HomeVirginiaWestmoreland CountyColonial Beach
Colonial Beach, Virginia: commercial real estate data.
Colonial Beach is a Census town of 3,966 people across 2.45 square miles of land, in Westmoreland County. Median household income is $60,513, 79.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Colonial Beach
What Colonial Beach is
- Census place typetown
- Land area2.45 sq mi
- Water area0.33 sq mi
- Population per square mile of land1,620
- County holding the largest share of its areaWestmoreland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
How many people live in Colonial Beach
- Population3,966
- Median age46.0 plus or minus 10.5
- Population under 18835 plus or minus 207
- Share under 1821.1 percent plus or minus 5.2
- Population 65 and over960 plus or minus 210
- Share 65 and over24.2 percent plus or minus 5.3
- Households1,793
- Family households813
- Share of households that are families45.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
Income and work in Colonial Beach
- Median household income$60,513
- Per capita income$36,186
- Civilian labor force1,236 plus or minus 264
- Employed1,220 plus or minus 264
- Unemployed16 plus or minus 26
- Unemployment rate1.3 percent plus or minus 2.1
- Adults 25 and over3,015
- Adults 25 and over with a high school diploma or higher90.1 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent plus or minus 7.6
- Adults 25 and over with a graduate degree12.3 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
Housing in Colonial Beach
- Housing units2,510
- Occupied units1,793
- Vacant units717 plus or minus 211
- Vacancy rate28.6 percent plus or minus 7.9
- Owner occupied1,433
- Renter occupied360 plus or minus 147
- Ownership rate79.9 percent
- Median owner-occupied home value$268,200
- Median gross rent, monthly$620 plus or minus $459
- Annual rent as a share of median income12.3 percent plus or minus 9.3
- Single family units2,287
- Share single family91.1 percent
- Units in buildings of two or more202 plus or minus 129
- Share in buildings of two or more8.0 percent plus or minus 5.1
- Mobile homes21 plus or minus 22
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
How Colonial Beach gets to work
- Workers 16 and over who commute1,212 plus or minus 242
- Commuting under 15 minutes193 plus or minus 97
- Share commuting under 15 minutes15.9 percent plus or minus 7.4
- Commuting 30 minutes or more831 plus or minus 261
- Share commuting 30 minutes or more68.6 percent plus or minus 16.6
- Drove alone83.4 percent
- Carpooled0.9 percent plus or minus 1.5
- Public transport0.0 percent
- Walked4.5 percent plus or minus 5.0
- Worked from home10.8 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
SBA loans in Colonial Beach (7(a))
- Approvals4
- Gross approval$4,612,000
- Average approval$1,153,000
- Median approval$690,000
- Largest approval$3,197,000
- Jobs supported40
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Colonial Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Colonial Beach
SBA loans in Colonial Beach (504)
- Approvals2
- Gross approval$204,000
- Average approval$102,000
- Median approval$102,000
- Largest approval$110,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Colonial Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Colonial Beach
Flood risk in Colonial Beach
- NFIP communityTown of Colonial Beach
- NFIP community number510172
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/17/22
The Town of Colonial Beach participates in the National Flood Insurance Program as community 510172 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westmoreland County, not Colonial Beach
Westmoreland County context, not Colonial Beach figures
- Establishments in Westmoreland County338
- Covered employment, Westmoreland County3,218
- Average annual pay, Westmoreland County$43,691
- Housing units permitted, Westmoreland County220
Every figure in this section is published for Westmoreland County as a whole and is not a measurement of Colonial Beach.
All Westmoreland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Colonial Beach questions, answered from the record.
How many people live in Colonial Beach, Virginia?
3,966, in 1,793 households. Colonial Beach town covers 2.45 square miles of land, which is 1,620 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Colonial Beach in?
Westmoreland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Colonial Beach?
$60,513. The median owner-occupied home is valued at $268,200. Median gross rent is $620 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Colonial Beach businesses?
4 7(a) approvals totaling $4.6 m since FY2020, across 3 lenders, median approval $690,000, plus 2 504 approvals worth $204,000 since FY2010. These count approvals to borrowers whose address is in Colonial Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Colonial Beach borrowers get paid back?
No rate is published for Colonial Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Colonial Beach in the National Flood Insurance Program?
Yes. Colonial Beach appears in the FEMA Community Status Book as Colonial Beach, town of, community 510172, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Colonial Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westmoreland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Colonial Beach.
Is zoning published for Colonial Beach?
No. Nothing on this page presents parcel level zoning.
Nearby