1828.0 percent plus or minus 8.3
- Population 65 and over96 plus or minus 56
- Share 65 and over12.7 percent plus or minus 6.0
- Households322 plus or minus 105
- Family households225 plus or minus 100
- Share of households that are families69.9 percent plus or minus 21.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$71,250 plus or minus $38,751
- Per capita income$45,725
- Civilian labor force447 plus or minus 160
- Employed447 plus or minus 160
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over535 plus or minus 165
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher74.6 percent plus or minus 16.4
- Adults 25 and over with a graduate degree36.8 percent plus or minus 17.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units322 plus or minus 105
- Occupied units322 plus or minus 105
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied116 plus or minus 61
- Renter occupied206 plus or minus 105
- Ownership rate36.0 percent plus or minus 14.9
- Median owner-occupied home value$405,600 plus or minus $148,747
- Median gross rent, monthly$1,875 plus or minus $493
- Annual rent as a share of median income31.6 percent plus or minus 19.1
- Single family units116 plus or minus 52
- Share single family36.0 percent plus or minus 11.2
- Units in buildings of two or more206 plus or minus 106
- Share in buildings of two or more64.0 percent plus or minus 25.5
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute375 plus or minus 143
- Commuting under 15 minutes60 plus or minus 53
- Share commuting under 15 minutes16.0 percent plus or minus 12.7
- Commuting 30 minutes or more152 plus or minus 115
- Share commuting 30 minutes or more40.5 percent plus or minus 26.6
- Drove alone64.3 percent plus or minus 14.4
- Carpooled21.5 percent plus or minus 18.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home14.2 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA 7(a) lending to Richmond borrowers
- Approvals7
- Gross approval$1,016,500
- Average approval$145,214
- Median approval$140,000
- Ninetieth percentile approval$250,000
- Largest approval$250,000
- Jobs supported78
- Jobs per approval11.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA 504 lending to Richmond borrowers
- Approvals3
- Gross approval$424,000
- Average approval$141,333
- Median approval$91,000
- Largest approval$280,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chittenden County, not Richmond
Chittenden County context, not Richmond figures
These are Chittenden County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richmond measurements.
- Establishments in Chittenden County5,665
- Employment at those establishments, Chittenden County88,131
- Covered employment, Chittenden County103,301
- Average annual pay, Chittenden County$73,186
- Average weekly wage, Chittenden County$1,407
- Housing units permitted, Chittenden County880
- Of those, single family, Chittenden County282
- County product, 2024, Chittenden County$16,403,520,000
- County product change over the prior year, Chittenden County5.5 percent
- Average income of an arriving household, Chittenden County$88,404
Every figure in this section is published for Chittenden County as a whole and is not a measurement of Richmond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, Vermont?
753, in 322 households. Richmond CDP covers 1.25 square miles of land, which is 602 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Chittenden County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$71,250. The median owner-occupied home is valued at $405,600. Median gross rent is $1,875 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
7 7(a) approvals totalling $1.0 m, across 6 lenders, median approval $140,000, plus 3 504 approvals worth $424,000. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
No rate is published for Richmond. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Richmond figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chittenden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.