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Pasco, Washington: commercial real estate data.

Pasco is a Census city of 79,575 people across 38.96 square miles of land, in Franklin County. Median household income is $85,586, 70.9 percent of occupied homes are owned, and the SBA record carries 83 7(a) approvals to borrowers here worth $36.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Pasco

What Pasco is

  • Census place typecity
  • Land area38.96 sq mi
  • Water area3.54 sq mi
  • Population per square mile of land2,042
  • County holding the largest share of its areaFranklin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pasco

How many people live in Pasco

  • Population79,575
  • Median age30.3
  • Population under 1824,955
  • Share under 1831.4 percent
  • Population 65 and over7,871
  • Share 65 and over9.9 percent
  • Households24,748
  • Family households19,763
  • Share of households that are families79.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pasco

Income and work in Pasco

  • Median household income$85,586
  • Per capita income$33,707
  • Civilian labor force38,708
  • Employed36,649
  • Unemployed2,059 plus or minus 454
  • Unemployment rate5.3 percent plus or minus 1.2
  • Adults 25 and over46,094
  • Adults 25 and over with a high school diploma or higher76.7 percent
  • Adults 25 and over with a bachelor degree or higher21.4 percent
  • Adults 25 and over with a graduate degree7.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pasco

Housing in Pasco

  • Housing units25,678
  • Occupied units24,748
  • Vacant units930 plus or minus 261
  • Vacancy rate3.6 percent plus or minus 1.0
  • Owner occupied17,556
  • Renter occupied7,192
  • Ownership rate70.9 percent
  • Median owner-occupied home value$376,300
  • Median gross rent, monthly$1,227
  • Annual rent as a share of median income17.2 percent
  • Single family units19,912
  • Share single family77.5 percent
  • Units in buildings of two or more4,531
  • Share in buildings of two or more17.6 percent
  • Mobile homes1,177 plus or minus 268
  • Median year structure built2001

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pasco

How Pasco gets to work

  • Workers 16 and over who commute32,832
  • Commuting under 15 minutes9,074
  • Share commuting under 15 minutes27.6 percent
  • Commuting 30 minutes or more8,217
  • Share commuting 30 minutes or more25.0 percent
  • Drove alone77.1 percent
  • Carpooled12.5 percent
  • Public transport0.5 percent plus or minus 0.3
  • Walked1.0 percent plus or minus 0.4
  • Worked from home7.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Pasco

SBA loans in Pasco (7(a))

  • Approvals83
  • Gross approval$36,199,200
  • Average approval$436,135
  • Median approval$150,000
  • Ninetieth percentile approval$1,332,000
  • Largest approval$3,300,000
  • Jobs supported858
  • Jobs per approval10.3
  • Loans with a final outcome24
  • Paid in full23
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more13.3 percent
  • Share to franchises8.4 percent
  • Distinct lenders26
  • Distinct industries by NAICS54

Counted by borrower city: approvals to borrowers whose address is in Pasco, in any county, FY2020 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Pasco

SBA loans in Pasco (504)

  • Approvals33
  • Gross approval$29,242,000
  • Average approval$886,121
  • Median approval$711,000
  • Largest approval$2,667,000
  • Jobs supported292
  • Loans with a final outcome18
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Pasco, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Pasco

Flood risk in Pasco

  • NFIP communityCity of Pasco
  • NFIP community number530046
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/10/77(M)

The City of Pasco participates in the National Flood Insurance Program as community 530046 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Franklin County, not Pasco

Franklin County context, not Pasco figures

  • Establishments in Franklin County1,968
  • Covered employment, Franklin County37,554
  • Average annual pay, Franklin County$57,266
  • Housing units permitted, Franklin County974

Every figure in this section is published for Franklin County as a whole and is not a measurement of Pasco.

All Franklin County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Pasco questions, answered from the record.

How many people live in Pasco, Washington?

79,575, in 24,748 households. Pasco city covers 38.96 square miles of land, which is 2,042 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Pasco in?

Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Pasco?

$85,586. The median owner-occupied home is valued at $376,300. Median gross rent is $1,227 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Pasco businesses?

83 7(a) approvals totaling $36.2 m since FY2020, across 26 lenders, median approval $150,000, plus 33 504 approvals worth $29.2 m since FY2010. These count approvals to borrowers whose address is in Pasco, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Pasco borrowers get paid back?

No rate is published for Pasco. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Pasco in the National Flood Insurance Program?

Yes. Pasco appears in the FEMA Community Status Book as Pasco, city of, community 530046, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Pasco figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pasco.

Is zoning published for Pasco?

No. Nothing on this page presents parcel level zoning.