HomeVirginiaRichmond CountyWarsaw
Warsaw, Virginia: commercial real estate data.
Warsaw is a Census town of 2,292 people across 3.02 square miles of land, in Richmond County. Median household income is $84,828, 52.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Warsaw
What Warsaw is
- Census place typetown
- Land area3.02 sq mi
- Water area0 sq mi
- Population per square mile of land758
- County holding the largest share of its areaRichmond County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How many people live in Warsaw
- Population2,292
- Median age40.8
- Population under 18495 plus or minus 132
- Share under 1821.6 percent plus or minus 4.5
- Population 65 and over485 plus or minus 127
- Share 65 and over21.2 percent plus or minus 4.3
- Households728 plus or minus 174
- Family households390 plus or minus 103
- Share of households that are families53.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Income and work in Warsaw
- Median household income$84,828 plus or minus $17,174
- Per capita income$30,541
- Civilian labor force695 plus or minus 207
- Employed685 plus or minus 208
- Unemployed10 plus or minus 11
- Unemployment rate1.4 percent plus or minus 1.5
- Adults 25 and over1,658
- Adults 25 and over with a high school diploma or higher85.2 percent plus or minus 20.1
- Adults 25 and over with a bachelor degree or higher22.4 percent plus or minus 5.2
- Adults 25 and over with a graduate degree8.6 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Housing in Warsaw
- Housing units805 plus or minus 177
- Occupied units728 plus or minus 174
- Vacant units77 plus or minus 33
- Vacancy rate9.6 percent plus or minus 3.5
- Owner occupied383 plus or minus 112
- Renter occupied345 plus or minus 133
- Ownership rate52.6 percent
- Median owner-occupied home value$270,600
- Median gross rent, monthly$1,083
- Annual rent as a share of median income15.3 percent plus or minus 3.2
- Single family units561 plus or minus 157
- Share single family69.7 percent
- Units in buildings of two or more244 plus or minus 84
- Share in buildings of two or more30.3 percent plus or minus 8.0
- Mobile homes0
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How Warsaw gets to work
- Workers 16 and over who commute572 plus or minus 185
- Commuting under 15 minutes195 plus or minus 89
- Share commuting under 15 minutes34.1 percent plus or minus 11.0
- Commuting 30 minutes or more217 plus or minus 89
- Share commuting 30 minutes or more37.9 percent plus or minus 9.7
- Drove alone75.1 percent
- Carpooled6.3 percent plus or minus 9.7
- Public transport0.3 percent plus or minus 0.7
- Walked1.6 percent plus or minus 2.8
- Worked from home15.8 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
SBA loans in Warsaw (7(a))
- Approvals4
- Gross approval$3,205,000
- Average approval$801,250
- Median approval$295,000
- Largest approval$2,555,000
- Jobs supported42
- Jobs per approval10.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises25.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warsaw
SBA loans in Warsaw (504)
- Approvals3
- Gross approval$973,000
- Average approval$324,333
- Median approval$348,000
- Largest approval$536,000
- Jobs supported16
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warsaw
Flood risk in Warsaw
- NFIP communityTown of Warsaw
- NFIP community number510115
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date07/05/22
The Town of Warsaw does not participate in the National Flood Insurance Program as community 510115 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Richmond County, not Warsaw
Richmond County context, not Warsaw figures
- Establishments in Richmond County195
- Covered employment, Richmond County2,727
- Average annual pay, Richmond County$46,751
- Housing units permitted, Richmond County24
Every figure in this section is published for Richmond County as a whole and is not a measurement of Warsaw.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Warsaw questions, answered from the record.
How many people live in Warsaw, Virginia?
2,292, in 728 households. Warsaw town covers 3.02 square miles of land, which is 758 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Warsaw in?
Richmond County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Warsaw?
$84,828. The median owner-occupied home is valued at $270,600. Median gross rent is $1,083 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Warsaw businesses?
4 7(a) approvals totaling $3.2 m since FY2020, across 4 lenders, median approval $295,000, plus 3 504 approvals worth $973,000 since FY2010. These count approvals to borrowers whose address is in Warsaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Warsaw borrowers get paid back?
No rate is published for Warsaw. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Warsaw in the National Flood Insurance Program?
No, it is listed but not participating. Warsaw appears in the FEMA Community Status Book as Warsaw, town of, community 510115, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Warsaw figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Richmond County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Warsaw.
Is zoning published for Warsaw?
No. Nothing on this page presents parcel level zoning.