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Grand Isle County, Vermont: commercial real estate data.

Grand Isle County, Vermont had an estimated 7,528 residents on July 1, 2024, up 3.3 percent since the 2020 census base of 7,289, across 82 square miles. County output reached $265.0 m in 2024, 170 establishments operate here, and the SBA record carries 10 7(a) approvals worth $910,300 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Grand Isle County

How many people live in Grand Isle County

  • Population, American Community Survey 2020-20247,450
  • Households3,140
  • Average household size2.37
  • Median household income$97,396
  • Median age48.9
  • Median gross rent$1,425 per month
  • Median owner-occupied home value$394,100
  • Home value to household income4.0 times
  • Annual rent as a share of median income17.6 percent
  • Adults 25 and over with a bachelor degree or higher44.0 percent
  • Adults 25 and over with a graduate degree17.9 percent
  • Adults 25 and over5,749
  • Population under 181,257
  • Share under 1816.9 percent
  • Population 65 and over1,755
  • Share 65 and over23.6 percent
  • Working age population, 18 to 644,438
  • Civilian labor force3,988
  • Unemployment rate3.1 percent
  • Labor force participation, adults 18 and over64.4 percent
  • Rank by population among Vermont counties13th of 14
  • Rank by population among US county-equivalents, Puerto Rico included2699th of 3,222

Grand Isle County is the 13th largest of 14 Vermont counties by population. A median home costs 4.0 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.6 percent against 16.9 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Grand Isle County

Is Grand Isle County's population growing?

  • Population, July 1, 20247,528
  • Census 2020 base population7,289
  • Population change since the 2020 census base3.28 percent
  • Population change, 2023 to 202419
  • Births, 202457
  • Deaths, 202481
  • Natural change, 2024-24
  • Net domestic migration, 202435
  • Net international migration, 20249
  • Total net migration, 202444
  • Cumulative net domestic migration, 2021 to 2024308
  • Rank by growth among US county-equivalents813th of 3,144

The county has grown 3.28 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Grand Isle County

Where are people moving to Grand Isle County from?

  • Tax returns filed by households arriving324
  • People arriving, from those returns560
  • Tax returns filed by households leaving255
  • Net household movement69
  • Adjusted gross income arriving$36.5 m
  • Net adjusted gross income movement$15.4 m
  • Average income of an arriving household$112,574
  • Average income of a leaving household$82,667
  • Largest single originChittenden County (150 households)
  • Largest single destinationChittenden County (74 households)
Largest origins of households moving into Grand Isle County
OriginHouseholdsPeopleAdjusted gross income
Chittenden County150267$21.2 m
Franklin County56108$2.7 m

Households arriving report $29,907 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Chittenden County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Grand Isle County

What is the Grand Isle County economy?

  • County GDP, 2024$265.0 m
  • County GDP, 2023$245.6 m
  • GDP change, 2023 to 20247.9 percent
  • GDP change over five years30.7 percent
  • Rank by GDP among the Vermont areas BEA publishes13th of 14
  • Rank by GDP among the US county areas BEA publishes2773rd of 3,127
  • GDP per resident$35,565

Output grew 7.9 percent in the latest year and 30.7 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Grand Isle County

Employment by industry in Grand Isle County

  • Covered employment, annual average1,383
  • Establishments reporting299
  • Average annual pay$50,181
  • Average weekly wage$965
  • Accommodation and food services, employment254
  • Accommodation and food services, average annual pay$26,197
  • Retail trade, employment154
  • Retail trade, average annual pay$30,923
  • Construction, employment130
  • Construction, average annual pay$54,854
  • Transportation and warehousing, employment57
  • Transportation and warehousing, average annual pay$44,992
  • Manufacturing, employment49
  • Finance and insurance, employment38
Private sector employment and pay by industry, Grand Isle County
SectorEmploymentEstablishmentsAverage annual pay
Accommodation and food services25423$26,197
Retail trade15420$30,923
Construction13034$54,854
Transportation and warehousing577$44,992
Manufacturing496$26,789
Finance and insurance3815$110,557
Other services, except public administration3714$43,053
Real estate and rental and leasing229$61,039

Accommodation and food services is the largest private sector at 254 jobs, 18.4 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Grand Isle County

How many businesses are in Grand Isle County?

  • Establishments, all industries170
  • Employment at those establishments673
  • Annual payroll$32.8 m
  • Establishments per 1,000 residents22.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Grand Isle County

Building permits in Grand Isle County

  • Housing units authorized by permit, 202422
  • Declared construction value permitted$7.5 m
  • Single family units authorized22
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$340,075
  • Units authorized per 1,000 households7.0

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Grand Isle County

SBA loans in Grand Isle County (7(a) and 504)

  • 7(a) approvals recorded10
  • 7(a) gross approval dollars$910,300
  • Average 7(a) approval$91,030
  • Median 7(a) approval$35,200
  • Largest single approval$440,000
  • Jobs reported supported, 7(a)93
  • Jobs per approval9.3
  • Distinct 7(a) lenders active5
  • Distinct industries receiving approvals7
  • Median 7(a) term102 months
  • Share of loans on real estate terms, 240 months or longer10.0 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter9
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Leading industry by approval countBreweries (3)
  • Most active lenderPeoples Trust Company of St. Albans (6)
  • 504 approvals recorded4
  • 504 gross approval dollars$905,000
  • Average 504 approval$226,250
  • Median 504 approval$205,000
  • Distinct CDCs active2
  • 504 jobs per approval1.3
  • 504 jobs per million dollars approved5.5
  • Most active CDCGranite State Economic Development Corporation (3)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.8 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Grand Isle County

SBA loan default and charge-off rates in Grand Isle County

Do SBA loans in Grand Isle County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Exempt from disclosure6
  • Status: Paid in full1
  • Status: Cancelled2
  • Status: Committed, not yet disbursed1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grand Isle County

SBA lending by place in Grand Isle County

  • Borrower cities with recorded lending3
  • Alburgh, approvals6
  • North Hero, approvals3
  • Grand Isle, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Grand Isle County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Alburgh6$389,900
North Hero3$485,400
Grand Isle1$35,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grand Isle County

How large is Grand Isle County?

  • Land area82 sq mi
  • Rank by land area among Vermont counties14th of 14
  • Width, east to west9.8 mi
  • Height, north to south31.1 mi
  • Geographies sharing a boundary3
  • Residents per square mile of land91
  • Establishments per square mile2.07

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Grand Isle County

Flood risk in Grand Isle County

  • Communities in the county in the NFIP Community Status Book5
  • Of those, participating in the NFIP5
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Grand Isle County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The EPA places Grand Isle County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Grand Isle County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Grand Isle County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20247,450
  • Households3,140
  • Average household size2.37
  • Median household income$97,396
  • Median age48.9

How a feasibility study works →

Common questions

Grand Isle County questions, answered from the record.

How many people live in Grand Isle County, Vermont?

The Census Bureau estimates 7,528 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,450, in 3,140 households, ranking 13th of 14 Vermont counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Grand Isle County's population growing?

The population has grown 3.28 percent since the 2020 census base of 7,289, to 7,528 on July 1, 2024. In 2024 there were 57 births against 81 deaths, with net migration of 44. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Grand Isle County?

$97,396. The median owner-occupied home is valued at $394,100, which is 4.0 times income, and median gross rent is $1,425 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Grand Isle County?

170 establishments, employing 673 people with an annual payroll of $32.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Grand Isle County?

Accommodation and food services is the largest private sector at 254 jobs, 18.4 percent of covered employment. Covered employment averages 1,383 jobs at an average annual pay of $50,181, or $965 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Grand Isle County?

10 7(a) approvals totaling $910,300 since FY2020, across 5 lenders, with a median approval of $35,200, plus 4 504 approvals worth $905,000 since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Grand Isle County?

22 housing units were authorized by permit in 2024, with a declared construction value of $7.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Grand Isle County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Grand Isle County come from?

The largest single origin is Chittenden County, with 150 households. Arriving households report an average income of $112,574 against $82,667 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Grand Isle County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Grand Isle County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Grand Isle County

Cities and places in Grand Isle.

2 Census places lie wholly or partly in Grand Isle County. All 2 carry enough published place level data for a page of their own and are linked.

Census places in Grand Isle County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Grand Isle County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Alburghvillage4866Wholly in this county
South HeroCDP219None recordedWholly in this county

A further 4 of the county's 10 SBA 7(a) approvals are to borrowers in cities that match no Census place in Grand Isle County, the largest being North Hero (3), Grand Isle (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.