Middlesex County, Virginia: commercial real estate data.
Middlesex County, Virginia had an estimated 10,949 residents on July 1, 2024, up 3.1 percent since the 2020 census base of 10,621, across 130 square miles. County output reached $523.0 m in 2024, 306 establishments operate here, and the SBA record carries 2 7(a) approvals worth $200,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Middlesex County
How many people live in Middlesex County
- Population, American Community Survey 2020-202410,847
- Households4,772
- Average household size2.27
- Median household income$75,060
- Median age55.5
- Median gross rent$1,059 per month
- Median owner-occupied home value$352,200
- Home value to household income4.7 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher33.8 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over8,664
- Population under 181,740
- Share under 1816.0 percent
- Population 65 and over3,704
- Share 65 and over34.1 percent
- Working age population, 18 to 645,403
- Civilian labor force4,582
- Unemployment rate2.9 percent
- Labor force participation, adults 18 and over50.3 percent
- Rank by population among Virginia counties113th of 133
- Rank by population among US county-equivalents, Puerto Rico included2428th of 3,222
Middlesex County is the 113th largest of 133 Virginia counties by population. A median home costs 4.7 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 34.1 percent against 16.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Middlesex County
Is Middlesex County's population growing?
- Population, July 1, 202410,949
- Census 2020 base population10,621
- Population change since the 2020 census base3.09 percent
- Population change, 2023 to 202411
- Births, 202495
- Deaths, 2024221
- Natural change, 2024-126
- Net domestic migration, 202480
- Net international migration, 202457
- Total net migration, 2024137
- Cumulative net domestic migration, 2021 to 2024658
- Rank by growth among US county-equivalents847th of 3,144
The county has grown 3.09 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Middlesex County
Where are people moving to Middlesex County from?
- Tax returns filed by households arriving379
- People arriving, from those returns671
- Tax returns filed by households leaving271
- Net household movement108
- Adjusted gross income arriving$33.5 m
- Net adjusted gross income movement$15.7 m
- Average income of an arriving household$88,322
- Average income of a leaving household$65,502
- Largest single originGloucester County (57 households)
- Largest single destinationGloucester County (52 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Gloucester County | 57 | 106 | $2.9 m |
| Hanover County | 23 | 48 | $3.0 m |
| Henrico County | 22 | 33 | $5.9 m |
| Chesterfield County | 20 | 34 | $2.1 m |
Households arriving report $22,820 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Gloucester County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Middlesex County
What is the Middlesex County economy?
- County GDP, 2024$523.0 m
- County GDP, 2023$500.0 m
- GDP change, 2023 to 20244.6 percent
- GDP change over five years33.2 percent
- Rank by GDP among the Virginia areas BEA publishes87th of 105
- Rank by GDP among the US county areas BEA publishes2375th of 3,127
- GDP per resident$48,219
Output grew 4.6 percent in the latest year and 33.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Middlesex County
Employment by industry in Middlesex County
- Covered employment, annual average3,389
- Establishments reporting413
- Average annual pay$46,498
- Average weekly wage$894
- Retail trade, employment332
- Retail trade, average annual pay$32,894
- Accommodation and food services, employment319
- Accommodation and food services, average annual pay$28,007
- Construction, employment300
- Construction, average annual pay$60,255
- Arts, entertainment and recreation, employment146
- Arts, entertainment and recreation, average annual pay$36,037
- Manufacturing, employment135
- Other services, except public administration, employment124
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 332 | 35 | $32,894 |
| Accommodation and food services | 319 | 30 | $28,007 |
| Construction | 300 | 52 | $60,255 |
| Arts, entertainment and recreation | 146 | 15 | $36,037 |
| Manufacturing | 135 | 16 | $50,571 |
| Other services, except public administration | 124 | 38 | $36,137 |
| Transportation and warehousing | 97 | 14 | $74,250 |
| Professional, scientific and technical services | 92 | 40 | $66,777 |
Retail trade is the largest private sector at 332 jobs, 9.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Middlesex County
How many businesses are in Middlesex County?
- Establishments, all industries306
- Employment at those establishments2,444
- Annual payroll$89.2 m
- Establishments per 1,000 residents28.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Middlesex County
Building permits in Middlesex County
- Housing units authorized by permit, 202497
- Declared construction value permitted$27.6 m
- Single family units authorized97
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$284,775
- Units authorized per 1,000 households20.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Middlesex County
SBA loans in Middlesex County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$200,000
- Average 7(a) approval$100,000
- Median 7(a) approval$100,000
- Largest single approval$105,000
- Jobs reported supported, 7(a)2
- Jobs per approval1.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term90 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middlesex County
SBA loan default and charge-off rates in Middlesex County
Do SBA loans in Middlesex County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
- Status: Committed, not yet disbursed1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middlesex County
How large is Middlesex County?
- Land area130 sq mi
- Rank by land area among Virginia counties95th of 133
- Width, east to west24.8 mi
- Height, north to south17.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land83
- Establishments per square mile2.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Middlesex County
Flood risk in Middlesex County
- Participation of the county's own NFIP community Middlesex County, unincorporated areasParticipating, community 510098
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Middlesex County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Middlesex County (community 510098), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Middlesex County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Middlesex County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Middlesex County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,847
- Households4,772
- Average household size2.27
- Median household income$75,060
- Median age55.5
Common questions
Middlesex County questions, answered from the record.
How many people live in Middlesex County, Virginia?
The Census Bureau estimates 10,949 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,847, in 4,772 households, ranking 113th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Middlesex County's population growing?
The population has grown 3.09 percent since the 2020 census base of 10,621, to 10,949 on July 1, 2024. In 2024 there were 95 births against 221 deaths, with net migration of 137. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Middlesex County?
$75,060. The median owner-occupied home is valued at $352,200, which is 4.7 times income, and median gross rent is $1,059 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Middlesex County?
306 establishments, employing 2,444 people with an annual payroll of $89.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Middlesex County?
Retail trade is the largest private sector at 332 jobs, 9.8 percent of covered employment. Covered employment averages 3,389 jobs at an average annual pay of $46,498, or $894 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Middlesex County?
2 7(a) approvals totaling $200,000 since FY2020, across 2 lenders, with a median approval of $100,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Middlesex County?
97 housing units were authorized by permit in 2024, with a declared construction value of $27.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Middlesex County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Middlesex County come from?
The largest single origin is Gloucester County, with 57 households. Arriving households report an average income of $88,322 against $65,502 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Middlesex County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Middlesex County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Middlesex County
Cities and places in Middlesex.
3 Census places lie wholly or partly in Middlesex County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Deltaville | CDP | 958 | None recorded | Wholly in this county |
| Saluda | CDP | 615 | 2 | Wholly in this county |
| Urbanna | town | 495 | None recorded | Wholly in this county |
Nearby