HomeVirginiaHanover CountyMechanicsville CDP
Mechanicsville CDP, Virginia: commercial real estate data.
Mechanicsville CDP is a Census CDP of 38,683 people across 28.33 square miles of land, in Hanover County. Median household income is $98,595, 75.5 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $24.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mechanicsville
What Mechanicsville is
- Census place typeCDP
- Land area28.33 sq mi
- Water area0.13 sq mi
- Population per square mile of land1,365
- County holding the largest share of its areaHanover County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How many people live in Mechanicsville
- Population38,683
- Median age41.8
- Population under 188,414
- Share under 1821.8 percent
- Population 65 and over7,676
- Share 65 and over19.8 percent
- Households15,337
- Family households10,252
- Share of households that are families66.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Income and work in Mechanicsville
- Median household income$98,595
- Per capita income$45,231
- Civilian labor force20,438
- Employed20,051
- Unemployed387 plus or minus 161
- Unemployment rate1.9 percent plus or minus 0.8
- Adults 25 and over27,236
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher35.8 percent
- Adults 25 and over with a graduate degree13.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Housing in Mechanicsville
- Housing units15,947
- Occupied units15,337
- Vacant units610 plus or minus 226
- Vacancy rate3.8 percent plus or minus 1.4
- Owner occupied11,582
- Renter occupied3,755
- Ownership rate75.5 percent
- Median owner-occupied home value$351,000
- Median gross rent, monthly$1,724
- Annual rent as a share of median income21.0 percent
- Single family units13,649
- Share single family85.6 percent
- Units in buildings of two or more2,280
- Share in buildings of two or more14.3 percent
- Mobile homes18 plus or minus 29
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How Mechanicsville gets to work
- Workers 16 and over who commute16,206
- Commuting under 15 minutes3,307
- Share commuting under 15 minutes20.4 percent
- Commuting 30 minutes or more5,310
- Share commuting 30 minutes or more32.8 percent
- Drove alone76.1 percent
- Carpooled4.2 percent plus or minus 1.1
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.4
- Worked from home18.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
SBA loans in Mechanicsville (7(a))
- Approvals67
- Gross approval$24,157,200
- Average approval$360,555
- Median approval$150,000
- Ninetieth percentile approval$832,500
- Largest approval$5,000,000
- Jobs supported700
- Jobs per approval10.4
- Loans with a final outcome8
- Paid in full6
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more6.0 percent
- Share to franchises22.4 percent
- Distinct lenders26
- Distinct industries by NAICS41
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mechanicsville
SBA loans in Mechanicsville (504)
- Approvals10
- Gross approval$6,645,000
- Average approval$664,500
- Median approval$504,000
- Largest approval$1,678,000
- Jobs supported141
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hanover County, not Mechanicsville
Hanover County context, not Mechanicsville figures
These are Hanover County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mechanicsville measurements.
- Establishments in Hanover County3,413
- Employment at those establishments, Hanover County52,652
- Covered employment, Hanover County59,513
- Average annual pay, Hanover County$55,746
- Average weekly wage, Hanover County$1,072
- Housing units permitted, Hanover County447
- Of those, single family, Hanover County443
- County product, 2024, Hanover County$9,225,446,000
- County product change over the prior year, Hanover County3.1 percent
- Average income of an arriving household, Hanover County$84,241
Every figure in this section is published for Hanover County as a whole and is not a measurement of Mechanicsville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mechanicsville questions, answered from the record.
How many people live in Mechanicsville, Virginia?
38,683, in 15,337 households. Mechanicsville CDP covers 28.33 square miles of land, which is 1,365 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mechanicsville in?
Hanover County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mechanicsville?
$98,595. The median owner-occupied home is valued at $351,000. Median gross rent is $1,724 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mechanicsville businesses?
67 7(a) approvals totalling $24.2 m, across 26 lenders, median approval $150,000, plus 10 504 approvals worth $6.6 m. These count approvals to borrowers whose address is in Mechanicsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mechanicsville borrowers get paid back?
No rate is published for Mechanicsville. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mechanicsville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hanover County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mechanicsville.
Is zoning published for Mechanicsville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.