HomeVermontWindsor CountyLudlow
Ludlow, Vermont: commercial real estate data.
Ludlow is a Census village of 808 people across 1.34 square miles of land, in Windsor County. Median household income is $56,667, 51.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $533,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ludlow
What Ludlow is
- Census place typevillage
- Land area1.34 sq mi
- Water area0.02 sq mi
- Population per square mile of land604 plus or minus 135
- County holding the largest share of its areaWindsor County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ludlow
How many people live in Ludlow
- Population808 plus or minus 181
- Median age48.7
- Population under 18106 plus or minus 38
- Share under 1813.1 percent plus or minus 3.7
- Population 65 and over246 plus or minus 55
- Share 65 and over30.4 percent
- Households418 plus or minus 90
- Family households191 plus or minus 61
- Share of households that are families45.7 percent plus or minus 10.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ludlow
Income and work in Ludlow
- Median household income$56,667 plus or minus $18,646
- Per capita income$56,976 plus or minus $21,781
- Civilian labor force453 plus or minus 129
- Employed426 plus or minus 129
- Unemployed27 plus or minus 16
- Unemployment rate6.0 percent plus or minus 3.1
- Adults 25 and over644 plus or minus 140
- Adults 25 and over with a high school diploma or higher87.9 percent plus or minus 25.6
- Adults 25 and over with a bachelor degree or higher39.3 percent plus or minus 8.4
- Adults 25 and over with a graduate degree13.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ludlow
Housing in Ludlow
- Housing units742
- Occupied units418 plus or minus 90
- Vacant units324 plus or minus 84
- Vacancy rate43.7 percent plus or minus 9.2
- Owner occupied215 plus or minus 60
- Renter occupied203 plus or minus 56
- Ownership rate51.4 percent
- Median owner-occupied home value$304,000
- Median gross rent, monthly$1,018
- Annual rent as a share of median income21.6 percent plus or minus 7.4
- Single family units409 plus or minus 82
- Share single family55.1 percent
- Units in buildings of two or more315 plus or minus 82
- Share in buildings of two or more42.5 percent plus or minus 9.0
- Mobile homes18 plus or minus 13
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ludlow
How Ludlow gets to work
- Workers 16 and over who commute349 plus or minus 117
- Commuting under 15 minutes161 plus or minus 58
- Share commuting under 15 minutes46.1 percent
- Commuting 30 minutes or more111 plus or minus 51
- Share commuting 30 minutes or more31.8 percent plus or minus 10.0
- Drove alone62.6 percent plus or minus 18.4
- Carpooled7.6 percent plus or minus 4.4
- Public transport0.0 percent
- Walked9.0 percent plus or minus 6.6
- Worked from home17.3 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ludlow
SBA loans in Ludlow (7(a))
- Approvals4
- Gross approval$533,000
- Average approval$133,250
- Median approval$105,000
- Largest approval$315,000
- Jobs supported16
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term83 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Ludlow, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ludlow
SBA loans in Ludlow (504)
- Approvals2
- Gross approval$346,000
- Average approval$173,000
- Median approval$173,000
- Largest approval$236,000
- Jobs supported2
- Loans with a final outcome1
- Charged off0
- Median term180 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ludlow, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ludlow
Flood risk in Ludlow
- NFIP communityTown of Ludlow
- NFIP community number500150
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/07
The Town of Ludlow participates in the National Flood Insurance Program as community 500150 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Windsor County, not Ludlow
Windsor County context, not Ludlow figures
- Establishments in Windsor County1,926
- Covered employment, Windsor County23,153
- Average annual pay, Windsor County$62,855
- Housing units permitted, Windsor County344
Every figure in this section is published for Windsor County as a whole and is not a measurement of Ludlow.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ludlow questions, answered from the record.
How many people live in Ludlow, Vermont?
808, in 418 households. Ludlow village covers 1.34 square miles of land, which is 604 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ludlow in?
Windsor County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ludlow?
$56,667. The median owner-occupied home is valued at $304,000. Median gross rent is $1,018 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ludlow businesses?
4 7(a) approvals totaling $533,000 since FY2020, across 2 lenders, median approval $105,000, plus 2 504 approvals worth $346,000 since FY2010. These count approvals to borrowers whose address is in Ludlow, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ludlow borrowers get paid back?
No rate is published for Ludlow. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ludlow in the National Flood Insurance Program?
Yes. Ludlow appears in the FEMA Community Status Book as Ludlow, town of, community 500150, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ludlow figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Windsor County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ludlow.
Is zoning published for Ludlow?
No. Nothing on this page presents parcel level zoning.