HomeVirginiaAlbemarle CountyNorth Garden CDP
North Garden CDP, Virginia: commercial real estate data.
North Garden CDP is a Census CDP of 475 people across 2.83 square miles of land, in Albemarle County. Median household income is $108,258, 71.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.8 m.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North Garden
What North Garden is
- Census place typeCDP
- Land area2.83 sq mi
- Water area0.01 sq mi
- Population per square mile of land168 plus or minus 62
- County holding the largest share of its areaAlbemarle County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Garden
How many people live in North Garden
- Population475 plus or minus 176
- Median age51.4 plus or minus 13.4
- Population under 1896 plus or minus 74
- Share under 1820.2 percent plus or minus 13.6
- Population 65 and over69 plus or minus 45
- Share 65 and over14.5 percent plus or minus 7.7
- Households168 plus or minus 60
- Family households137 plus or minus 53
- Share of households that are families81.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Garden
Income and work in North Garden
- Median household income$108,258
- Per capita income$47,183 plus or minus $15,233
- Civilian labor force241 plus or minus 98
- Employed235 plus or minus 98
- Unemployed6 plus or minus 9
- Unemployment rate2.5 percent plus or minus 3.6
- Adults 25 and over367 plus or minus 129
- Adults 25 and over with a high school diploma or higher92.1 percent plus or minus 44.8
- Adults 25 and over with a bachelor degree or higher34.9 percent plus or minus 15.4
- Adults 25 and over with a graduate degree20.4 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Garden
Housing in North Garden
- Housing units205 plus or minus 67
- Occupied units168 plus or minus 60
- Vacant units37 plus or minus 39
- Vacancy rate18.0 percent plus or minus 18.1
- Owner occupied120 plus or minus 54
- Renter occupied48 plus or minus 53
- Ownership rate71.4 percent plus or minus 19.6
- Median owner-occupied home value$553,600 plus or minus $150,705
- Single family units173 plus or minus 60
- Share single family84.4 percent
- Units in buildings of two or more5 plus or minus 16
- Share in buildings of two or more2.4 percent plus or minus 8.0
- Mobile homes27 plus or minus 39
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Garden
How North Garden gets to work
- Workers 16 and over who commute216 plus or minus 93
- Commuting under 15 minutes10 plus or minus 17
- Share commuting under 15 minutes4.6 percent plus or minus 7.7
- Commuting 30 minutes or more89 plus or minus 67
- Share commuting 30 minutes or more41.2 percent plus or minus 25.5
- Drove alone86.0 percent
- Carpooled6.0 percent plus or minus 9.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.1 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Garden
SBA loans in North Garden (7(a))
- Approvals2
- Gross approval$2,800,000
- Average approval$1,400,000
- Median approval$2,700,000
- Ninetieth percentile approval$2,700,000
- Largest approval$2,700,000
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albemarle County, not North Garden
Albemarle County context, not North Garden figures
These are Albemarle County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Garden measurements.
- Establishments in Albemarle County2,963
- Employment at those establishments, Albemarle County42,901
- Covered employment, Albemarle County64,815
- Average annual pay, Albemarle County$72,866
- Average weekly wage, Albemarle County$1,401
- Housing units permitted, Albemarle County810
- Of those, single family, Albemarle County600
- Average income of an arriving household, Albemarle County$114,147
Every figure in this section is published for Albemarle County as a whole and is not a measurement of North Garden. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Garden questions, answered from the record.
How many people live in North Garden, Virginia?
475, in 168 households. North Garden CDP covers 2.83 square miles of land, which is 168 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Garden in?
Albemarle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Garden?
$108,258. The median owner-occupied home is valued at $553,600. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Garden businesses?
2 7(a) approvals totalling $2.8 m, across 2 lenders, median approval $2,700,000. These count approvals to borrowers whose address is in North Garden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Garden borrowers get paid back?
No rate is published for North Garden. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page North Garden figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Albemarle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Garden.
Is zoning published for North Garden?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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