HomeVirginiaWestmoreland CountyColonial Beach town
Colonial Beach town, Virginia: commercial real estate data.
Colonial Beach town is a Census town of 3,966 people across 2.45 square miles of land, in Westmoreland County. Median household income is $60,513, 79.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Colonial Beach
What Colonial Beach is
- Census place typetown
- Land area2.45 sq mi
- Water area0.33 sq mi
- Population per square mile of land1,620
- County holding the largest share of its areaWestmoreland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
How many people live in Colonial Beach
- Population3,966
- Median age46.0 plus or minus 10.5
- Population under 18835 plus or minus 207
- Share under 1821.1 percent plus or minus 5.2
- Population 65 and over960 plus or minus 210
- Share 65 and over24.2 percent plus or minus 5.3
- Households1,793
- Family households813
- Share of households that are families45.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
Income and work in Colonial Beach
- Median household income$60,513
- Per capita income$36,186
- Civilian labor force1,236 plus or minus 264
- Employed1,220 plus or minus 264
- Unemployed16 plus or minus 26
- Unemployment rate1.3 percent plus or minus 2.1
- Adults 25 and over3,015
- Adults 25 and over with a high school diploma or higher90.1 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent plus or minus 7.6
- Adults 25 and over with a graduate degree12.3 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
Housing in Colonial Beach
- Housing units2,510
- Occupied units1,793
- Vacant units717 plus or minus 211
- Vacancy rate28.6 percent plus or minus 7.9
- Owner occupied1,433
- Renter occupied360 plus or minus 147
- Ownership rate79.9 percent
- Median owner-occupied home value$268,200
- Median gross rent, monthly$620 plus or minus $459
- Annual rent as a share of median income12.3 percent plus or minus 9.3
- Single family units2,287
- Share single family91.1 percent
- Units in buildings of two or more202 plus or minus 129
- Share in buildings of two or more8.0 percent plus or minus 5.1
- Mobile homes21 plus or minus 22
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
How Colonial Beach gets to work
- Workers 16 and over who commute1,212 plus or minus 242
- Commuting under 15 minutes193 plus or minus 97
- Share commuting under 15 minutes15.9 percent plus or minus 7.4
- Commuting 30 minutes or more831 plus or minus 261
- Share commuting 30 minutes or more68.6 percent plus or minus 16.6
- Drove alone83.4 percent
- Carpooled0.9 percent plus or minus 1.5
- Public transport0.0 percent
- Walked4.5 percent plus or minus 5.0
- Worked from home10.8 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Colonial Beach
SBA loans in Colonial Beach (7(a))
- Approvals4
- Gross approval$4,612,000
- Average approval$1,153,000
- Median approval$699,000
- Ninetieth percentile approval$3,197,000
- Largest approval$3,197,000
- Jobs supported40
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Colonial Beach
SBA loans in Colonial Beach (504)
- Approvals2
- Gross approval$204,000
- Average approval$102,000
- Median approval$110,000
- Largest approval$110,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westmoreland County, not Colonial Beach
Westmoreland County context, not Colonial Beach figures
These are Westmoreland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Colonial Beach measurements.
- Establishments in Westmoreland County338
- Employment at those establishments, Westmoreland County2,149
- Covered employment, Westmoreland County3,218
- Average annual pay, Westmoreland County$43,691
- Average weekly wage, Westmoreland County$840
- Housing units permitted, Westmoreland County220
- Of those, single family, Westmoreland County220
- County product, 2024, Westmoreland County$665,998,000
- County product change over the prior year, Westmoreland County1.6 percent
- Average income of an arriving household, Westmoreland County$73,701
Every figure in this section is published for Westmoreland County as a whole and is not a measurement of Colonial Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Colonial Beach questions, answered from the record.
How many people live in Colonial Beach, Virginia?
3,966, in 1,793 households. Colonial Beach town covers 2.45 square miles of land, which is 1,620 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Colonial Beach in?
Westmoreland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Colonial Beach?
$60,513. The median owner-occupied home is valued at $268,200. Median gross rent is $620 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Colonial Beach businesses?
4 7(a) approvals totalling $4.6 m, across 3 lenders, median approval $699,000, plus 2 504 approvals worth $204,000. These count approvals to borrowers whose address is in Colonial Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Colonial Beach borrowers get paid back?
No rate is published for Colonial Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Colonial Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westmoreland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Colonial Beach.
Is zoning published for Colonial Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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