HomeVirginiaBedford CountyMoneta CDP
Moneta CDP, Virginia: commercial real estate data.
Moneta CDP is a Census CDP of 395 people across 3.83 square miles of land, in Bedford County. 70.4 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $5.2 m.
74 sourced place values · tier FULL · 8 sections
Moneta
What Moneta is
- Census place typeCDP
- Land area3.83 sq mi
- Water area0.01 sq mi
- Population per square mile of land103 plus or minus 43
- County holding the largest share of its areaBedford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moneta
How many people live in Moneta
- Population395 plus or minus 164
- Median age37.2 plus or minus 26.0
- Population under 1880 plus or minus 47
- Share under 1820.3 percent plus or minus 8.4
- Population 65 and over109 plus or minus 58
- Share 65 and over27.6 percent plus or minus 9.0
- Households213 plus or minus 87
- Family households95 plus or minus 47
- Share of households that are families44.6 percent plus or minus 12.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moneta
Income and work in Moneta
- Per capita income$33,318 plus or minus $14,963
- Civilian labor force187 plus or minus 98
- Employed171 plus or minus 91
- Unemployed16 plus or minus 22
- Unemployment rate8.6 percent plus or minus 10.9
- Adults 25 and over260 plus or minus 101
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 52.9
- Adults 25 and over with a bachelor degree or higher31.5 percent plus or minus 17.0
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moneta
Housing in Moneta
- Housing units213 plus or minus 87
- Occupied units213 plus or minus 87
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied150 plus or minus 77
- Renter occupied63 plus or minus 56
- Ownership rate70.4 percent plus or minus 21.9
- Median owner-occupied home value$232,200 plus or minus $75,602
- Median gross rent, monthly$1,363 plus or minus $945
- Single family units140 plus or minus 72
- Share single family65.7 percent plus or minus 20.9
- Units in buildings of two or more37 plus or minus 49
- Share in buildings of two or more17.4 percent plus or minus 21.8
- Mobile homes36 plus or minus 37
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moneta
How Moneta gets to work
- Workers 16 and over who commute160 plus or minus 87
- Commuting under 15 minutes36 plus or minus 43
- Share commuting under 15 minutes22.5 percent plus or minus 24.0
- Commuting 30 minutes or more51 plus or minus 53
- Share commuting 30 minutes or more31.9 percent plus or minus 28.4
- Drove alone82.5 percent plus or minus 17.8
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked11.1 percent plus or minus 17.1
- Worked from home6.4 percent plus or minus 11.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Moneta
SBA 7(a) lending to Moneta borrowers
- Approvals7
- Gross approval$5,155,600
- Average approval$736,514
- Median approval$265,600
- Ninetieth percentile approval$2,575,000
- Largest approval$2,575,000
- Jobs supported126
- Jobs per approval18.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term225 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moneta
SBA 504 lending to Moneta borrowers
- Approvals2
- Gross approval$873,000
- Average approval$436,500
- Median approval$713,000
- Largest approval$713,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bedford County, not Moneta
Bedford County context, not Moneta figures
These are Bedford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Moneta measurements.
- Establishments in Bedford County1,818
- Employment at those establishments, Bedford County16,604
- Covered employment, Bedford County18,602
- Average annual pay, Bedford County$48,340
- Average weekly wage, Bedford County$930
- Housing units permitted, Bedford County294
- Of those, single family, Bedford County266
- County product, 2024, Bedford County$2,745,970,000
- County product change over the prior year, Bedford County4.5 percent
- Average income of an arriving household, Bedford County$76,332
Every figure in this section is published for Bedford County as a whole and is not a measurement of Moneta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Moneta questions, answered from the record.
How many people live in Moneta, Virginia?
395, in 213 households. Moneta CDP covers 3.83 square miles of land, which is 103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Moneta in?
Bedford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Moneta businesses?
7 7(a) approvals totalling $5.2 m, across 6 lenders, median approval $265,600, plus 2 504 approvals worth $873,000. These count approvals to borrowers whose address is in Moneta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Moneta borrowers get paid back?
No rate is published for Moneta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Moneta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bedford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Moneta.
Is zoning published for Moneta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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