HomeVirginiaCulpeper CountyCulpeper town
Culpeper town, Virginia: commercial real estate data.
Culpeper town is a Census town of 20,794 people across 7.54 square miles of land, in Culpeper County. Median household income is $94,721, 59.2 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $15.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Culpeper
What Culpeper is
- Census place typetown
- Land area7.54 sq mi
- Water area0.04 sq mi
- Population per square mile of land2,757
- County holding the largest share of its areaCulpeper County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Culpeper
How many people live in Culpeper
- Population20,794
- Median age32.5
- Population under 186,204
- Share under 1829.8 percent
- Population 65 and over2,299
- Share 65 and over11.1 percent
- Households6,974
- Family households5,208
- Share of households that are families74.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Culpeper
Income and work in Culpeper
- Median household income$94,721
- Per capita income$37,739
- Civilian labor force10,433
- Employed10,190
- Unemployed243 plus or minus 133
- Unemployment rate2.3 percent plus or minus 1.3
- Adults 25 and over12,291
- Adults 25 and over with a high school diploma or higher84.0 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree11.5 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Culpeper
Housing in Culpeper
- Housing units7,137
- Occupied units6,974
- Vacant units163 plus or minus 98
- Vacancy rate2.3 percent plus or minus 1.4
- Owner occupied4,127
- Renter occupied2,847
- Ownership rate59.2 percent
- Median owner-occupied home value$390,000
- Median gross rent, monthly$1,416
- Annual rent as a share of median income17.9 percent
- Single family units5,680
- Share single family79.6 percent
- Units in buildings of two or more1,347 plus or minus 338
- Share in buildings of two or more18.9 percent plus or minus 4.6
- Mobile homes110 plus or minus 99
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Culpeper
How Culpeper gets to work
- Workers 16 and over who commute9,028
- Commuting under 15 minutes3,484
- Share commuting under 15 minutes38.6 percent
- Commuting 30 minutes or more3,781
- Share commuting 30 minutes or more41.9 percent
- Drove alone65.2 percent
- Carpooled16.9 percent plus or minus 4.3
- Public transport1.6 percent plus or minus 1.3
- Walked2.8 percent plus or minus 1.5
- Worked from home10.3 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Culpeper
SBA loans in Culpeper (7(a))
- Approvals22
- Gross approval$15,353,800
- Average approval$697,900
- Median approval$250,000
- Ninetieth percentile approval$1,775,000
- Largest approval$4,870,000
- Jobs supported130
- Jobs per approval5.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.6 percent
- Share to franchises4.5 percent
- Distinct lenders12
- Distinct industries by NAICS17
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Culpeper
SBA loans in Culpeper (504)
- Approvals5
- Gross approval$2,854,000
- Average approval$570,800
- Median approval$509,000
- Largest approval$1,095,000
- Jobs supported25
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Culpeper County, not Culpeper
Culpeper County context, not Culpeper figures
These are Culpeper County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Culpeper measurements.
- Establishments in Culpeper County1,126
- Employment at those establishments, Culpeper County13,506
- Covered employment, Culpeper County16,369
- Average annual pay, Culpeper County$56,499
- Average weekly wage, Culpeper County$1,087
- Housing units permitted, Culpeper County425
- Of those, single family, Culpeper County365
- County product, 2024, Culpeper County$2,722,883,000
- County product change over the prior year, Culpeper County7.1 percent
- Average income of an arriving household, Culpeper County$72,157
Every figure in this section is published for Culpeper County as a whole and is not a measurement of Culpeper. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Culpeper questions, answered from the record.
How many people live in Culpeper, Virginia?
20,794, in 6,974 households. Culpeper town covers 7.54 square miles of land, which is 2,757 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Culpeper in?
Culpeper County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Culpeper?
$94,721. The median owner-occupied home is valued at $390,000. Median gross rent is $1,416 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Culpeper businesses?
22 7(a) approvals totalling $15.4 m, across 12 lenders, median approval $250,000, plus 5 504 approvals worth $2.9 m. These count approvals to borrowers whose address is in Culpeper, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Culpeper borrowers get paid back?
No rate is published for Culpeper. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Culpeper figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Culpeper County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Culpeper.
Is zoning published for Culpeper?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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