Orleans County, Vermont: commercial real estate data.
Orleans County, Vermont had an estimated 27,726 residents on July 1, 2024, up 1.2 percent since the 2020 census base of 27,396, across 693 square miles. County output reached $1.56 bn in 2024, 782 establishments operate here, and the SBA record carries 55 7(a) approvals worth $6.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Orleans County
How many people live in Orleans County
- Population, American Community Survey 2020-202427,606
- Households12,072
- Average household size2.29
- Median household income$70,103
- Median age45.7
- Median gross rent$892 per month
- Median owner-occupied home value$223,400
- Home value to household income3.2 times
- Annual rent as a share of median income15.3 percent
- Adults 25 and over with a bachelor degree or higher30.5 percent
- Adults 25 and over with a graduate degree12.0 percent
- Adults 25 and over20,349
- Population under 185,346
- Share under 1819.4 percent
- Population 65 and over6,605
- Share 65 and over23.9 percent
- Working age population, 18 to 6415,655
- Civilian labor force14,086
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over63.3 percent
- Rank by population among Vermont counties11th of 14
- Rank by population among US county-equivalents, Puerto Rico included1558th of 3,222
Orleans County is the 11th largest of 14 Vermont counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.9 percent against 19.4 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Orleans County
Is Orleans County's population growing?
- Population, July 1, 202427,726
- Census 2020 base population27,396
- Population change since the 2020 census base1.20 percent
- Population change, 2023 to 202429
- Births, 2024239
- Deaths, 2024377
- Natural change, 2024-138
- Net domestic migration, 2024140
- Net international migration, 202430
- Total net migration, 2024170
- Cumulative net domestic migration, 2021 to 2024860
- Rank by growth among US county-equivalents1420th of 3,144
The county has grown 1.20 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Orleans County
Where are people moving to Orleans County from?
- Tax returns filed by households arriving741
- People arriving, from those returns1,264
- Tax returns filed by households leaving581
- Net household movement160
- Adjusted gross income arriving$60.0 m
- Net adjusted gross income movement$25.2 m
- Average income of an arriving household$80,916
- Average income of a leaving household$59,910
- Largest single originCaledonia County (62 households)
- Largest single destinationCaledonia County (64 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Caledonia County | 62 | 116 | $2.5 m |
| Chittenden County | 59 | 83 | $3.2 m |
| Lamoille County | 59 | 101 | $2.4 m |
| Washington County | 39 | 66 | $2.0 m |
| Franklin County | 27 | 50 | $1.1 m |
Households arriving report $21,006 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Caledonia County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Orleans County
What is the Orleans County economy?
- County GDP, 2024$1.56 bn
- County GDP, 2023$1.46 bn
- GDP change, 2023 to 20247.3 percent
- GDP change over five years37.0 percent
- Rank by GDP among the Vermont areas BEA publishes11th of 14
- Rank by GDP among the US county areas BEA publishes1479th of 3,127
- GDP per resident$56,605
Output grew 7.3 percent in the latest year and 37.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Orleans County
Employment by industry in Orleans County
- Covered employment, annual average10,532
- Establishments reporting1,102
- Average annual pay$51,363
- Average weekly wage$988
- Retail trade, employment1,562
- Retail trade, average annual pay$37,712
- Health care and social assistance, employment1,556
- Health care and social assistance, average annual pay$62,839
- Accommodation and food services, employment1,310
- Accommodation and food services, average annual pay$29,443
- Manufacturing, employment1,203
- Manufacturing, average annual pay$53,481
- Construction, employment671
- Transportation and warehousing, employment306
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,562 | 126 | $37,712 |
| Health care and social assistance | 1,556 | 64 | $62,839 |
| Accommodation and food services | 1,310 | 64 | $29,443 |
| Manufacturing | 1,203 | 47 | $53,481 |
| Construction | 671 | 145 | $62,863 |
| Transportation and warehousing | 306 | 36 | $55,718 |
| Other services, except public administration | 266 | 80 | $41,792 |
| Finance and insurance | 249 | 37 | $82,793 |
Retail trade is the largest private sector at 1,562 jobs, 14.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Orleans County
How many businesses are in Orleans County?
- Establishments, all industries782
- Employment at those establishments8,184
- Annual payroll$369.2 m
- Establishments per 1,000 residents28.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Orleans County
Building permits in Orleans County
- Housing units authorized by permit, 2024175
- Declared construction value permitted$25.1 m
- Single family units authorized68
- Multifamily units authorized107
- Multifamily share of units61.1 percent
- Average declared value per unit$143,319
- Units authorized per 1,000 households14.5
Multifamily is 61.1 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Orleans County
SBA loans in Orleans County (7(a) and 504)
- 7(a) approvals recorded55
- 7(a) gross approval dollars$6.7 m
- Average 7(a) approval$122,685
- Median 7(a) approval$50,000
- 10th percentile approval$13,800
- 90th percentile approval$241,940
- Largest single approval$1,485,000
- Jobs reported supported, 7(a)326
- Jobs per approval5.9
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals35
- Median 7(a) term72 months
- Share of loans on real estate terms, 240 months or longer3.6 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter52
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (10)
- Most active lenderCommunity National Bank (23)
- 504 approvals recorded13
- 504 gross approval dollars$3.5 m
- Average 504 approval$267,308
- Median 504 approval$266,000
- Distinct CDCs active3
- 504 jobs per approval3.5
- 504 jobs per million dollars approved12.9
- Most active CDCGranite State Economic Development Corporation (11)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.2 m
The average approval of $122,685 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 3.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Orleans County
SBA loan default and charge-off rates in Orleans County
Do SBA loans in Orleans County get paid back?
- Loans with a final outcome recorded20
- Paid in full20
- Charged off0
- Status: Paid in full20
- Status: Exempt from disclosure29
- Status: Cancelled4
- Status: Committed, not yet disbursed2
Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orleans County
SBA lending by place in Orleans County
- Borrower cities with recorded lending16
- Newport, approvals19
- Derby, approvals6
- Barton, approvals5
- West Glover, approvals4
- Derby Line, approvals3
- Westfield, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Newport | 19 | $1,601,600 |
| Derby | 6 | $3,018,300 |
| Barton | 5 | $599,100 |
| West Glover | 4 | $423,900 |
| Derby Line | 3 | $165,000 |
| Westfield | 3 | $94,800 |
| Glover | 2 | $280,000 |
| Irasburg | 2 | $155,000 |
| 8 other borrower cities | 11 | $410,000 |
Newport accounts for 19 approvals against 6 in Derby. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orleans County
How large is Orleans County?
- Land area693 sq mi
- Rank by land area among Vermont counties5th of 14
- Width, east to west34.5 mi
- Height, north to south32.4 mi
- Geographies sharing a boundary4
- Residents per square mile of land40
- Establishments per square mile1.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Orleans County
Flood risk in Orleans County
- Communities in the county in the NFIP Community Status Book21
- Of those, participating in the NFIP15
- NFIP participation rate71.4 percent
- Communities carrying a CRS class0
- Radon levels in Orleans County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Orleans County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 71.4 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Orleans County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Orleans County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202427,606
- Households12,072
- Average household size2.29
- Median household income$70,103
- Median age45.7
Common questions
Orleans County questions, answered from the record.
How many people live in Orleans County, Vermont?
The Census Bureau estimates 27,726 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 27,606, in 12,072 households, ranking 11th of 14 Vermont counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Orleans County's population growing?
The population has grown 1.20 percent since the 2020 census base of 27,396, to 27,726 on July 1, 2024. In 2024 there were 239 births against 377 deaths, with net migration of 170. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Orleans County?
$70,103. The median owner-occupied home is valued at $223,400, which is 3.2 times income, and median gross rent is $892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Orleans County?
782 establishments, employing 8,184 people with an annual payroll of $369.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Orleans County?
Retail trade is the largest private sector at 1,562 jobs, 14.8 percent of covered employment. Covered employment averages 10,532 jobs at an average annual pay of $51,363, or $988 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Orleans County?
55 7(a) approvals totaling $6.7 m since FY2020, across 13 lenders, with a median approval of $50,000, plus 13 504 approvals worth $3.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Orleans County?
175 housing units were authorized by permit in 2024, with a declared construction value of $25.1 m. Multifamily was 61.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Orleans County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Orleans County come from?
The largest single origin is Caledonia County, with 62 households. Arriving households report an average income of $80,916 against $59,910 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Orleans County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Orleans County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Orleans County
Cities and places in Orleans.
15 Census places lie wholly or partly in Orleans County. All 15 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Newport | city | 4,394 | 19 | Wholly in this county |
| Orleans | village | 809 | 2 | Wholly in this county |
| Derby Line | village | 783 | 3 | Wholly in this county |
| Barton | village | 730 | 5 | Wholly in this county |
| Derby Center | village | 693 | None recorded | Wholly in this county |
| North Troy | village | 506 | 1 | Wholly in this county |
| Glover | CDP | 282 | 2 | Wholly in this county |
| Newport Center | CDP | 280 | None recorded | Wholly in this county |
| Irasburg | CDP | 253 | 2 | Wholly in this county |
| Lowell | CDP | 232 | 1 | Wholly in this county |
| Greensboro Bend | CDP | 224 | 1 | Wholly in this county |
| Troy | CDP | 219 | None recorded | Wholly in this county |
| Albany | village | 135 | 2 | Wholly in this county |
| Greensboro | CDP | 115 | None recorded | Wholly in this county |
| Coventry | CDP | 71 | None recorded | Wholly in this county |
A further 17 of the county's 55 SBA 7(a) approvals are to borrowers in cities that match no Census place in Orleans County, the largest being Derby (6), West Glover (4), Westfield (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby