HomeVirginiaLancaster CountyWhite Stone
White Stone, Virginia: commercial real estate data.
White Stone is a Census town of 449 people across 0.98 square miles of land, in Lancaster County. Median household income is $58,036, 55.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $100,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
White Stone
What White Stone is
- Census place typetown
- Land area0.98 sq mi
- Water area0 sq mi
- Population per square mile of land459 plus or minus 160
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Stone
How many people live in White Stone
- Population449 plus or minus 157
- Median age33.3 plus or minus 11.5
- Population under 1864 plus or minus 48
- Share under 1814.3 percent plus or minus 9.5
- Population 65 and over83 plus or minus 30
- Share 65 and over18.5 percent
- Households216 plus or minus 90
- Family households99 plus or minus 40
- Share of households that are families45.8 percent plus or minus 26.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Stone
Income and work in White Stone
- Median household income$58,036 plus or minus $20,113
- Per capita income$33,799 plus or minus $8,066
- Civilian labor force259 plus or minus 119
- Employed245 plus or minus 117
- Unemployed14 plus or minus 13
- Unemployment rate5.4 percent plus or minus 4.4
- Adults 25 and over323 plus or minus 108
- Adults 25 and over with a high school diploma or higher81.7 percent
- Adults 25 and over with a bachelor degree or higher11.1 percent plus or minus 5.7
- Adults 25 and over with a graduate degree2.5 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Stone
Housing in White Stone
- Housing units243 plus or minus 91
- Occupied units216 plus or minus 90
- Vacant units27 plus or minus 22
- Vacancy rate11.1 percent plus or minus 8.0
- Owner occupied119 plus or minus 50
- Renter occupied97 plus or minus 66
- Ownership rate55.1 percent
- Median owner-occupied home value$193,200
- Median gross rent, monthly$968
- Annual rent as a share of median income20.0 percent plus or minus 7.0
- Single family units209 plus or minus 80
- Share single family86.0 percent
- Units in buildings of two or more25 plus or minus 24
- Share in buildings of two or more10.3 percent plus or minus 9.1
- Mobile homes9 plus or minus 15
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Stone
How White Stone gets to work
- Workers 16 and over who commute199 plus or minus 99
- Commuting under 15 minutes62 plus or minus 41
- Share commuting under 15 minutes31.2 percent plus or minus 13.8
- Commuting 30 minutes or more80 plus or minus 45
- Share commuting 30 minutes or more40.2 percent plus or minus 11.1
- Drove alone74.4 percent
- Carpooled1.7 percent plus or minus 3.3
- Public transport0.4 percent plus or minus 0.8
- Walked0.8 percent plus or minus 2.5
- Worked from home16.4 percent plus or minus 20.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
White Stone
SBA loans in White Stone (7(a))
- Approvals1
- Gross approval$100,000
- Average approval$100,000
- Median approval$100,000
- Largest approval$100,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in White Stone, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
White Stone
Flood risk in White Stone
- NFIP communityTown of White Stone
- NFIP community number510235
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/05/22(M)
The Town of White Stone participates in the National Flood Insurance Program as community 510235 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lancaster County, not White Stone
Lancaster County context, not White Stone figures
- Establishments in Lancaster County458
- Covered employment, Lancaster County4,793
- Average annual pay, Lancaster County$51,518
- Housing units permitted, Lancaster County127
Every figure in this section is published for Lancaster County as a whole and is not a measurement of White Stone.
All Lancaster County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
White Stone questions, answered from the record.
How many people live in White Stone, Virginia?
449, in 216 households. White Stone town covers 0.98 square miles of land, which is 459 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is White Stone in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in White Stone?
$58,036. The median owner-occupied home is valued at $193,200. Median gross rent is $968 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to White Stone businesses?
1 7(a) approvals totaling $100,000 since FY2020, across 1 lenders, median approval $100,000. These count approvals to borrowers whose address is in White Stone, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to White Stone borrowers get paid back?
No rate is published for White Stone. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is White Stone in the National Flood Insurance Program?
Yes. White Stone appears in the FEMA Community Status Book as White Stone, town of, community 510235, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page White Stone figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of White Stone.
Is zoning published for White Stone?
No. Nothing on this page presents parcel level zoning.
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