York County, Virginia: commercial real estate data.
York County, Virginia had an estimated 71,410 residents on July 1, 2024, up 1.9 percent since the 2020 census base of 70,054, across 105 square miles. 1,503 establishments operate here, and the SBA record carries 33 7(a) approvals worth $23.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
York County
How many people live in York County
- Population, American Community Survey 2020-202471,005
- Households26,968
- Average household size2.63
- Median household income$109,956
- Median age39.9
- Median gross rent$1,827 per month
- Median owner-occupied home value$433,200
- Home value to household income3.9 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher50.0 percent
- Adults 25 and over with a graduate degree23.3 percent
- Adults 25 and over48,542
- Population under 1816,367
- Share under 1823.1 percent
- Population 65 and over12,640
- Share 65 and over17.8 percent
- Working age population, 18 to 6441,998
- Civilian labor force33,049
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over60.5 percent
- Rank by population among Virginia counties30th of 133
- Rank by population among US county-equivalents, Puerto Rico included780th of 3,222
York County is the 30th largest of 133 Virginia counties by population. A median home costs 3.9 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
York County
Is York County's population growing?
- Population, July 1, 202471,410
- Census 2020 base population70,054
- Population change since the 2020 census base1.94 percent
- Population change, 2023 to 2024364
- Births, 2024614
- Deaths, 2024598
- Natural change, 202416
- Net domestic migration, 2024198
- Net international migration, 2024158
- Total net migration, 2024356
- Cumulative net domestic migration, 2021 to 2024697
- Rank by growth among US county-equivalents1183rd of 3,144
The county has grown 1.94 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
York County
Where are people moving to York County from?
- Tax returns filed by households arriving3,469
- People arriving, from those returns7,475
- Tax returns filed by households leaving3,396
- Net household movement73
- Adjusted gross income arriving$241.7 m
- Net adjusted gross income movement$-6.7 m
- Average income of an arriving household$69,669
- Average income of a leaving household$73,146
- Largest single originNewport News city (632 households)
- Largest single destinationNewport News city (526 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Newport News city | 632 | 1,250 | $38.1 m |
| Hampton city | 325 | 727 | $18.4 m |
| James City County | 275 | 490 | $18.5 m |
| Foreign - APO/FPO ZIPs | 117 | 369 | $10.7 m |
| Williamsburg city | 73 | 123 | $4.0 m |
| Virginia Beach city | 68 | 129 | $4.1 m |
| Gloucester County | 67 | 113 | $5.9 m |
| Norfolk city | 61 | 107 | $3.6 m |
Households arriving report $3,477 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Newport News city, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
York County
Employment by industry in York County
- Covered employment, annual average22,164
- Establishments reporting1,733
- Average annual pay$53,363
- Average weekly wage$1,026
- Retail trade, employment3,456
- Retail trade, average annual pay$35,312
- Accommodation and food services, employment3,337
- Accommodation and food services, average annual pay$26,925
- Health care and social assistance, employment2,738
- Health care and social assistance, average annual pay$65,730
- Construction, employment1,666
- Construction, average annual pay$65,752
- Professional, scientific and technical services, employment1,296
- Administrative and support and waste management services, employment1,286
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 3,456 | 181 | $35,312 |
| Accommodation and food services | 3,337 | 155 | $26,925 |
| Health care and social assistance | 2,738 | 261 | $65,730 |
| Construction | 1,666 | 206 | $65,752 |
| Professional, scientific and technical services | 1,296 | 188 | $84,399 |
| Administrative and support and waste management services | 1,286 | 110 | $50,950 |
| Other services, except public administration | 764 | 188 | $42,509 |
| Arts, entertainment and recreation | 611 | 30 | $22,258 |
Retail trade is the largest private sector at 3,456 jobs, 15.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
York County
How many businesses are in York County?
- Establishments, all industries1,503
- Employment at those establishments18,725
- Annual payroll$872.2 m
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
York County
Building permits in York County
- Housing units authorized by permit, 2024187
- Declared construction value permitted$63.8 m
- Single family units authorized181
- Multifamily units authorized6
- Multifamily share of units3.2 percent
- Average declared value per unit$341,442
- Units authorized per 1,000 households6.9
Single-family homes are 96.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
York County
SBA loans in York County (7(a) and 504)
- 7(a) approvals recorded33
- 7(a) gross approval dollars$23.0 m
- Average 7(a) approval$698,355
- Median 7(a) approval$239,200
- 10th percentile approval$27,200
- 90th percentile approval$1,683,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)335
- Jobs per approval10.2
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter26
- Franchise loans9
- Franchise share of approvals27.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded28
- 504 gross approval dollars$21.3 m
- Average 504 approval$761,357
- Median 504 approval$341,000
- Distinct CDCs active3
- 504 jobs per approval8.1
- 504 jobs per million dollars approved10.7
- Most active CDC504 Capital Corporation (17)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$44.4 m
The average approval of $698,355 sits well above the median of $239,200, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
York County
SBA loan default and charge-off rates in York County
Do SBA loans in York County get paid back?
- Loans with a final outcome recorded5
- Paid in full4
- Charged off1
- Status: Exempt from disclosure21
- Status: Cancelled5
- Status: Paid in full4
- Status: Charged off1
- Status: Committed, not yet disbursed2
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
SBA lending by place in York County
- Borrower cities with recorded lending3
- Yorktown, approvals20
- Williamsburg, approvals12
- Lanexa, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Yorktown | 20 | $11,850,700 |
| Williamsburg | 12 | $11,045,000 |
| Lanexa | 1 | $150,000 |
Yorktown accounts for 20 approvals against 12 in Williamsburg. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
How large is York County?
- Land area105 sq mi
- Rank by land area among Virginia counties96th of 133
- Width, east to west19.4 mi
- Height, north to south19.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land676
- Establishments per square mile14.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
York County
Flood risk in York County
- Participation of the county's own NFIP community York County, unincorporated areasParticipating, community 510182
- Community Rating System class of the county's own communityClass 7
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
- Radon levels in York County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated York County (community 510182), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places York County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a York County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a York County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202471,005
- Households26,968
- Average household size2.63
- Median household income$109,956
- Median age39.9
Common questions
York County questions, answered from the record.
How many people live in York County, Virginia?
The Census Bureau estimates 71,410 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 71,005, in 26,968 households, ranking 30th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is York County's population growing?
The population has grown 1.94 percent since the 2020 census base of 70,054, to 71,410 on July 1, 2024. In 2024 there were 614 births against 598 deaths, with net migration of 356. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in York County?
$109,956. The median owner-occupied home is valued at $433,200, which is 3.9 times income, and median gross rent is $1,827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in York County?
1,503 establishments, employing 18,725 people with an annual payroll of $872.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in York County?
Retail trade is the largest private sector at 3,456 jobs, 15.6 percent of covered employment. Covered employment averages 22,164 jobs at an average annual pay of $53,363, or $1,026 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in York County?
33 7(a) approvals totaling $23.0 m since FY2020, across 20 lenders, with a median approval of $239,200, plus 28 504 approvals worth $21.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in York County?
187 housing units were authorized by permit in 2024, with a declared construction value of $63.8 m. Multifamily was 3.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for York County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to York County come from?
The largest single origin is Newport News city, with 632 households. Arriving households report an average income of $69,669 against $73,146 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for York County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for York County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
York County
Cities and places in York.
2 Census places lie wholly or partly in York County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Bethel Manor | CDP | 4,393 | None recorded | Wholly in this county |
| Yorktown | CDP | 128 | 20 | Wholly in this county |
A further 13 of the county's 33 SBA 7(a) approvals are to borrowers in cities that match no Census place in York County, the largest being Williamsburg (12), Lanexa (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.