Orange County, Virginia: commercial real estate data.
Orange County, Virginia had an estimated 38,986 residents on July 1, 2024, up 7.7 percent since the 2020 census base of 36,183, across 341 square miles. County output reached $1.62 bn in 2024, 724 establishments operate here, and the SBA record carries 15 7(a) approvals worth $7.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Orange County
How many people live in Orange County
- Population, American Community Survey 2020-202437,822
- Households14,856
- Average household size2.55
- Median household income$94,008
- Median age42.1
- Median gross rent$1,205 per month
- Median owner-occupied home value$364,200
- Home value to household income3.9 times
- Annual rent as a share of median income15.4 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.8 percent
- Adults 25 and over27,059
- Population under 188,191
- Share under 1821.7 percent
- Population 65 and over7,701
- Share 65 and over20.4 percent
- Working age population, 18 to 6421,930
- Civilian labor force18,560
- Unemployment rate3.4 percent
- Labor force participation, adults 18 and over62.6 percent
- Rank by population among Virginia counties48th of 133
- Rank by population among US county-equivalents, Puerto Rico included1260th of 3,222
Orange County is the 48th largest of 133 Virginia counties by population. A median home costs 3.9 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.7 percent against 20.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Orange County
Is Orange County's population growing?
- Population, July 1, 202438,986
- Census 2020 base population36,183
- Population change since the 2020 census base7.75 percent
- Population change, 2023 to 2024499
- Births, 2024471
- Deaths, 2024542
- Natural change, 2024-71
- Net domestic migration, 2024528
- Net international migration, 202445
- Total net migration, 2024573
- Cumulative net domestic migration, 2021 to 20242,761
- Rank by growth among US county-equivalents258th of 3,144
The county has grown 7.75 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Orange County
Where are people moving to Orange County from?
- Tax returns filed by households arriving1,633
- People arriving, from those returns3,105
- Tax returns filed by households leaving1,367
- Net household movement266
- Adjusted gross income arriving$125.7 m
- Net adjusted gross income movement$10.2 m
- Average income of an arriving household$77,004
- Average income of a leaving household$84,503
- Largest single originSpotsylvania County (194 households)
- Largest single destinationSpotsylvania County (154 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Spotsylvania County | 194 | 379 | $15.4 m |
| Culpeper County | 149 | 307 | $8.1 m |
| Prince William County | 96 | 202 | $7.3 m |
| Fairfax County | 83 | 148 | $16.0 m |
| Stafford County | 80 | 166 | $5.0 m |
| Louisa County | 77 | 138 | $3.4 m |
| Albemarle County | 72 | 152 | $5.2 m |
| Fauquier County | 60 | 123 | $4.8 m |
Households arriving report $7,499 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Spotsylvania County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Orange County
What is the Orange County economy?
- County GDP, 2024$1.62 bn
- County GDP, 2023$1.54 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years33.5 percent
- Rank by GDP among the Virginia areas BEA publishes53rd of 105
- Rank by GDP among the US county areas BEA publishes1452nd of 3,127
- GDP per resident$42,842
Output grew 5.3 percent in the latest year and 33.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Orange County
Employment by industry in Orange County
- Covered employment, annual average9,594
- Establishments reporting1,030
- Average annual pay$49,188
- Average weekly wage$946
- Retail trade, employment1,300
- Retail trade, average annual pay$35,433
- Manufacturing, employment1,193
- Manufacturing, average annual pay$70,676
- Accommodation and food services, employment914
- Accommodation and food services, average annual pay$24,476
- Construction, employment572
- Construction, average annual pay$55,709
- Health care and social assistance, employment571
- Other services, except public administration, employment525
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,300 | 109 | $35,433 |
| Manufacturing | 1,193 | 38 | $70,676 |
| Accommodation and food services | 914 | 59 | $24,476 |
| Construction | 572 | 120 | $55,709 |
| Health care and social assistance | 571 | 230 | $39,056 |
| Other services, except public administration | 525 | 104 | $43,108 |
| Wholesale trade | 500 | 26 | $61,276 |
| Administrative and support and waste management services | 330 | 46 | $47,920 |
Retail trade is the largest private sector at 1,300 jobs, 13.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Orange County
How many businesses are in Orange County?
- Establishments, all industries724
- Employment at those establishments7,277
- Annual payroll$329.9 m
- Establishments per 1,000 residents19.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Orange County
Building permits in Orange County
- Housing units authorized by permit, 2024412
- Declared construction value permitted$103.7 m
- Single family units authorized410
- Multifamily units authorized2
- Multifamily share of units0.5 percent
- Average declared value per unit$251,798
- Units authorized per 1,000 households27.7
Single-family homes are 99.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Orange County
SBA loans in Orange County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$7.8 m
- Average 7(a) approval$519,633
- Median 7(a) approval$350,000
- Largest single approval$2,260,000
- Jobs reported supported, 7(a)196
- Jobs per approval13.1
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals13
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.7 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter11
- Franchise loans2
- Franchise share of approvals13.3 percent
- Most active lenderReadycap Lending, LLC (3)
- 504 approvals recorded4
- 504 gross approval dollars$918,000
- Average 504 approval$229,500
- Median 504 approval$227,000
- Distinct CDCs active3
- 504 jobs per approval10.0
- 504 jobs per million dollars approved43.6
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA loan default and charge-off rates in Orange County
Do SBA loans in Orange County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure7
- Status: Paid in full6
- Status: Cancelled1
- Status: Committed, not yet disbursed1
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA lending by place in Orange County
- Borrower cities with recorded lending3
- Locust Grove, approvals8
- Gordonsville, approvals4
- Orange, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Locust Grove | 8 | $2,684,500 |
| Gordonsville | 4 | $2,000,000 |
| Orange | 3 | $3,110,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
How large is Orange County?
- Land area341 sq mi
- Rank by land area among Virginia counties56th of 133
- Width, east to west36.2 mi
- Height, north to south18.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land111
- Establishments per square mile2.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Orange County
Flood risk in Orange County
- Participation of the county's own NFIP community Orange County, unincorporated areasParticipating, community 510203
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Orange County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Orange County (community 510203), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Orange County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Orange County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Orange County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202437,822
- Households14,856
- Average household size2.55
- Median household income$94,008
- Median age42.1
Common questions
Orange County questions, answered from the record.
How many people live in Orange County, Virginia?
The Census Bureau estimates 38,986 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 37,822, in 14,856 households, ranking 48th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Orange County's population growing?
The population has grown 7.75 percent since the 2020 census base of 36,183, to 38,986 on July 1, 2024. In 2024 there were 471 births against 542 deaths, with net migration of 573. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Orange County?
$94,008. The median owner-occupied home is valued at $364,200, which is 3.9 times income, and median gross rent is $1,205 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Orange County?
724 establishments, employing 7,277 people with an annual payroll of $329.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Orange County?
Retail trade is the largest private sector at 1,300 jobs, 13.6 percent of covered employment. Covered employment averages 9,594 jobs at an average annual pay of $49,188, or $946 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Orange County?
15 7(a) approvals totaling $7.8 m since FY2020, across 10 lenders, with a median approval of $350,000, plus 4 504 approvals worth $918,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Orange County?
412 housing units were authorized by permit in 2024, with a declared construction value of $103.7 m. Multifamily was 0.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Orange County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Orange County come from?
The largest single origin is Spotsylvania County, with 194 households. Arriving households report an average income of $77,004 against $84,503 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Orange County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Orange County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Orange County
Cities and places in Orange.
6 Census places lie wholly or partly in Orange County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lake of the Woods | CDP | 7,984 | None recorded | Wholly in this county |
| Orange | town | 5,066 | 3 | Wholly in this county |
| Gordonsville | town | 1,459 | 4 | Wholly in this county |
| Barboursville | CDP | 694 | None recorded | Wholly in this county |
| Unionville | CDP | 262 | None recorded | Wholly in this county |
| Rhoadesville | CDP | 207 | None recorded | Wholly in this county |
A further 8 of the county's 15 SBA 7(a) approvals are to borrowers in cities that match no Census place in Orange County, the largest being Locust Grove (8). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby