HomeVirginiaSmyth CountyChilhowie town
Chilhowie town, Virginia: commercial real estate data.
Chilhowie town is a Census town of 2,428 people across 2.53 square miles of land, in Smyth County. Median household income is $51,429, 66.7 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.2 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chilhowie
What Chilhowie is
- Census place typetown
- Land area2.53 sq mi
- Water area0.04 sq mi
- Population per square mile of land958
- County holding the largest share of its areaSmyth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
How many people live in Chilhowie
- Population2,428
- Median age42.5
- Population under 18521 plus or minus 144
- Share under 1821.5 percent plus or minus 4.4
- Population 65 and over538 plus or minus 134
- Share 65 and over22.2 percent
- Households880
- Family households618 plus or minus 131
- Share of households that are families70.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
Income and work in Chilhowie
- Median household income$51,429 plus or minus $13,051
- Per capita income$26,786
- Civilian labor force962 plus or minus 224
- Employed946 plus or minus 221
- Unemployed16 plus or minus 21
- Unemployment rate1.7 percent plus or minus 2.1
- Adults 25 and over1,681
- Adults 25 and over with a high school diploma or higher85.6 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher24.3 percent plus or minus 6.3
- Adults 25 and over with a graduate degree10.9 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
Housing in Chilhowie
- Housing units931
- Occupied units880
- Vacant units51 plus or minus 31
- Vacancy rate5.5 percent plus or minus 3.2
- Owner occupied587 plus or minus 127
- Renter occupied293 plus or minus 92
- Ownership rate66.7 percent
- Median owner-occupied home value$153,600
- Median gross rent, monthly$802
- Annual rent as a share of median income18.7 percent plus or minus 5.5
- Single family units661 plus or minus 139
- Share single family71.0 percent
- Units in buildings of two or more175 plus or minus 79
- Share in buildings of two or more18.8 percent plus or minus 7.8
- Mobile homes95 plus or minus 46
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
How Chilhowie gets to work
- Workers 16 and over who commute904 plus or minus 212
- Commuting under 15 minutes264 plus or minus 90
- Share commuting under 15 minutes29.2 percent plus or minus 7.3
- Commuting 30 minutes or more189 plus or minus 82
- Share commuting 30 minutes or more20.9 percent plus or minus 7.6
- Drove alone75.4 percent plus or minus 24.3
- Carpooled16.6 percent plus or minus 7.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.4 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
SBA loans in Chilhowie (7(a))
- Approvals8
- Gross approval$3,221,600
- Average approval$402,700
- Median approval$250,000
- Ninetieth percentile approval$1,052,000
- Largest approval$1,052,000
- Jobs supported60
- Jobs per approval7.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term119 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smyth County, not Chilhowie
Smyth County context, not Chilhowie figures
These are Smyth County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chilhowie measurements.
- Establishments in Smyth County499
- Employment at those establishments, Smyth County8,169
- Covered employment, Smyth County11,649
- Average annual pay, Smyth County$48,271
- Average weekly wage, Smyth County$928
- Housing units permitted, Smyth County40
- Of those, single family, Smyth County40
- County product, 2024, Smyth County$1,349,452,000
- County product change over the prior year, Smyth County2.9 percent
- Average income of an arriving household, Smyth County$51,875
Every figure in this section is published for Smyth County as a whole and is not a measurement of Chilhowie. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chilhowie questions, answered from the record.
How many people live in Chilhowie, Virginia?
2,428, in 880 households. Chilhowie town covers 2.53 square miles of land, which is 958 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chilhowie in?
Smyth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chilhowie?
$51,429. The median owner-occupied home is valued at $153,600. Median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chilhowie businesses?
8 7(a) approvals totalling $3.2 m, across 3 lenders, median approval $250,000. These count approvals to borrowers whose address is in Chilhowie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chilhowie borrowers get paid back?
No rate is published for Chilhowie. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Chilhowie figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smyth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chilhowie.
Is zoning published for Chilhowie?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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