HomeVirginiaFranklin CountyRocky Mount
Rocky Mount, Virginia: commercial real estate data.
Rocky Mount is a Census town of 4,950 people across 6.83 square miles of land, in Franklin County. Median household income is $63,280, 56.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $12.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rocky Mount
What Rocky Mount is
- Census place typetown
- Land area6.83 sq mi
- Water area0.03 sq mi
- Population per square mile of land725
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
How many people live in Rocky Mount
- Population4,950
- Median age45.6
- Population under 18945 plus or minus 190
- Share under 1819.1 percent plus or minus 3.8
- Population 65 and over1,133
- Share 65 and over22.9 percent
- Households2,059
- Family households1,233
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
Income and work in Rocky Mount
- Median household income$63,280
- Per capita income$30,512
- Civilian labor force2,245
- Employed2,182
- Unemployed63 plus or minus 46
- Unemployment rate2.8 percent plus or minus 2.0
- Adults 25 and over3,588
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher21.7 percent plus or minus 6.6
- Adults 25 and over with a graduate degree9.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
Housing in Rocky Mount
- Housing units2,226
- Occupied units2,059
- Vacant units167 plus or minus 129
- Vacancy rate7.5 percent plus or minus 5.8
- Owner occupied1,162
- Renter occupied897 plus or minus 184
- Ownership rate56.4 percent
- Median owner-occupied home value$207,000
- Median gross rent, monthly$890
- Annual rent as a share of median income16.9 percent
- Single family units1,666
- Share single family74.8 percent
- Units in buildings of two or more513 plus or minus 183
- Share in buildings of two or more23.0 percent plus or minus 8.0
- Mobile homes47 plus or minus 34
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
How Rocky Mount gets to work
- Workers 16 and over who commute1,980
- Commuting under 15 minutes903 plus or minus 257
- Share commuting under 15 minutes45.6 percent plus or minus 11.2
- Commuting 30 minutes or more677 plus or minus 242
- Share commuting 30 minutes or more34.2 percent plus or minus 11.2
- Drove alone76.7 percent
- Carpooled11.9 percent plus or minus 5.8
- Public transport0.0 percent
- Walked1.3 percent plus or minus 1.8
- Worked from home9.8 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rocky Mount
SBA loans in Rocky Mount (7(a))
- Approvals6
- Gross approval$12,937,400
- Average approval$2,156,233
- Median approval$1,912,000
- Largest approval$5,000,000
- Jobs supported91
- Jobs per approval15.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises16.7 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Rocky Mount, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rocky Mount
SBA loans in Rocky Mount (504)
- Approvals1
- Gross approval$4,510,000
- Average approval$4,510,000
- Median approval$4,510,000
- Largest approval$4,510,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Rocky Mount, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rocky Mount
Flood risk in Rocky Mount
- NFIP communityTown of Rocky Mount
- NFIP community number510291
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/08
The Town of Rocky Mount participates in the National Flood Insurance Program as community 510291 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Rocky Mount
Franklin County context, not Rocky Mount figures
- Establishments in Franklin County1,238
- Covered employment, Franklin County15,666
- Average annual pay, Franklin County$46,740
- Housing units permitted, Franklin County167
Every figure in this section is published for Franklin County as a whole and is not a measurement of Rocky Mount.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rocky Mount questions, answered from the record.
How many people live in Rocky Mount, Virginia?
4,950, in 2,059 households. Rocky Mount town covers 6.83 square miles of land, which is 725 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rocky Mount in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rocky Mount?
$63,280. The median owner-occupied home is valued at $207,000. Median gross rent is $890 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rocky Mount businesses?
6 7(a) approvals totaling $12.9 m since FY2020, across 6 lenders, median approval $1,912,000, plus 1 504 approvals worth $4.5 m since FY2010. These count approvals to borrowers whose address is in Rocky Mount, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rocky Mount borrowers get paid back?
No rate is published for Rocky Mount. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rocky Mount in the National Flood Insurance Program?
Yes. Rocky Mount appears in the FEMA Community Status Book as Rocky Mount, town of, community 510291, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rocky Mount figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rocky Mount.
Is zoning published for Rocky Mount?
No. Nothing on this page presents parcel level zoning.
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