Ferry County, Washington: commercial real estate data.

Ferry County

How many people live in Ferry County

• Population, American Community Survey 2020-20247,387
• Households3,169
• Average household size2.33
• Median household income$55,614
• Median age52.9
• Median gross rent$663 per month
• Median owner-occupied home value$283,400
• Home value to household income5.1 times
• Annual rent as a share of median income14.3 percent
• Adults 25 and over with a bachelor degree or higher15.2 percent
• Adults 25 and over with a graduate degree6.1 percent
• Adults 25 and over5,687
• Population under 181,228
• Share under 1816.6 percent
• Population 65 and over2,263
• Share 65 and over30.6 percent
• Working age population, 18 to 643,896
• Civilian labor force2,689
• Unemployment rate12.5 percent
• Labor force participation, adults 18 and over43.7 percent
• Rank by population among Washington counties36th of 39
• Rank by population among US county-equivalents, Puerto Rico included2708th of 3,222

Ferry County is the 36th largest of 39 Washington counties by population. A median home costs 5.1 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 30.6 percent against 16.6 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Ferry County

Where are people moving to Ferry County from?

• Tax returns filed by households arriving203
• People arriving, from those returns393
• Tax returns filed by households leaving174
• Net household movement29
• Adjusted gross income arriving$13.7 m
• Net adjusted gross income movement$1.6 m
• Average income of an arriving household$67,567
• Average income of a leaving household$69,833
• Largest single originStevens County (24 households)
• Largest single destinationStevens County (36 households)

Households arriving report $2,266 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Stevens County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Ferry County

Employment by industry in Ferry County

• Covered employment, annual average1,713
• Establishments reporting271
• Average annual pay$52,738
• Average weekly wage$1,014
• Retail trade, employment134
• Retail trade, average annual pay$30,246
• Construction, employment88
• Construction, average annual pay$46,027
• Other services, except public administration, employment49
• Other services, except public administration, average annual pay$29,862
• Information, employment24
• Information, average annual pay$46,889
• Finance and insurance, employment15
• Real estate and rental and leasing, employment12

Retail trade is the largest private sector at 134 jobs, 7.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Ferry County

Building permits in Ferry County

• Housing units authorized by permit, 202420
• Declared construction value permitted$4.2 m
• Single family units authorized20
• Multifamily units authorized0
• Multifamily share of units0.0 percent
• Average declared value per unit$207,941
• Units authorized per 1,000 households6.3

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Ferry County

SBA loan default and charge-off rates in Ferry County

Do SBA loans in Ferry County get paid back?

• Loans with a final outcome recorded1
• Paid in full1
• Charged off0
• Status: Paid in full1
• Status: Exempt from disclosure7

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ferry County

How large is Ferry County?

• Land area2,203 sq mi
• Rank by land area among Washington counties9th of 39
• Width, east to west35.1 mi
• Height, north to south80 mi
• Geographies sharing a boundary3
• Residents per square mile of land3
• Establishments per square mile0.07

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Feasibility studies

When a Ferry County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Ferry County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-20247,387
• Households3,169
• Average household size2.33
• Median household income$55,614
• Median age52.9

How a feasibility study works →

Ferry County

Cities and places in Ferry.

15 Census places lie wholly or partly in Ferry County. 13 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

A further 1 of the county's 8 SBA 7(a) approvals are to borrowers in cities that match no Census place in Ferry County, the largest being Kettle Falls (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.