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Centralia, Washington: commercial real estate data.
Centralia is a Census city of 18,830 people across 7.81 square miles of land, in Lewis County. Median household income is $56,219, 60.0 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $13.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centralia
What Centralia is
- Census place typecity
- Land area7.81 sq mi
- Water area0.19 sq mi
- Population per square mile of land2,411
- County holding the largest share of its areaLewis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How many people live in Centralia
- Population18,830
- Median age39.0
- Population under 183,561
- Share under 1818.9 percent
- Population 65 and over3,901
- Share 65 and over20.7 percent
- Households7,894
- Family households4,391
- Share of households that are families55.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Income and work in Centralia
- Median household income$56,219 plus or minus $12,919
- Per capita income$31,407
- Civilian labor force8,749
- Employed8,251
- Unemployed498 plus or minus 189
- Unemployment rate5.7 percent plus or minus 2.1
- Adults 25 and over13,422
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.0 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Housing in Centralia
- Housing units8,121
- Occupied units7,894
- Vacant units227 plus or minus 119
- Vacancy rate2.8 percent plus or minus 1.5
- Owner occupied4,740
- Renter occupied3,154
- Ownership rate60.0 percent
- Median owner-occupied home value$318,200
- Median gross rent, monthly$1,084
- Annual rent as a share of median income23.1 percent plus or minus 5.6
- Single family units5,036
- Share single family62.0 percent
- Units in buildings of two or more2,241
- Share in buildings of two or more27.6 percent
- Mobile homes812 plus or minus 220
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How Centralia gets to work
- Workers 16 and over who commute7,320
- Commuting under 15 minutes2,688
- Share commuting under 15 minutes36.7 percent
- Commuting 30 minutes or more2,213
- Share commuting 30 minutes or more30.2 percent
- Drove alone73.3 percent
- Carpooled14.6 percent plus or minus 4.4
- Public transport1.6 percent plus or minus 1.8
- Walked2.1 percent plus or minus 1.3
- Worked from home7.2 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
SBA loans in Centralia (7(a))
- Approvals28
- Gross approval$13,658,400
- Average approval$487,800
- Median approval$256,500
- Ninetieth percentile approval$1,028,500
- Largest approval$2,698,000
- Jobs supported260
- Jobs per approval9.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more32.1 percent
- Share to franchises21.4 percent
- Distinct lenders14
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centralia
SBA loans in Centralia (504)
- Approvals7
- Gross approval$2,653,000
- Average approval$379,000
- Median approval$337,000
- Largest approval$670,000
- Jobs supported24
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centralia
Flood risk in Centralia
- NFIP communityCity of Centralia
- NFIP community number530103
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date06/01/82
The City of Centralia participates in the National Flood Insurance Program as community 530103 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lewis County, not Centralia
Lewis County context, not Centralia figures
- Establishments in Lewis County1,990
- Covered employment, Lewis County27,148
- Average annual pay, Lewis County$58,706
- Housing units permitted, Lewis County265
Every figure in this section is published for Lewis County as a whole and is not a measurement of Centralia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centralia questions, answered from the record.
How many people live in Centralia, Washington?
18,830, in 7,894 households. Centralia city covers 7.81 square miles of land, which is 2,411 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centralia in?
Lewis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centralia?
$56,219. The median owner-occupied home is valued at $318,200. Median gross rent is $1,084 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centralia businesses?
28 7(a) approvals totaling $13.7 m since FY2020, across 14 lenders, median approval $256,500, plus 7 504 approvals worth $2.7 m since FY2010. These count approvals to borrowers whose address is in Centralia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centralia borrowers get paid back?
No rate is published for Centralia. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Centralia in the National Flood Insurance Program?
Yes. Centralia appears in the FEMA Community Status Book as Centralia, city of, community 530103, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centralia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lewis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centralia.
Is zoning published for Centralia?
No. Nothing on this page presents parcel level zoning.
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