HomeVirginiaSussex CountyWaverly town
Waverly town, Virginia: commercial real estate data.
Waverly town is a Census town of 2,324 people across 3.08 square miles of land, in Sussex County. Median household income is $50,156, 57.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Waverly
What Waverly is
- Census place typetown
- Land area3.08 sq mi
- Water area0 sq mi
- Population per square mile of land753
- County holding the largest share of its areaSussex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How many people live in Waverly
- Population2,324
- Median age38.6
- Population under 18599 plus or minus 149
- Share under 1825.8 percent
- Population 65 and over484 plus or minus 119
- Share 65 and over20.8 percent
- Households877
- Family households583 plus or minus 170
- Share of households that are families66.5 percent plus or minus 14.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Income and work in Waverly
- Median household income$50,156 plus or minus $18,749
- Per capita income$28,535 plus or minus $6,735
- Civilian labor force1,014 plus or minus 232
- Employed904 plus or minus 224
- Unemployed110 plus or minus 50
- Unemployment rate10.8 percent plus or minus 4.3
- Adults 25 and over1,469
- Adults 25 and over with a high school diploma or higher83.2 percent
- Adults 25 and over with a bachelor degree or higher17.2 percent plus or minus 5.0
- Adults 25 and over with a graduate degree6.5 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Housing in Waverly
- Housing units989
- Occupied units877
- Vacant units112 plus or minus 62
- Vacancy rate11.3 percent plus or minus 6.0
- Owner occupied508 plus or minus 119
- Renter occupied369 plus or minus 153
- Ownership rate57.9 percent
- Median owner-occupied home value$145,700 plus or minus $43,591
- Median gross rent, monthly$836 plus or minus $385
- Annual rent as a share of median income20.0 percent plus or minus 11.9
- Single family units732
- Share single family74.0 percent
- Units in buildings of two or more130 plus or minus 70
- Share in buildings of two or more13.1 percent plus or minus 6.7
- Mobile homes127 plus or minus 83
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How Waverly gets to work
- Workers 16 and over who commute763 plus or minus 206
- Commuting under 15 minutes128 plus or minus 58
- Share commuting under 15 minutes16.8 percent plus or minus 6.1
- Commuting 30 minutes or more456 plus or minus 165
- Share commuting 30 minutes or more59.8 percent plus or minus 14.4
- Drove alone76.6 percent
- Carpooled8.5 percent plus or minus 4.5
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.2
- Worked from home13.3 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
SBA loans in Waverly (7(a))
- Approvals3
- Gross approval$2,583,100
- Average approval$861,033
- Median approval$500,000
- Ninetieth percentile approval$1,701,000
- Largest approval$1,701,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waverly
SBA loans in Waverly (504)
- Approvals4
- Gross approval$5,120,000
- Average approval$1,280,000
- Median approval$1,922,000
- Largest approval$2,016,000
- Jobs supported51
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sussex County, not Waverly
Sussex County context, not Waverly figures
These are Sussex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waverly measurements.
- Establishments in Sussex County184
- Employment at those establishments, Sussex County1,975
- Covered employment, Sussex County3,215
- Average annual pay, Sussex County$53,408
- Average weekly wage, Sussex County$1,027
- Housing units permitted, Sussex County29
- Of those, single family, Sussex County29
- County product, 2024, Sussex County$439,003,000
- County product change over the prior year, Sussex County-2.6 percent
- Average income of an arriving household, Sussex County$37,494
Every figure in this section is published for Sussex County as a whole and is not a measurement of Waverly. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waverly questions, answered from the record.
How many people live in Waverly, Virginia?
2,324, in 877 households. Waverly town covers 3.08 square miles of land, which is 753 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waverly in?
Sussex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waverly?
$50,156. The median owner-occupied home is valued at $145,700. Median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waverly businesses?
3 7(a) approvals totalling $2.6 m, across 2 lenders, median approval $500,000, plus 4 504 approvals worth $5.1 m. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waverly borrowers get paid back?
No rate is published for Waverly. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waverly figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sussex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.
Is zoning published for Waverly?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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