Orange County, Vermont: commercial real estate data.
Orange County, Vermont had an estimated 30,050 residents on July 1, 2024, up 2.6 percent since the 2020 census base of 29,281, across 687 square miles. County output reached $1.19 bn in 2024, 711 establishments operate here, and the SBA record carries 57 7(a) approvals worth $11.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Orange County
How many people live in Orange County
- Population, American Community Survey 2020-202429,761
- Households12,742
- Average household size2.34
- Median household income$82,232
- Median age46.9
- Median gross rent$1,173 per month
- Median owner-occupied home value$271,300
- Home value to household income3.3 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher38.4 percent
- Adults 25 and over with a graduate degree17.3 percent
- Adults 25 and over22,280
- Population under 185,298
- Share under 1817.8 percent
- Population 65 and over7,015
- Share 65 and over23.6 percent
- Working age population, 18 to 6417,448
- Civilian labor force16,092
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over65.8 percent
- Rank by population among Vermont counties10th of 14
- Rank by population among US county-equivalents, Puerto Rico included1483rd of 3,222
Orange County is the 10th largest of 14 Vermont counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.6 percent against 17.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Orange County
Is Orange County's population growing?
- Population, July 1, 202430,050
- Census 2020 base population29,281
- Population change since the 2020 census base2.63 percent
- Population change, 2023 to 2024120
- Births, 2024247
- Deaths, 2024316
- Natural change, 2024-69
- Net domestic migration, 2024158
- Net international migration, 202429
- Total net migration, 2024187
- Cumulative net domestic migration, 2021 to 2024926
- Rank by growth among US county-equivalents971st of 3,144
The county has grown 2.63 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Orange County
Where are people moving to Orange County from?
- Tax returns filed by households arriving976
- People arriving, from those returns1,562
- Tax returns filed by households leaving805
- Net household movement171
- Adjusted gross income arriving$71.2 m
- Net adjusted gross income movement$27.6 m
- Average income of an arriving household$72,985
- Average income of a leaving household$54,148
- Largest single originWashington County (201 households)
- Largest single destinationWashington County (151 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County | 201 | 306 | $10.3 m |
| Windsor County | 117 | 187 | $5.6 m |
| Grafton County | 71 | 106 | $5.0 m |
| Chittenden County | 51 | 75 | $3.4 m |
| Caledonia County | 42 | 80 | $2.0 m |
| Middlesex County | 28 | 39 | $3.1 m |
Households arriving report $18,837 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washington County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Orange County
What is the Orange County economy?
- County GDP, 2024$1.19 bn
- County GDP, 2023$1.10 bn
- GDP change, 2023 to 20247.8 percent
- GDP change over five years33.1 percent
- Rank by GDP among the Vermont areas BEA publishes12th of 14
- Rank by GDP among the US county areas BEA publishes1701st of 3,127
- GDP per resident$39,919
Output grew 7.8 percent in the latest year and 33.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Orange County
Employment by industry in Orange County
- Covered employment, annual average7,898
- Establishments reporting1,015
- Average annual pay$55,315
- Average weekly wage$1,064
- Health care and social assistance, employment1,528
- Health care and social assistance, average annual pay$59,922
- Retail trade, employment846
- Retail trade, average annual pay$36,059
- Manufacturing, employment671
- Manufacturing, average annual pay$50,159
- Construction, employment627
- Construction, average annual pay$70,702
- Accommodation and food services, employment516
- Professional, scientific and technical services, employment377
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,528 | 82 | $59,922 |
| Retail trade | 846 | 85 | $36,059 |
| Manufacturing | 671 | 43 | $50,159 |
| Construction | 627 | 137 | $70,702 |
| Accommodation and food services | 516 | 44 | $30,700 |
| Professional, scientific and technical services | 377 | 180 | $104,066 |
| Agriculture, forestry, fishing and hunting | 307 | 44 | $40,143 |
| Administrative and support and waste management services | 181 | 81 | $59,569 |
Health care and social assistance is the largest private sector at 1,528 jobs, 19.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Orange County
How many businesses are in Orange County?
- Establishments, all industries711
- Employment at those establishments6,040
- Annual payroll$320.2 m
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Orange County
Building permits in Orange County
- Housing units authorized by permit, 202489
- Declared construction value permitted$21.4 m
- Single family units authorized47
- Multifamily units authorized42
- Multifamily share of units47.2 percent
- Average declared value per unit$240,430
- Units authorized per 1,000 households7.0
Multifamily is 47.2 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Orange County
SBA loans in Orange County (7(a) and 504)
- 7(a) approvals recorded57
- 7(a) gross approval dollars$11.5 m
- Average 7(a) approval$200,891
- Median 7(a) approval$120,000
- 10th percentile approval$19,000
- 90th percentile approval$403,000
- Largest single approval$1,155,000
- Jobs reported supported, 7(a)450
- Jobs per approval7.9
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer17.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter44
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAll Other Miscellaneous Food Manufacturing (4)
- Most active lenderCommunity National Bank (20)
- 504 approvals recorded15
- 504 gross approval dollars$7.7 m
- Average 504 approval$513,800
- Median 504 approval$193,000
- Distinct CDCs active1
- 504 jobs per approval3.3
- 504 jobs per million dollars approved6.5
- Most active CDCGranite State Economic Development Corporation (15)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$19.2 m
The average approval of $200,891 sits well above the median of $120,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 17.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA loan default and charge-off rates in Orange County
Do SBA loans in Orange County get paid back?
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Status: Exempt from disclosure34
- Status: Paid in full14
- Status: Cancelled7
- Status: Committed, not yet disbursed2
Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA lending by place in Orange County
- Borrower cities with recorded lending16
- Bradford, approvals13
- Randolph, approvals11
- Williamstown, approvals9
- Wells River, approvals5
- Newbury, approvals4
- Brookfield, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bradford | 13 | $1,826,600 |
| Randolph | 11 | $2,151,000 |
| Williamstown | 9 | $1,419,600 |
| Wells River | 5 | $2,150,000 |
| Newbury | 4 | $884,000 |
| Brookfield | 3 | $395,600 |
| Fairlee | 2 | $115,000 |
| Corinth | 2 | $73,500 |
| 8 other borrower cities | 8 | $2,435,500 |
Bradford accounts for 13 approvals against 11 in Randolph. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
How large is Orange County?
- Land area687 sq mi
- Rank by land area among Vermont counties6th of 14
- Width, east to west37.4 mi
- Height, north to south31.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land43
- Establishments per square mile1.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Orange County
Flood risk in Orange County
- Communities in the county in the NFIP Community Status Book17
- Of those, participating in the NFIP17
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Orange County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Orange County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Orange County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Orange County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202429,761
- Households12,742
- Average household size2.34
- Median household income$82,232
- Median age46.9
Common questions
Orange County questions, answered from the record.
How many people live in Orange County, Vermont?
The Census Bureau estimates 30,050 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 29,761, in 12,742 households, ranking 10th of 14 Vermont counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Orange County's population growing?
The population has grown 2.63 percent since the 2020 census base of 29,281, to 30,050 on July 1, 2024. In 2024 there were 247 births against 316 deaths, with net migration of 187. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Orange County?
$82,232. The median owner-occupied home is valued at $271,300, which is 3.3 times income, and median gross rent is $1,173 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Orange County?
711 establishments, employing 6,040 people with an annual payroll of $320.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Orange County?
Health care and social assistance is the largest private sector at 1,528 jobs, 19.3 percent of covered employment. Covered employment averages 7,898 jobs at an average annual pay of $55,315, or $1,064 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Orange County?
57 7(a) approvals totaling $11.5 m since FY2020, across 16 lenders, with a median approval of $120,000, plus 15 504 approvals worth $7.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Orange County?
89 housing units were authorized by permit in 2024, with a declared construction value of $21.4 m. Multifamily was 47.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Orange County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Orange County come from?
The largest single origin is Washington County, with 201 households. Arriving households report an average income of $72,985 against $54,148 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Orange County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Orange County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Orange County
Cities and places in Orange.
7 Census places lie wholly or partly in Orange County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Randolph | CDP | 2,007 | 11 | Wholly in this county |
| Williamstown | CDP | 1,660 | 9 | Wholly in this county |
| Bradford | CDP | 1,097 | 13 | Wholly in this county |
| Chelsea | CDP | 416 | 1 | Wholly in this county |
| Newbury | village | 393 | 4 | Wholly in this county |
| Wells River | village | 340 | 5 | Wholly in this county |
| Fairlee | CDP | 54 | 2 | Wholly in this county |
A further 12 of the county's 57 SBA 7(a) approvals are to borrowers in cities that match no Census place in Orange County, the largest being Brookfield (3), Corinth (2), East Randolph (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby