HomeVirginiaAmherst CountyAmherst
Amherst, Virginia: commercial real estate data.
Amherst is a Census town of 1,865 people across 4.90 square miles of land, in Amherst County. Median household income is $70,841, 70.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Amherst
What Amherst is
- Census place typetown
- Land area4.9 sq mi
- Water area0.02 sq mi
- Population per square mile of land380 plus or minus 76
- County holding the largest share of its areaAmherst County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Amherst
How many people live in Amherst
- Population1,865 plus or minus 374
- Median age50.3
- Population under 18294 plus or minus 113
- Share under 1815.8 percent plus or minus 5.1
- Population 65 and over574
- Share 65 and over30.8 percent plus or minus 8.7
- Households865
- Family households468 plus or minus 135
- Share of households that are families54.1 percent plus or minus 11.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Amherst
Income and work in Amherst
- Median household income$70,841 plus or minus $21,353
- Per capita income$39,407
- Civilian labor force826 plus or minus 242
- Employed826 plus or minus 242
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,480
- Adults 25 and over with a high school diploma or higher92.2 percent plus or minus 23.8
- Adults 25 and over with a bachelor degree or higher25.7 percent plus or minus 6.8
- Adults 25 and over with a graduate degree9.3 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Amherst
Housing in Amherst
- Housing units948
- Occupied units865
- Vacant units83 plus or minus 55
- Vacancy rate8.8 percent plus or minus 5.6
- Owner occupied609 plus or minus 125
- Renter occupied256 plus or minus 120
- Ownership rate70.4 percent
- Median owner-occupied home value$220,700
- Median gross rent, monthly$718
- Annual rent as a share of median income12.2 percent plus or minus 3.7
- Single family units720
- Share single family75.9 percent
- Units in buildings of two or more192 plus or minus 122
- Share in buildings of two or more20.3 percent plus or minus 12.4
- Mobile homes36 plus or minus 38
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Amherst
How Amherst gets to work
- Workers 16 and over who commute698 plus or minus 207
- Commuting under 15 minutes288 plus or minus 113
- Share commuting under 15 minutes41.3 percent plus or minus 10.6
- Commuting 30 minutes or more202 plus or minus 73
- Share commuting 30 minutes or more28.9 percent plus or minus 5.9
- Drove alone72.0 percent plus or minus 28.4
- Carpooled9.8 percent plus or minus 8.7
- Public transport0.0 percent
- Walked2.2 percent plus or minus 3.7
- Worked from home14.7 percent plus or minus 10.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Amherst
SBA loans in Amherst (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Largest approval$150,000
- Jobs supported14
- Jobs per approval14.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Amherst, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Amherst
SBA loans in Amherst (504)
- Approvals1
- Gross approval$143,000
- Average approval$143,000
- Median approval$143,000
- Largest approval$143,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Amherst, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Amherst
Flood risk in Amherst
- NFIP communityTown of Amherst
- NFIP community number510193
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/14/25
The Town of Amherst participates in the National Flood Insurance Program as community 510193 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Amherst County, not Amherst
Amherst County context, not Amherst figures
- Establishments in Amherst County553
- Covered employment, Amherst County8,168
- Average annual pay, Amherst County$47,248
- Housing units permitted, Amherst County228
Every figure in this section is published for Amherst County as a whole and is not a measurement of Amherst.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Amherst questions, answered from the record.
How many people live in Amherst, Virginia?
1,865, in 865 households. Amherst town covers 4.90 square miles of land, which is 380 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Amherst in?
Amherst County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Amherst?
$70,841. The median owner-occupied home is valued at $220,700. Median gross rent is $718 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Amherst businesses?
1 7(a) approvals totaling $150,000 since FY2020, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $143,000 since FY2010. These count approvals to borrowers whose address is in Amherst, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Amherst borrowers get paid back?
No rate is published for Amherst. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Amherst in the National Flood Insurance Program?
Yes. Amherst appears in the FEMA Community Status Book as Amherst, town of, community 510193, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Amherst figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Amherst County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Amherst.
Is zoning published for Amherst?
No. Nothing on this page presents parcel level zoning.
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