HomeWashingtonKing CountyKirkland
Kirkland, Washington: commercial real estate data.
Kirkland is a Census city of 92,621 people across 17.81 square miles of land, in King County. Median household income is $150,414, 60.8 percent of occupied homes are owned, and the SBA record carries 176 7(a) approvals to borrowers here worth $114.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kirkland
What Kirkland is
- Census place typecity
- Land area17.81 sq mi
- Water area4.86 sq mi
- Population per square mile of land5,202
- County holding the largest share of its areaKing County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkland
How many people live in Kirkland
- Population92,621
- Median age38.3
- Population under 1817,917
- Share under 1819.3 percent
- Population 65 and over13,184
- Share 65 and over14.2 percent
- Households38,771
- Family households23,829
- Share of households that are families61.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkland
Income and work in Kirkland
- Median household income$150,414
- Per capita income$95,367
- Civilian labor force54,163
- Employed51,652
- Unemployed2,511
- Unemployment rate4.6 percent
- Adults 25 and over68,068
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher66.3 percent
- Adults 25 and over with a graduate degree27.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkland
Housing in Kirkland
- Housing units41,096
- Occupied units38,771
- Vacant units2,325
- Vacancy rate5.7 percent
- Owner occupied23,576
- Renter occupied15,195
- Ownership rate60.8 percent
- Median owner-occupied home value$1,115,400
- Median gross rent, monthly$2,401
- Annual rent as a share of median income19.2 percent
- Single family units24,115
- Share single family58.7 percent
- Units in buildings of two or more16,904
- Share in buildings of two or more41.1 percent
- Mobile homes66 plus or minus 70
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkland
How Kirkland gets to work
- Workers 16 and over who commute33,365
- Commuting under 15 minutes8,124
- Share commuting under 15 minutes24.3 percent
- Commuting 30 minutes or more11,591
- Share commuting 30 minutes or more34.7 percent
- Drove alone53.2 percent
- Carpooled4.9 percent
- Public transport3.5 percent plus or minus 0.7
- Walked2.8 percent plus or minus 0.7
- Worked from home33.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirkland
SBA loans in Kirkland (7(a))
- Approvals176
- Gross approval$114,139,400
- Average approval$648,519
- Median approval$214,400
- Ninetieth percentile approval$1,868,500
- Largest approval$5,000,000
- Jobs supported2,229
- Jobs per approval12.7
- Loans with a final outcome42
- Paid in full39
- Charged off3
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders45
- Distinct industries by NAICS91
Counted by borrower city: approvals to borrowers whose address is in Kirkland, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kirkland
SBA loans in Kirkland (504)
- Approvals21
- Gross approval$27,285,000
- Average approval$1,299,286
- Median approval$1,002,000
- Largest approval$5,376,000
- Jobs supported294
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Kirkland, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kirkland
Flood risk in Kirkland
- NFIP communityCity of Kirkland
- NFIP community number530081
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/20
The City of Kirkland participates in the National Flood Insurance Program as community 530081 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
King County, not Kirkland
King County context, not Kirkland figures
- Establishments in King County70,376
- Covered employment, King County1,449,785
- Average annual pay, King County$132,279
- Housing units permitted, King County10,564
Every figure in this section is published for King County as a whole and is not a measurement of Kirkland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kirkland questions, answered from the record.
How many people live in Kirkland, Washington?
92,621, in 38,771 households. Kirkland city covers 17.81 square miles of land, which is 5,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kirkland in?
King County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kirkland?
$150,414. The median owner-occupied home is valued at $1,115,400. Median gross rent is $2,401 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kirkland businesses?
176 7(a) approvals totaling $114.1 m since FY2020, across 45 lenders, median approval $214,400, plus 21 504 approvals worth $27.3 m since FY2010. These count approvals to borrowers whose address is in Kirkland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kirkland borrowers get paid back?
Of the 42 loans that have reached a final outcome, 39 were paid in full and 3 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Kirkland in the National Flood Insurance Program?
Yes. Kirkland appears in the FEMA Community Status Book as Kirkland, city of, community 530081, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kirkland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for King County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kirkland.
Is zoning published for Kirkland?
No. Nothing on this page presents parcel level zoning.
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