HomeWashingtonKittitas CountyEllensburg
Ellensburg, Washington: commercial real estate data.
Ellensburg is a Census city of 20,874 people across 8.68 square miles of land, in Kittitas County. Median household income is $55,438, 32.9 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $30.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ellensburg
What Ellensburg is
- Census place typecity
- Land area8.68 sq mi
- Water area0.11 sq mi
- Population per square mile of land2,406
- County holding the largest share of its areaKittitas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellensburg
How many people live in Ellensburg
- Population20,874
- Median age25.0
- Population under 183,030
- Share under 1814.5 percent
- Population 65 and over2,062
- Share 65 and over9.9 percent
- Households8,972
- Family households4,150
- Share of households that are families46.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellensburg
Income and work in Ellensburg
- Median household income$55,438 plus or minus $11,347
- Per capita income$31,113
- Civilian labor force12,140
- Employed11,056
- Unemployed1,084 plus or minus 373
- Unemployment rate8.9 percent plus or minus 3.0
- Adults 25 and over10,448
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher41.4 percent
- Adults 25 and over with a graduate degree18.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellensburg
Housing in Ellensburg
- Housing units9,508
- Occupied units8,972
- Vacant units536 plus or minus 186
- Vacancy rate5.6 percent plus or minus 1.9
- Owner occupied2,948
- Renter occupied6,024
- Ownership rate32.9 percent
- Median owner-occupied home value$404,100
- Median gross rent, monthly$1,340
- Annual rent as a share of median income29.0 percent plus or minus 6.1
- Single family units4,608
- Share single family48.5 percent
- Units in buildings of two or more4,552
- Share in buildings of two or more47.9 percent
- Mobile homes265 plus or minus 117
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellensburg
How Ellensburg gets to work
- Workers 16 and over who commute9,677
- Commuting under 15 minutes6,777
- Share commuting under 15 minutes70.0 percent
- Commuting 30 minutes or more1,606 plus or minus 368
- Share commuting 30 minutes or more16.6 percent plus or minus 3.6
- Drove alone68.7 percent
- Carpooled7.8 percent plus or minus 2.2
- Public transport0.9 percent plus or minus 0.7
- Walked8.9 percent plus or minus 2.3
- Worked from home10.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellensburg
SBA loans in Ellensburg (7(a))
- Approvals37
- Gross approval$29,973,000
- Average approval$810,081
- Median approval$350,000
- Ninetieth percentile approval$1,956,520
- Largest approval$3,850,000
- Jobs supported363
- Jobs per approval9.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.0 percent
- Share to franchises18.9 percent
- Distinct lenders22
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Ellensburg, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellensburg
SBA loans in Ellensburg (504)
- Approvals8
- Gross approval$6,113,000
- Average approval$764,125
- Median approval$781,000
- Largest approval$1,196,000
- Jobs supported36
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ellensburg, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ellensburg
Flood risk in Ellensburg
- NFIP communityCity of Ellensburg
- NFIP community number530234
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/24/21
The City of Ellensburg participates in the National Flood Insurance Program as community 530234 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kittitas County, not Ellensburg
Kittitas County context, not Ellensburg figures
- Establishments in Kittitas County1,500
- Covered employment, Kittitas County16,775
- Average annual pay, Kittitas County$54,172
- Housing units permitted, Kittitas County434
Every figure in this section is published for Kittitas County as a whole and is not a measurement of Ellensburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ellensburg questions, answered from the record.
How many people live in Ellensburg, Washington?
20,874, in 8,972 households. Ellensburg city covers 8.68 square miles of land, which is 2,406 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ellensburg in?
Kittitas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ellensburg?
$55,438. The median owner-occupied home is valued at $404,100. Median gross rent is $1,340 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ellensburg businesses?
37 7(a) approvals totaling $30.0 m since FY2020, across 22 lenders, median approval $350,000, plus 8 504 approvals worth $6.1 m since FY2010. These count approvals to borrowers whose address is in Ellensburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ellensburg borrowers get paid back?
No rate is published for Ellensburg. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ellensburg in the National Flood Insurance Program?
Yes. Ellensburg appears in the FEMA Community Status Book as Ellensburg, city of, community 530234, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ellensburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kittitas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ellensburg.
Is zoning published for Ellensburg?
No. Nothing on this page presents parcel level zoning.
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