HomeWashingtonCowlitz CountyKalama
Kalama, Washington: commercial real estate data.
Kalama is a Census city of 3,050 people across 3.60 square miles of land, in Cowlitz County. Median household income is $102,026, 65.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kalama
What Kalama is
- Census place typecity
- Land area3.6 sq mi
- Water area0.26 sq mi
- Population per square mile of land847
- County holding the largest share of its areaCowlitz County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalama
How many people live in Kalama
- Population3,050
- Median age50.6
- Population under 18631 plus or minus 191
- Share under 1820.7 percent plus or minus 6.3
- Population 65 and over590 plus or minus 141
- Share 65 and over19.3 percent plus or minus 4.6
- Households1,326
- Family households978
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalama
Income and work in Kalama
- Median household income$102,026 plus or minus $23,405
- Per capita income$43,652
- Civilian labor force1,307
- Employed1,290
- Unemployed17 plus or minus 27
- Unemployment rate1.3 percent plus or minus 2.1
- Adults 25 and over2,257
- Adults 25 and over with a high school diploma or higher92.6 percent
- Adults 25 and over with a bachelor degree or higher19.3 percent plus or minus 6.9
- Adults 25 and over with a graduate degree6.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalama
Housing in Kalama
- Housing units1,352
- Occupied units1,326
- Vacant units26 plus or minus 33
- Vacancy rate1.9 percent plus or minus 2.4
- Owner occupied866 plus or minus 181
- Renter occupied460 plus or minus 250
- Ownership rate65.3 percent
- Median owner-occupied home value$471,500
- Single family units820 plus or minus 184
- Share single family60.7 percent plus or minus 12.3
- Units in buildings of two or more366 plus or minus 287
- Share in buildings of two or more27.1 percent plus or minus 21.1
- Mobile homes166 plus or minus 81
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalama
How Kalama gets to work
- Workers 16 and over who commute1,209
- Commuting under 15 minutes392 plus or minus 206
- Share commuting under 15 minutes32.4 percent plus or minus 16.6
- Commuting 30 minutes or more400 plus or minus 146
- Share commuting 30 minutes or more33.1 percent plus or minus 11.4
- Drove alone86.4 percent
- Carpooled3.7 percent plus or minus 3.5
- Public transport0.0 percent
- Walked3.6 percent plus or minus 4.1
- Worked from home6.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kalama
SBA loans in Kalama (7(a))
- Approvals6
- Gross approval$1,761,000
- Average approval$293,500
- Median approval$75,000
- Largest approval$1,416,000
- Jobs supported72
- Jobs per approval12.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Kalama, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kalama
SBA loans in Kalama (504)
- Approvals2
- Gross approval$903,000
- Average approval$451,500
- Median approval$451,500
- Largest approval$527,000
- Jobs supported38
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Kalama, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kalama
Flood risk in Kalama
- NFIP communityCity of Kalama
- NFIP community number530289
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/15
The City of Kalama participates in the National Flood Insurance Program as community 530289 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cowlitz County, not Kalama
Cowlitz County context, not Kalama figures
- Establishments in Cowlitz County2,309
- Covered employment, Cowlitz County41,235
- Average annual pay, Cowlitz County$67,600
- Housing units permitted, Cowlitz County353
Every figure in this section is published for Cowlitz County as a whole and is not a measurement of Kalama.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kalama questions, answered from the record.
How many people live in Kalama, Washington?
3,050, in 1,326 households. Kalama city covers 3.60 square miles of land, which is 847 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kalama in?
Cowlitz County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kalama?
$102,026. The median owner-occupied home is valued at $471,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kalama businesses?
6 7(a) approvals totaling $1.8 m since FY2020, across 3 lenders, median approval $75,000, plus 2 504 approvals worth $903,000 since FY2010. These count approvals to borrowers whose address is in Kalama, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kalama borrowers get paid back?
No rate is published for Kalama. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kalama in the National Flood Insurance Program?
Yes. Kalama appears in the FEMA Community Status Book as Kalama, city of, community 530289, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kalama figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cowlitz County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kalama.
Is zoning published for Kalama?
No. Nothing on this page presents parcel level zoning.
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