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Ridgefield, Washington: commercial real estate data.

Ridgefield is a Census city of 13,408 people across 7.55 square miles of land, in Clark County. Median household income is $116,389, 82.0 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $39.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ridgefield

What Ridgefield is

  • Census place typecity
  • Land area7.55 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land1,776
  • County holding the largest share of its areaClark County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ridgefield

How many people live in Ridgefield

  • Population13,408
  • Median age35.7
  • Population under 183,770
  • Share under 1828.1 percent
  • Population 65 and over1,689
  • Share 65 and over12.6 percent
  • Households4,702
  • Family households3,693
  • Share of households that are families78.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ridgefield

Income and work in Ridgefield

  • Median household income$116,389
  • Per capita income$57,136
  • Civilian labor force6,451
  • Employed6,007
  • Unemployed444 plus or minus 194
  • Unemployment rate6.9 percent plus or minus 3.0
  • Adults 25 and over8,964
  • Adults 25 and over with a high school diploma or higher95.8 percent
  • Adults 25 and over with a bachelor degree or higher38.9 percent
  • Adults 25 and over with a graduate degree11.0 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ridgefield

Housing in Ridgefield

  • Housing units4,722
  • Occupied units4,702
  • Vacant units20 plus or minus 33
  • Vacancy rate0.4 percent plus or minus 0.7
  • Owner occupied3,855
  • Renter occupied847 plus or minus 189
  • Ownership rate82.0 percent
  • Median owner-occupied home value$613,500
  • Median gross rent, monthly$2,335
  • Annual rent as a share of median income24.1 percent
  • Single family units4,238
  • Share single family89.8 percent
  • Units in buildings of two or more427 plus or minus 183
  • Share in buildings of two or more9.0 percent plus or minus 3.9
  • Mobile homes57 plus or minus 48
  • Median year structure built2012

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ridgefield

How Ridgefield gets to work

  • Workers 16 and over who commute4,591
  • Commuting under 15 minutes1,108 plus or minus 358
  • Share commuting under 15 minutes24.1 percent plus or minus 7.5
  • Commuting 30 minutes or more1,465 plus or minus 369
  • Share commuting 30 minutes or more31.9 percent plus or minus 7.6
  • Drove alone68.0 percent
  • Carpooled8.4 percent plus or minus 2.9
  • Public transport0.8 percent plus or minus 0.8
  • Walked0.7 percent plus or minus 0.8
  • Worked from home21.7 percent plus or minus 5.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ridgefield

SBA loans in Ridgefield (7(a))

  • Approvals46
  • Gross approval$39,689,300
  • Average approval$862,811
  • Median approval$225,000
  • Ninetieth percentile approval$2,505,000
  • Largest approval$5,000,000
  • Jobs supported412
  • Jobs per approval9.0
  • Loans with a final outcome12
  • Paid in full12
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more15.2 percent
  • Share to franchises13.0 percent
  • Distinct lenders19
  • Distinct industries by NAICS32

Counted by borrower city: approvals to borrowers whose address is in Ridgefield, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ridgefield

SBA loans in Ridgefield (504)

  • Approvals10
  • Gross approval$16,908,000
  • Average approval$1,690,800
  • Median approval$894,000
  • Largest approval$5,469,000
  • Jobs supported106
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Ridgefield, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ridgefield

Flood risk in Ridgefield

  • NFIP communityCity of Ridgefield
  • NFIP community number530298
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/05/12

The City of Ridgefield participates in the National Flood Insurance Program as community 530298 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Clark County, not Ridgefield

Clark County context, not Ridgefield figures

  • Establishments in Clark County12,552
  • Covered employment, Clark County181,713
  • Average annual pay, Clark County$72,700
  • Housing units permitted, Clark County3,594

Every figure in this section is published for Clark County as a whole and is not a measurement of Ridgefield.

All Clark County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ridgefield questions, answered from the record.

How many people live in Ridgefield, Washington?

13,408, in 4,702 households. Ridgefield city covers 7.55 square miles of land, which is 1,776 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ridgefield in?

Clark County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ridgefield?

$116,389. The median owner-occupied home is valued at $613,500. Median gross rent is $2,335 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ridgefield businesses?

46 7(a) approvals totaling $39.7 m since FY2020, across 19 lenders, median approval $225,000, plus 10 504 approvals worth $16.9 m since FY2010. These count approvals to borrowers whose address is in Ridgefield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ridgefield borrowers get paid back?

No rate is published for Ridgefield. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ridgefield in the National Flood Insurance Program?

Yes. Ridgefield appears in the FEMA Community Status Book as Ridgefield, city of, community 530298, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ridgefield figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clark County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgefield.

Is zoning published for Ridgefield?

No. Nothing on this page presents parcel level zoning.