HomeVirginiaLoudoun CountySterling CDP
Sterling CDP, Virginia: commercial real estate data.
Sterling CDP is a Census CDP of 32,411 people across 5.45 square miles of land, in Loudoun County. Median household income is $123,303, 71.8 percent of occupied homes are owned, and the SBA record carries 168 7(a) approvals to borrowers here worth $93.7 m.
77 sourced place values · tier FULL · 8 sections
Sterling
What Sterling is
- Census place typeCDP
- Land area5.45 sq mi
- Water area0.03 sq mi
- Population per square mile of land5,943
- County holding the largest share of its areaLoudoun County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How many people live in Sterling
- Population32,411
- Median age35.3
- Population under 187,710
- Share under 1823.8 percent
- Population 65 and over3,618
- Share 65 and over11.2 percent
- Households9,813
- Family households7,297
- Share of households that are families74.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Income and work in Sterling
- Median household income$123,303
- Per capita income$46,481
- Civilian labor force19,094
- Employed18,385
- Unemployed709 plus or minus 249
- Unemployment rate3.7 percent plus or minus 1.3
- Adults 25 and over21,647
- Adults 25 and over with a high school diploma or higher78.0 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent
- Adults 25 and over with a graduate degree11.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
Housing in Sterling
- Housing units10,102
- Occupied units9,813
- Vacant units289 plus or minus 141
- Vacancy rate2.9 percent plus or minus 1.4
- Owner occupied7,041
- Renter occupied2,772
- Ownership rate71.8 percent
- Median owner-occupied home value$526,000
- Median gross rent, monthly$2,138
- Annual rent as a share of median income20.8 percent
- Single family units8,250
- Share single family81.7 percent
- Units in buildings of two or more1,802
- Share in buildings of two or more17.8 percent
- Mobile homes29 plus or minus 41
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
How Sterling gets to work
- Workers 16 and over who commute15,238
- Commuting under 15 minutes3,979
- Share commuting under 15 minutes26.1 percent
- Commuting 30 minutes or more5,100
- Share commuting 30 minutes or more33.5 percent
- Drove alone59.9 percent
- Carpooled21.7 percent
- Public transport1.0 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.4
- Worked from home15.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling
SBA 7(a) lending to Sterling borrowers
- Approvals168
- Gross approval$93,691,300
- Average approval$557,686
- Median approval$250,000
- Ninetieth percentile approval$1,585,000
- Largest approval$5,000,000
- Jobs supported2,572
- Jobs per approval15.3
- Loans with a final outcome33
- Paid in full31
- Charged off2
- Charge-off rate over resolved loans6.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more4.8 percent
- Share to franchises19.6 percent
- Distinct lenders52
- Distinct industries by NAICS76
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling
SBA 504 lending to Sterling borrowers
- Approvals45
- Gross approval$35,177,000
- Average approval$781,711
- Median approval$621,000
- Largest approval$2,455,000
- Jobs supported603
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Loudoun County, not Sterling
Loudoun County context, not Sterling figures
These are Loudoun County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sterling measurements.
- Establishments in Loudoun County12,561
- Employment at those establishments, Loudoun County192,220
- Covered employment, Loudoun County198,113
- Average annual pay, Loudoun County$84,788
- Average weekly wage, Loudoun County$1,631
- Housing units permitted, Loudoun County3,314
- Of those, single family, Loudoun County1,496
- County product, 2024, Loudoun County$44,855,034,000
- County product change over the prior year, Loudoun County6.8 percent
- Average income of an arriving household, Loudoun County$129,410
Every figure in this section is published for Loudoun County as a whole and is not a measurement of Sterling. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sterling questions, answered from the record.
How many people live in Sterling, Virginia?
32,411, in 9,813 households. Sterling CDP covers 5.45 square miles of land, which is 5,943 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling in?
Loudoun County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling?
$123,303. The median owner-occupied home is valued at $526,000. Median gross rent is $2,138 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling businesses?
168 7(a) approvals totalling $93.7 m, across 52 lenders, median approval $250,000, plus 45 504 approvals worth $35.2 m. These count approvals to borrowers whose address is in Sterling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling borrowers get paid back?
Of the 33 loans that have reached a final outcome, 31 were paid in full and 2 charged off, a charge off rate of 6.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Sterling figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Loudoun County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling.
Is zoning published for Sterling?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.