HomeVirginiaFrederick CountyMiddletown
Middletown, Virginia: commercial real estate data.
Middletown is a Census town of 1,786 people across 0.78 square miles of land, in Frederick County. Median household income is $60,288, 60.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $150,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Middletown
What Middletown is
- Census place typetown
- Land area0.78 sq mi
- Water area0 sq mi
- Population per square mile of land2,304 plus or minus 543
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How many people live in Middletown
- Population1,786 plus or minus 421
- Median age38.5
- Population under 18478 plus or minus 149
- Share under 1826.8 percent plus or minus 5.5
- Population 65 and over207 plus or minus 63
- Share 65 and over11.6 percent
- Households705
- Family households399 plus or minus 112
- Share of households that are families56.6 percent plus or minus 11.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Income and work in Middletown
- Median household income$60,288
- Per capita income$35,206
- Civilian labor force995 plus or minus 265
- Employed984 plus or minus 267
- Unemployed11 plus or minus 14
- Unemployment rate1.1 percent plus or minus 1.4
- Adults 25 and over1,239 plus or minus 282
- Adults 25 and over with a high school diploma or higher91.2 percent plus or minus 28.7
- Adults 25 and over with a bachelor degree or higher21.1 percent plus or minus 6.5
- Adults 25 and over with a graduate degree4.6 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Housing in Middletown
- Housing units750
- Occupied units705
- Vacant units45 plus or minus 31
- Vacancy rate6.0 percent plus or minus 4.0
- Owner occupied429
- Renter occupied276 plus or minus 103
- Ownership rate60.9 percent plus or minus 15.5
- Median owner-occupied home value$331,600
- Median gross rent, monthly$798 plus or minus $250
- Annual rent as a share of median income15.9 percent plus or minus 5.6
- Single family units535 plus or minus 112
- Share single family71.3 percent
- Units in buildings of two or more215 plus or minus 71
- Share in buildings of two or more28.7 percent plus or minus 8.0
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How Middletown gets to work
- Workers 16 and over who commute908 plus or minus 268
- Commuting under 15 minutes125 plus or minus 62
- Share commuting under 15 minutes13.8 percent plus or minus 5.5
- Commuting 30 minutes or more318 plus or minus 121
- Share commuting 30 minutes or more35.0 percent plus or minus 8.4
- Drove alone82.8 percent
- Carpooled7.9 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.7
- Worked from home7.7 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
SBA loans in Middletown (7(a))
- Approvals2
- Gross approval$150,000
- Average approval$75,000
- Median approval$75,000
- Largest approval$100,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Middletown, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middletown
Flood risk in Middletown
- NFIP communityTown of Middletown
- NFIP community number510274
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/29/21(M)
The Town of Middletown participates in the National Flood Insurance Program as community 510274 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Frederick County, not Middletown
Frederick County context, not Middletown figures
- Establishments in Frederick County1,695
- Covered employment, Frederick County39,388
- Average annual pay, Frederick County$62,069
- Housing units permitted, Frederick County872
Every figure in this section is published for Frederick County as a whole and is not a measurement of Middletown.
All Frederick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Middletown questions, answered from the record.
How many people live in Middletown, Virginia?
1,786, in 705 households. Middletown town covers 0.78 square miles of land, which is 2,304 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middletown in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middletown?
$60,288. The median owner-occupied home is valued at $331,600. Median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middletown businesses?
2 7(a) approvals totaling $150,000 since FY2020, across 2 lenders, median approval $75,000. These count approvals to borrowers whose address is in Middletown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middletown borrowers get paid back?
No rate is published for Middletown. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Middletown in the National Flood Insurance Program?
Yes. Middletown appears in the FEMA Community Status Book as Middletown, town of, community 510274, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Middletown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middletown.
Is zoning published for Middletown?
No. Nothing on this page presents parcel level zoning.
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