HomeVermontFranklin CountyRichford CDP
Richford CDP, Vermont: commercial real estate data.
Richford CDP is a Census CDP of 1,573 people across 1.06 square miles of land, in Franklin County. Median household income is $52,083, 63.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $557,800.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Richford
What Richford is
- Census place typeCDP
- Land area1.06 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,485
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richford
How many people live in Richford
- Population1,573
- Median age35.3
- Population under 18440 plus or minus 118
- Share under 1828.0 percent
- Population 65 and over251 plus or minus 97
- Share 65 and over16.0 percent plus or minus 5.4
- Households624
- Family households401 plus or minus 95
- Share of households that are families64.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richford
Income and work in Richford
- Median household income$52,083 plus or minus $11,196
- Per capita income$25,704
- Civilian labor force681 plus or minus 159
- Employed613 plus or minus 147
- Unemployed68 plus or minus 46
- Unemployment rate10.0 percent plus or minus 6.3
- Adults 25 and over958 plus or minus 230
- Adults 25 and over with a high school diploma or higher96.7 percent plus or minus 31.5
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 6.0
- Adults 25 and over with a graduate degree0.9 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richford
Housing in Richford
- Housing units758
- Occupied units624
- Vacant units134 plus or minus 73
- Vacancy rate17.7 percent plus or minus 9.1
- Owner occupied394 plus or minus 115
- Renter occupied230 plus or minus 80
- Ownership rate63.1 percent plus or minus 13.6
- Median owner-occupied home value$165,000
- Median gross rent, monthly$1,124
- Annual rent as a share of median income25.9 percent plus or minus 5.7
- Single family units546 plus or minus 119
- Share single family72.0 percent
- Units in buildings of two or more143 plus or minus 69
- Share in buildings of two or more18.9 percent plus or minus 8.5
- Mobile homes69 plus or minus 49
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richford
How Richford gets to work
- Workers 16 and over who commute555 plus or minus 148
- Commuting under 15 minutes262 plus or minus 122
- Share commuting under 15 minutes47.2 percent plus or minus 18.0
- Commuting 30 minutes or more192 plus or minus 73
- Share commuting 30 minutes or more34.6 percent plus or minus 9.5
- Drove alone85.4 percent
- Carpooled6.4 percent plus or minus 4.8
- Public transport0.0 percent
- Walked1.7 percent plus or minus 1.8
- Worked from home6.6 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richford
SBA loans in Richford (7(a))
- Approvals4
- Gross approval$557,800
- Average approval$139,450
- Median approval$250,000
- Ninetieth percentile approval$265,000
- Largest approval$265,000
- Jobs supported7
- Jobs per approval1.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Richford
Franklin County context, not Richford figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richford measurements.
- Establishments in Franklin County1,101
- Employment at those establishments, Franklin County13,639
- Covered employment, Franklin County17,250
- Average annual pay, Franklin County$62,487
- Average weekly wage, Franklin County$1,202
- Housing units permitted, Franklin County200
- Of those, single family, Franklin County144
- County product, 2024, Franklin County$2,856,214,000
- County product change over the prior year, Franklin County5.6 percent
- Average income of an arriving household, Franklin County$64,164
Every figure in this section is published for Franklin County as a whole and is not a measurement of Richford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richford questions, answered from the record.
How many people live in Richford, Vermont?
1,573, in 624 households. Richford CDP covers 1.06 square miles of land, which is 1,485 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richford in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richford?
$52,083. The median owner-occupied home is valued at $165,000. Median gross rent is $1,124 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richford businesses?
4 7(a) approvals totalling $557,800, across 3 lenders, median approval $250,000. These count approvals to borrowers whose address is in Richford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richford borrowers get paid back?
No rate is published for Richford. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Richford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richford.
Is zoning published for Richford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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