Amelia County, Virginia: commercial real estate data.
Amelia County, Virginia had an estimated 13,716 residents on July 1, 2024, up 3.4 percent since the 2020 census base of 13,260, across 355 square miles. County output reached $394.7 m in 2024, 273 establishments operate here, and the SBA record carries 6 7(a) approvals worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Amelia County
How many people live in Amelia County
- Population, American Community Survey 2020-202413,462
- Households5,417
- Average household size2.49
- Median household income$76,717
- Median age44.7
- Median gross rent$1,164 per month
- Median owner-occupied home value$282,400
- Home value to household income3.7 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent
- Adults 25 and over with a graduate degree4.4 percent
- Adults 25 and over9,854
- Population under 182,716
- Share under 1820.2 percent
- Population 65 and over2,986
- Share 65 and over22.2 percent
- Working age population, 18 to 647,760
- Civilian labor force6,425
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over59.8 percent
- Rank by population among Virginia counties105th of 133
- Rank by population among US county-equivalents, Puerto Rico included2259th of 3,222
Amelia County is the 105th largest of 133 Virginia counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.2 percent against 20.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Amelia County
Is Amelia County's population growing?
- Population, July 1, 202413,716
- Census 2020 base population13,260
- Population change since the 2020 census base3.44 percent
- Population change, 2023 to 2024120
- Births, 2024140
- Deaths, 2024169
- Natural change, 2024-29
- Net domestic migration, 2024139
- Net international migration, 202410
- Total net migration, 2024149
- Cumulative net domestic migration, 2021 to 2024615
- Rank by growth among US county-equivalents788th of 3,144
The county has grown 3.44 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Amelia County
Where are people moving to Amelia County from?
- Tax returns filed by households arriving423
- People arriving, from those returns800
- Tax returns filed by households leaving351
- Net household movement72
- Adjusted gross income arriving$25.9 m
- Net adjusted gross income movement$4.4 m
- Average income of an arriving household$61,258
- Average income of a leaving household$61,219
- Largest single originChesterfield County (156 households)
- Largest single destinationChesterfield County (104 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Chesterfield County | 156 | 295 | $11.9 m |
| Powhatan County | 32 | 72 | $1.7 m |
| Nottoway County | 22 | 46 | $938,000 |
Households arriving report $39 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Chesterfield County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Amelia County
What is the Amelia County economy?
- County GDP, 2024$394.7 m
- County GDP, 2023$384.0 m
- GDP change, 2023 to 20242.8 percent
- GDP change over five years41.8 percent
- Rank by GDP among the Virginia areas BEA publishes94th of 105
- Rank by GDP among the US county areas BEA publishes2551st of 3,127
- GDP per resident$29,318
Output grew 2.8 percent in the latest year and 41.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Amelia County
Employment by industry in Amelia County
- Covered employment, annual average2,522
- Establishments reporting411
- Average annual pay$47,867
- Average weekly wage$921
- Construction, employment418
- Construction, average annual pay$54,666
- Retail trade, employment214
- Retail trade, average annual pay$29,051
- Manufacturing, employment211
- Manufacturing, average annual pay$57,753
- Wholesale trade, employment146
- Wholesale trade, average annual pay$54,642
- Professional, scientific and technical services, employment107
- Other services, except public administration, employment96
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Construction | 418 | 75 | $54,666 |
| Retail trade | 214 | 24 | $29,051 |
| Manufacturing | 211 | 21 | $57,753 |
| Wholesale trade | 146 | 13 | $54,642 |
| Professional, scientific and technical services | 107 | 29 | $48,394 |
| Other services, except public administration | 96 | 40 | $39,668 |
| Finance and insurance | 30 | 12 | $61,854 |
| Real estate and rental and leasing | 8 | 10 | $32,698 |
Construction is the largest private sector at 418 jobs, 16.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Amelia County
How many businesses are in Amelia County?
- Establishments, all industries273
- Employment at those establishments2,014
- Annual payroll$89.1 m
- Establishments per 1,000 residents20.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Amelia County
Building permits in Amelia County
- Housing units authorized by permit, 202460
- Declared construction value permitted$20.6 m
- Single family units authorized60
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$342,736
- Units authorized per 1,000 households11.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Amelia County
SBA loans in Amelia County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$5.2 m
- Average 7(a) approval$862,317
- Median 7(a) approval$872,000
- Largest single approval$1,909,000
- Jobs reported supported, 7(a)102
- Jobs per approval17.0
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals16.7 percent
- 504 approvals recorded1
- 504 gross approval dollars$632,000
- Average 504 approval$632,000
- Median 504 approval$632,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved9.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Amelia County
SBA loan default and charge-off rates in Amelia County
Do SBA loans in Amelia County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure4
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Amelia County
SBA lending by place in Amelia County
- Borrower cities with recorded lending2
- Amelia Court House, approvals5
- Jetersville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Amelia Court House | 5 | $5,069,000 |
| Jetersville | 1 | $104,900 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Amelia County
How large is Amelia County?
- Land area355 sq mi
- Rank by land area among Virginia counties54th of 133
- Width, east to west32.1 mi
- Height, north to south20.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land38
- Establishments per square mile0.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Amelia County
Flood risk in Amelia County
- Participation of the county's own NFIP community Amelia County, unincorporated areasParticipating, community 510314
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Amelia County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Amelia County (community 510314), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Amelia County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Amelia County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Amelia County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,462
- Households5,417
- Average household size2.49
- Median household income$76,717
- Median age44.7
Common questions
Amelia County questions, answered from the record.
How many people live in Amelia County, Virginia?
The Census Bureau estimates 13,716 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,462, in 5,417 households, ranking 105th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Amelia County's population growing?
The population has grown 3.44 percent since the 2020 census base of 13,260, to 13,716 on July 1, 2024. In 2024 there were 140 births against 169 deaths, with net migration of 149. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Amelia County?
$76,717. The median owner-occupied home is valued at $282,400, which is 3.7 times income, and median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Amelia County?
273 establishments, employing 2,014 people with an annual payroll of $89.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Amelia County?
Construction is the largest private sector at 418 jobs, 16.6 percent of covered employment. Covered employment averages 2,522 jobs at an average annual pay of $47,867, or $921 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Amelia County?
6 7(a) approvals totaling $5.2 m since FY2020, across 6 lenders, with a median approval of $872,000, plus 1 504 approvals worth $632,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Amelia County?
60 housing units were authorized by permit in 2024, with a declared construction value of $20.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Amelia County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Amelia County come from?
The largest single origin is Chesterfield County, with 156 households. Arriving households report an average income of $61,258 against $61,219 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Amelia County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Amelia County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Amelia County
Cities and places in Amelia.
1 Census place lies wholly or partly in Amelia County. It carries enough published place level data for a page of its own and is linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Amelia Court House | CDP | 746 | 5 | Wholly in this county |
A further 1 of the county's 6 SBA 7(a) approvals are to borrowers in cities that match no Census place in Amelia County, the largest being Jetersville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.