HomeVirginiaCharlotte CountyPhenix
Phenix, Virginia: commercial real estate data.
Phenix is a Census town of 418 people across 1.15 square miles of land, in Charlotte County. Median household income is $73,125, 83.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $172,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phenix
What Phenix is
- Census place typetown
- Land area1.15 sq mi
- Water area0 sq mi
- Population per square mile of land362 plus or minus 147
- County holding the largest share of its areaCharlotte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix
How many people live in Phenix
- Population418 plus or minus 170
- Median age43.7 plus or minus 24.4
- Population under 18108 plus or minus 55
- Share under 1825.8 percent plus or minus 7.9
- Population 65 and over147 plus or minus 82
- Share 65 and over35.2 percent plus or minus 13.3
- Households133 plus or minus 51
- Family households91 plus or minus 43
- Share of households that are families68.4 percent plus or minus 18.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix
Income and work in Phenix
- Median household income$73,125 plus or minus $36,242
- Per capita income$25,508 plus or minus $6,148
- Civilian labor force155 plus or minus 73
- Employed155 plus or minus 73
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over294 plus or minus 119
- Adults 25 and over with a high school diploma or higher66.3 percent plus or minus 32.7
- Adults 25 and over with a bachelor degree or higher14.6 percent plus or minus 6.3
- Adults 25 and over with a graduate degree9.9 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix
Housing in Phenix
- Housing units142 plus or minus 54
- Occupied units133 plus or minus 51
- Vacant units9 plus or minus 11
- Vacancy rate6.3 percent plus or minus 7.4
- Owner occupied111 plus or minus 45
- Renter occupied22 plus or minus 17
- Ownership rate83.5 percent
- Median owner-occupied home value$129,200 plus or minus $47,665
- Median gross rent, monthly$758
- Annual rent as a share of median income12.4 percent plus or minus 6.3
- Single family units124 plus or minus 49
- Share single family87.3 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes18 plus or minus 15
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix
How Phenix gets to work
- Workers 16 and over who commute146 plus or minus 72
- Commuting under 15 minutes22 plus or minus 21
- Share commuting under 15 minutes15.1 percent plus or minus 12.6
- Commuting 30 minutes or more107 plus or minus 44
- Share commuting 30 minutes or more73.3 percent plus or minus 47.0
- Drove alone86.1 percent
- Carpooled10.6 percent plus or minus 7.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.3 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phenix
SBA loans in Phenix (7(a))
- Approvals1
- Gross approval$172,500
- Average approval$172,500
- Median approval$172,500
- Largest approval$172,500
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Phenix, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phenix
Flood risk in Phenix
- NFIP communityTown of Phenix
- NFIP community number510302
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/19/25(M)
The Town of Phenix participates in the National Flood Insurance Program as community 510302 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Charlotte County, not Phenix
Charlotte County context, not Phenix figures
- Establishments in Charlotte County220
- Covered employment, Charlotte County2,737
- Average annual pay, Charlotte County$46,079
- Housing units permitted, Charlotte County39
Every figure in this section is published for Charlotte County as a whole and is not a measurement of Phenix.
All Charlotte County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Phenix questions, answered from the record.
How many people live in Phenix, Virginia?
418, in 133 households. Phenix town covers 1.15 square miles of land, which is 362 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phenix in?
Charlotte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phenix?
$73,125. The median owner-occupied home is valued at $129,200. Median gross rent is $758 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phenix businesses?
1 7(a) approvals totaling $172,500 since FY2020, across 1 lenders, median approval $172,500. These count approvals to borrowers whose address is in Phenix, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phenix borrowers get paid back?
No rate is published for Phenix. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Phenix in the National Flood Insurance Program?
Yes. Phenix appears in the FEMA Community Status Book as Phenix, town of, community 510302, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Phenix figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charlotte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phenix.
Is zoning published for Phenix?
No. Nothing on this page presents parcel level zoning.
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