HomeVirginiaCharles City CountyCharles City
Charles City, Virginia: commercial real estate data.
Charles City is a Census CDP of 64 people across 2.70 square miles of land, in Charles City County. 76.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Charles City through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 64 with a margin of error of plus or minus 56, which is 87.5 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Charles City
What Charles City is
- Census place typeCDP
- Land area2.7 sq mi
- Water area0.05 sq mi
- Population per square mile of land24 plus or minus 21
- County holding the largest share of its areaCharles City County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charles City
How many people live in Charles City
- Population64 plus or minus 56
- Median age55.5
- Population under 180
- Share under 180.0 percent
- Population 65 and over18 plus or minus 18
- Share 65 and over28.1 percent plus or minus 13.3
- Households26 plus or minus 21
- Family households18 plus or minus 20
- Share of households that are families69.2 percent plus or minus 52.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charles City
Income and work in Charles City
- Per capita income$56,566 plus or minus $16,694
- Civilian labor force35 plus or minus 38
- Employed35 plus or minus 38
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over45 plus or minus 34
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 100.6
- Adults 25 and over with a bachelor degree or higher60.0 percent plus or minus 30.6
- Adults 25 and over with a graduate degree46.7 percent plus or minus 36.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charles City
Housing in Charles City
- Housing units42 plus or minus 28
- Occupied units26 plus or minus 21
- Vacant units16 plus or minus 19
- Vacancy rate38.1 percent plus or minus 37.4
- Owner occupied20 plus or minus 20
- Renter occupied6 plus or minus 8
- Ownership rate76.9 percent plus or minus 45.4
- Median owner-occupied home value$772,700 plus or minus $503,622
- Single family units40 plus or minus 31
- Share single family95.2 percent plus or minus 37.0
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes2 plus or minus 3
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charles City
How Charles City gets to work
- Workers 16 and over who commute35 plus or minus 38
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more27 plus or minus 26
- Share commuting 30 minutes or more77.1 percent plus or minus 111.9
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charles City
SBA loans in Charles City (7(a))
- Approvals4
- Gross approval$3,961,500
- Average approval$990,375
- Median approval$535,750
- Largest approval$2,690,000
- Jobs supported69
- Jobs per approval17.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term238 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Charles City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charles City
SBA loans in Charles City (504)
- Approvals3
- Gross approval$1,255,000
- Average approval$418,333
- Median approval$423,000
- Largest approval$557,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Charles City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charles City County, not Charles City
Charles City County context, not Charles City figures
- Establishments in Charles City County153
- Covered employment, Charles City County1,782
- Average annual pay, Charles City County$59,048
- Housing units permitted, Charles City County30
Every figure in this section is published for Charles City County as a whole and is not a measurement of Charles City.
All Charles City County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charles City questions, answered from the record.
How many people live in Charles City, Virginia?
64, in 26 households. Charles City CDP covers 2.70 square miles of land, which is 24 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charles City in?
Charles City County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Charles City businesses?
4 7(a) approvals totaling $4.0 m since FY2020, across 3 lenders, median approval $535,750, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Charles City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charles City borrowers get paid back?
No rate is published for Charles City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Charles City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charles City County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charles City.
Is zoning published for Charles City?
No. Nothing on this page presents parcel level zoning.