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HomeVirginiaChesterfield CountyMidlothian CDP

Midlothian CDP, Virginia: commercial real estate data.

Midlothian CDP is a Census CDP of 19,120 people across 8.57 square miles of land, in Chesterfield County. Median household income is $110,084, 73.5 percent of occupied homes are owned, and the SBA record carries 116 7(a) approvals to borrowers here worth $53.6 m.

77 sourced place values · tier FULL · 8 sections

Midlothian

What Midlothian is

  • Census place typeCDP
  • Land area8.57 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land2,232
  • County holding the largest share of its areaChesterfield County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Midlothian

How many people live in Midlothian

  • Population19,120
  • Median age41.8
  • Population under 184,429
  • Share under 1823.2 percent
  • Population 65 and over3,886
  • Share 65 and over20.3 percent
  • Households7,745
  • Family households5,045
  • Share of households that are families65.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Midlothian

Income and work in Midlothian

  • Median household income$110,084
  • Per capita income$54,559
  • Civilian labor force10,674
  • Employed10,243
  • Unemployed431 plus or minus 254
  • Unemployment rate4.0 percent plus or minus 2.4
  • Adults 25 and over12,891
  • Adults 25 and over with a high school diploma or higher97.2 percent
  • Adults 25 and over with a bachelor degree or higher58.1 percent
  • Adults 25 and over with a graduate degree22.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Midlothian

Housing in Midlothian

  • Housing units7,936
  • Occupied units7,745
  • Vacant units191 plus or minus 164
  • Vacancy rate2.4 percent plus or minus 2.1
  • Owner occupied5,695
  • Renter occupied2,050
  • Ownership rate73.5 percent
  • Median owner-occupied home value$408,500
  • Median gross rent, monthly$1,760
  • Annual rent as a share of median income19.2 percent
  • Single family units5,652
  • Share single family71.2 percent
  • Units in buildings of two or more2,272
  • Share in buildings of two or more28.6 percent
  • Mobile homes0
  • Median year structure built2001

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Midlothian

How Midlothian gets to work

  • Workers 16 and over who commute7,968
  • Commuting under 15 minutes1,660 plus or minus 433
  • Share commuting under 15 minutes20.8 percent plus or minus 5.0
  • Commuting 30 minutes or more2,508
  • Share commuting 30 minutes or more31.5 percent
  • Drove alone74.6 percent
  • Carpooled3.1 percent plus or minus 1.2
  • Public transport0.1 percent plus or minus 0.1
  • Walked0.4 percent plus or minus 0.4
  • Worked from home21.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Midlothian

SBA 7(a) lending to Midlothian borrowers

  • Approvals116
  • Gross approval$53,565,700
  • Average approval$461,773
  • Median approval$190,000
  • Ninetieth percentile approval$862,000
  • Largest approval$5,000,000
  • Jobs supported1,216
  • Jobs per approval10.5
  • Loans with a final outcome18
  • Paid in full16
  • Charged off2
  • Charge-off rate over resolved loans11.1 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more10.3 percent
  • Share to franchises28.4 percent
  • Distinct lenders30
  • Distinct industries by NAICS58

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Midlothian

SBA 504 lending to Midlothian borrowers

  • Approvals36
  • Gross approval$24,921,000
  • Average approval$692,250
  • Median approval$563,000
  • Largest approval$2,405,000
  • Jobs supported477
  • Loans with a final outcome5
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Chesterfield County, not Midlothian

Chesterfield County context, not Midlothian figures

These are Chesterfield County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Midlothian measurements.

  • Establishments in Chesterfield County8,257
  • Employment at those establishments, Chesterfield County124,728
  • Covered employment, Chesterfield County145,905
  • Average annual pay, Chesterfield County$62,685
  • Average weekly wage, Chesterfield County$1,205
  • Housing units permitted, Chesterfield County2,307
  • Of those, single family, Chesterfield County1,845
  • County product, 2024, Chesterfield County$24,002,409,000
  • County product change over the prior year, Chesterfield County7.0 percent
  • Average income of an arriving household, Chesterfield County$75,756

Every figure in this section is published for Chesterfield County as a whole and is not a measurement of Midlothian. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Midlothian questions, answered from the record.

How many people live in Midlothian, Virginia?

19,120, in 7,745 households. Midlothian CDP covers 8.57 square miles of land, which is 2,232 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Midlothian in?

Chesterfield County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Midlothian?

$110,084. The median owner-occupied home is valued at $408,500. Median gross rent is $1,760 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Midlothian businesses?

116 7(a) approvals totalling $53.6 m, across 30 lenders, median approval $190,000, plus 36 504 approvals worth $24.9 m. These count approvals to borrowers whose address is in Midlothian, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Midlothian borrowers get paid back?

Of the 18 loans that have reached a final outcome, 16 were paid in full and 2 charged off, a charge off rate of 11.1 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Midlothian figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chesterfield County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Midlothian.

Is zoning published for Midlothian?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.