HomeVirginiaSmyth CountyChilhowie
Chilhowie, Virginia: commercial real estate data.
Chilhowie is a Census town of 2,428 people across 2.53 square miles of land, in Smyth County. Median household income is $51,429, 66.7 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chilhowie
What Chilhowie is
- Census place typetown
- Land area2.53 sq mi
- Water area0.04 sq mi
- Population per square mile of land958
- County holding the largest share of its areaSmyth County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
How many people live in Chilhowie
- Population2,428
- Median age42.5
- Population under 18521 plus or minus 144
- Share under 1821.5 percent plus or minus 4.4
- Population 65 and over538 plus or minus 134
- Share 65 and over22.2 percent
- Households880
- Family households618 plus or minus 131
- Share of households that are families70.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
Income and work in Chilhowie
- Median household income$51,429 plus or minus $13,051
- Per capita income$26,786
- Civilian labor force962 plus or minus 224
- Employed946 plus or minus 221
- Unemployed16 plus or minus 21
- Unemployment rate1.7 percent plus or minus 2.1
- Adults 25 and over1,681
- Adults 25 and over with a high school diploma or higher85.6 percent plus or minus 19.7
- Adults 25 and over with a bachelor degree or higher24.3 percent plus or minus 6.3
- Adults 25 and over with a graduate degree10.9 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
Housing in Chilhowie
- Housing units931
- Occupied units880
- Vacant units51 plus or minus 31
- Vacancy rate5.5 percent plus or minus 3.2
- Owner occupied587 plus or minus 127
- Renter occupied293 plus or minus 92
- Ownership rate66.7 percent
- Median owner-occupied home value$153,600
- Median gross rent, monthly$802
- Annual rent as a share of median income18.7 percent plus or minus 5.5
- Single family units661 plus or minus 139
- Share single family71.0 percent
- Units in buildings of two or more175 plus or minus 79
- Share in buildings of two or more18.8 percent plus or minus 7.8
- Mobile homes95 plus or minus 46
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
How Chilhowie gets to work
- Workers 16 and over who commute904 plus or minus 212
- Commuting under 15 minutes264 plus or minus 90
- Share commuting under 15 minutes29.2 percent plus or minus 7.3
- Commuting 30 minutes or more189 plus or minus 82
- Share commuting 30 minutes or more20.9 percent plus or minus 7.6
- Drove alone75.4 percent plus or minus 24.3
- Carpooled16.6 percent plus or minus 7.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.4 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chilhowie
SBA loans in Chilhowie (7(a))
- Approvals8
- Gross approval$3,221,600
- Average approval$402,700
- Median approval$250,000
- Largest approval$1,052,000
- Jobs supported60
- Jobs per approval7.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term99 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Chilhowie, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chilhowie
Flood risk in Chilhowie
- NFIP communityTown of Chilhowie
- NFIP community number510185
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/12
The Town of Chilhowie participates in the National Flood Insurance Program as community 510185 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Smyth County, not Chilhowie
Smyth County context, not Chilhowie figures
- Establishments in Smyth County499
- Covered employment, Smyth County11,649
- Average annual pay, Smyth County$48,271
- Housing units permitted, Smyth County40
Every figure in this section is published for Smyth County as a whole and is not a measurement of Chilhowie.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chilhowie questions, answered from the record.
How many people live in Chilhowie, Virginia?
2,428, in 880 households. Chilhowie town covers 2.53 square miles of land, which is 958 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chilhowie in?
Smyth County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chilhowie?
$51,429. The median owner-occupied home is valued at $153,600. Median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chilhowie businesses?
8 7(a) approvals totaling $3.2 m since FY2020, across 3 lenders, median approval $250,000. These count approvals to borrowers whose address is in Chilhowie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chilhowie borrowers get paid back?
No rate is published for Chilhowie. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chilhowie in the National Flood Insurance Program?
Yes. Chilhowie appears in the FEMA Community Status Book as Chilhowie, town of, community 510185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chilhowie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smyth County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chilhowie.
Is zoning published for Chilhowie?
No. Nothing on this page presents parcel level zoning.
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