HomeVirginiaWythe CountyRural Retreat town
Rural Retreat town, Virginia: commercial real estate data.
Rural Retreat town is a Census town of 1,644 people across 2.28 square miles of land, in Wythe County. Median household income is $61,979, 82.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $200,000.
66 sourced place values · tier FULL · 7 sections
Rural Retreat
What Rural Retreat is
- Census place typetown
- Land area2.28 sq mi
- Water area0 sq mi
- Population per square mile of land722 plus or minus 156
- County holding the largest share of its areaWythe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Retreat
How many people live in Rural Retreat
- Population1,644 plus or minus 355
- Median age41.0
- Population under 18436 plus or minus 124
- Share under 1826.5 percent
- Population 65 and over310 plus or minus 65
- Share 65 and over18.9 percent plus or minus 5.7
- Households665 plus or minus 140
- Family households468 plus or minus 118
- Share of households that are families70.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Retreat
Income and work in Rural Retreat
- Median household income$61,979 plus or minus $15,507
- Per capita income$30,173
- Civilian labor force817 plus or minus 208
- Employed801 plus or minus 205
- Unemployed16 plus or minus 13
- Unemployment rate2.0 percent plus or minus 1.5
- Adults 25 and over1,081 plus or minus 216
- Adults 25 and over with a high school diploma or higher94.6 percent plus or minus 24.3
- Adults 25 and over with a bachelor degree or higher22.7 percent plus or minus 4.9
- Adults 25 and over with a graduate degree7.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Retreat
Housing in Rural Retreat
- Housing units743
- Occupied units665 plus or minus 140
- Vacant units78 plus or minus 43
- Vacancy rate10.5 percent plus or minus 5.4
- Owner occupied547 plus or minus 125
- Renter occupied118 plus or minus 48
- Ownership rate82.3 percent
- Median owner-occupied home value$185,800
- Median gross rent, monthly$800
- Annual rent as a share of median income15.5 percent plus or minus 4.7
- Single family units600 plus or minus 134
- Share single family80.8 percent
- Units in buildings of two or more80 plus or minus 43
- Share in buildings of two or more10.8 percent plus or minus 5.4
- Mobile homes63 plus or minus 37
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Retreat
How Rural Retreat gets to work
- Workers 16 and over who commute725 plus or minus 190
- Commuting under 15 minutes157 plus or minus 65
- Share commuting under 15 minutes21.7 percent plus or minus 6.9
- Commuting 30 minutes or more161 plus or minus 79
- Share commuting 30 minutes or more22.2 percent plus or minus 9.3
- Drove alone83.3 percent
- Carpooled6.0 percent plus or minus 3.6
- Public transport0.0 percent
- Walked3.2 percent plus or minus 4.3
- Worked from home7.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Retreat
SBA 7(a) lending to Rural Retreat borrowers
- Approvals2
- Gross approval$200,000
- Average approval$100,000
- Median approval$180,000
- Ninetieth percentile approval$180,000
- Largest approval$180,000
- Jobs supported2
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wythe County, not Rural Retreat
Wythe County context, not Rural Retreat figures
These are Wythe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rural Retreat measurements.
- Establishments in Wythe County691
- Employment at those establishments, Wythe County9,944
- Covered employment, Wythe County11,575
- Average annual pay, Wythe County$46,558
- Average weekly wage, Wythe County$895
- Housing units permitted, Wythe County118
- Of those, single family, Wythe County98
- County product, 2024, Wythe County$1,891,175,000
- County product change over the prior year, Wythe County1.6 percent
- Average income of an arriving household, Wythe County$49,479
Every figure in this section is published for Wythe County as a whole and is not a measurement of Rural Retreat. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rural Retreat questions, answered from the record.
How many people live in Rural Retreat, Virginia?
1,644, in 665 households. Rural Retreat town covers 2.28 square miles of land, which is 722 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rural Retreat in?
Wythe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rural Retreat?
$61,979. The median owner-occupied home is valued at $185,800. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rural Retreat businesses?
2 7(a) approvals totalling $200,000, across 2 lenders, median approval $180,000. These count approvals to borrowers whose address is in Rural Retreat, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rural Retreat borrowers get paid back?
No rate is published for Rural Retreat. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rural Retreat figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wythe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rural Retreat.
Is zoning published for Rural Retreat?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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